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Thornton Insurance Agency, LLC, dba Insurance4Dallas, was founded and controlled by John Thornton (Rick). After he finished his degree in Carnegie Mellon University, with a degree in Mechanical Engineering, he enrolled in Business Strategy MBA. As a result of a cancer diagnosis, Rick joined the insurance industry. He was not enjoying health insurance options. He has been serving in the insurance sector as a salesman since 1986. His unique selling proposition is his customer service ability, which he does not want anyone to undergo the same ordeal as he did. He also studies the insurance and looks for ways to help his customers. Healthcare costs have become a melting pot in the US. For instance, the ongoing debate on insurance exchanges funding or the pricing regulation for insurance does not offer alluded to the issue of escalating medical costs, a position Rick holds. They claim that the costs are so high, and the prices keep changing; hence, the best approach would be to come and resolve these costs. The U.S medical insurance costs are this high because the medical sector's prices are not only out-of-control but also opaque. Hospitals, pharmacies, and other healthcare providers are fleecing their clients. The only strategy the government has offered is a way out and reduce the costs by giving qualified individuals subsidies. The Affordable Care Act is a step forward to offering coverage to the needy (Thornton, n.d). However, Obamacare should be linked to the pricing and policies of healthcare providers. Patients need to know upfront how much a medical procedure will cost them. This kind of affordability is hard to achieve without government subsidies. Insurance4Dallas teaches policyholders and businesses how to manage their healthcare costs by focusing on policyholders only. Premium Cost
 
Rick from the insurance department is genuinely impressive. He was courteous, approachable, and answered all my questions about insurance. I had slept in finding and reviewing a quality life insurance package due to my busy schedule, but Rick was very welcoming, and his guidance made purchasing the insurance a quick experience. I had very high expectations as I had sought help from two other previous insurance agents who did not seem to understand what I was looking for. Therefore, I was greatly relieved by the attention and care given by Rick. I can confidently recommend him to anyone looking to review their insurance categories. I felt valued and respected, even though my request was a little desperate. Thank you, Rick.