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I studied at the University of Manitoba and then joined the workforce. I worked in Operations Management for seven years before deciding to enter Finance and Real Estate, a field I cherished. After establishing a successful business in the service industry, I linked all three fields. This move marked the inception of my career as a mortgage professional in 2009. The refinance process, home purchase, and renewal can all be challenging. My goal is to ensure my clients are well informed at every stage of the mortgage process and that they receive the most competitive rates, terms, and service available. You, our client, are absolutely free. It is a decision that requires a lot of thought and preparation. The Home Equity Loan (also known as a Second Mortgage) allows homeowners to take out a loan using the equity in their homes. This enables them to borrow more money at lower interest rates than personal loans or credit cards.