Best Home Renovation Loan Companies in Indiana

Grandview Lending, Inc. focuses on guiding clients through the mortgage process with clear communication and personalized options. Their team assists with home loans and refinancing, often praised for responsiveness and thoroughness. Some customers note the process can be involved, but many appreciate the steady support throughout.

As the oldest and largest locally-owned mortgage banker in Central Indiana, Approved Mortgage Corporation works with over 20 investors to offer a wide range of residential, commercial, and business loans. Customers appreciate the team’s responsiveness and clear communication throughout the process, though some note the experience can feel fast-paced.

Golden Oak Lending specializes in helping clients navigate mortgage options with clear explanations and personalized guidance. Their local loan officers assist both first-time buyers and experienced homeowners with finding suitable loan programs, including home equity loans. Customers appreciate the team’s communication and patience, though some have noted occasional concerns with responsiveness.

Ruoff Mortgage offers renovation loans that combine home purchase or refinance costs with repair and improvement expenses into a single loan. Their team provides clear communication and attentive support throughout the process, helping clients understand options and fees. Some customers note the experience can feel detailed but appreciate the thoroughness.

Go Mortgage LLC specializes in FHA 203(k) renovation loans, helping customers finance both home purchases and improvements with flexible credit requirements. The team offers support through the loan process, and clients appreciate their helpfulness, though some note occasional delays and challenges with customer service responsiveness.

Mariner Finance specializes in home improvement loans designed to help with projects like kitchen remodels, new countertops, or window replacements. The team works to support customers with varied financial backgrounds, though some note the interest rates can be high. Many appreciate their willingness to consider personal history during the loan process.

Gateway Mortgage can help you buy a fixer-upper or build your dream home. Browse the loan options below, or contact one of our local offices. Our team is here for you. We put our customers first in everything that we do. This means that we are there to help you, our customer, at all times. We will help you with the mortgage process. Our goal is to provide high-touch communications and services… more...

Gateway Mortgage can help you buy a fixer-upper or build your dream home. Browse the loan options below, or contact one of our local offices. Our team is here for you. We put our customers first in everything that we do. This means that we are there to help you, our customer, at all times. We will help you with the mortgage process. Our goal is to provide high-touch communications and services that put you at ease. This also involves being involved in the community. We have built our company where our homes and lives are. You can turn your dream house into a reality by building new one. Although it's exciting, the process can be difficult to navigate. We can help you find financing to make your dream home a reality. Perfectionism can feel impossible if you love the house you have outgrown and are looking for something more. It doesn't need to be. Our team will match you up with the right loan to help you build the house of your dreams.

Fannie Mae's HomeStyle Renovation loan and the U.S. Department of Housing and Urban Development section 203(k), both allow qualified borrowers to purchase, refinance or renovate with one loan. This type of loan is not for the construction of new houses, but rather to renovate and update existing homes. This program allows for greater flexibility by basing the loan arrangement on the property's… more...

Fannie Mae's HomeStyle Renovation loan and the U.S. Department of Housing and Urban Development section 203(k), both allow qualified borrowers to purchase, refinance or renovate with one loan. This type of loan is not for the construction of new houses, but rather to renovate and update existing homes. This program allows for greater flexibility by basing the loan arrangement on the property's value after the renovation has been completed. A renovation loan allows you to buy and remodel with one loan. You'll have one mortgage, one closing, and one monthly repayment. You will need to make a down payment and may also have to purchase mortgage insurance. Private Mortgage Insurance is required for HomeStyle transactions with loan-to-values exceeding 80%. The 203K program does not require Mortgage Insurance. It is possible to make improvements immediately to your house without having to draw on your savings. The interest you pay on the loan, like all mortgages, is tax-deductible.