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  1. CA
  2. MB
  3. Winnipeg
NATIONALPAYDAYLOAN.CA

NATIONALPAYDAYLOAN.CA

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330 Portage Ave, Winnipeg, MB R3C 0C3, Canada Get Directions
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ABOUT   Services Excellence Summary

Loans are for 90 to 180 days. Our partners' average interest rate is 32% annually. No late fees apply, but after two weeks, missed payments incur interest of 2.66% per month (32% per year). An example loan of $720, repaid in two weeks' installments of $141.97, would total $847.38 from six payments and $58.54 in interest. Other fees may apply. Extending a loan incurs interest. Insufficient funds result in a $55 charge. If you fail to pay, the collection agency will contact you. If your loan is approved, a service fee will be deducted. We adhere to Canadian laws and guidelines. Our collection department may assist in establishing new repayment conditions if any difficulties arise during the repayment plan. If the payment plan fails, we will negotiate a new agreement based on your current financial circumstances. The debtor agrees to pay all reasonable legal and extrajudicial costs incurred by the creditor in recovering money from the debtor or taken to preserve the creditor's rights under this Agreement. If the debtor doesn't settle on a payment agreement with the collector or the collection agency, their credit score will be adversely affected.

 

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Mandy left a 1 star review
★☆☆☆☆
On TrustAnalytica
Oct 31
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do not use (2)
unprofessional (2)
not recommend (1)
worst company (1)
not happy (1)
do not apply (1)
horrible (1)
overcharged (1)
stay away (1)

NATIONALPAYDAYLOAN.CA Reviews: 18. Average Rating: 1.2

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Stay away from payday loan companies especially predatory ones like this one. They use illegal intimidation tactics to receive payments including harassment. They also refuse to send you your statement which is illegal. ‘Andrew’ was unprofessional over email and harassed my workplace threatening them that he would keep calling until I made a payment which is illegal. I was also overcharged on NSF fees. I was lucky enough to get back on my feet financially. I’m proceeding with a case in small claims to reimburse me for the ridiculous interest charges. Don’t borrow from this company
Don't bother with this scam company. ANDREW if that's his real name is a Jackass, should be jailed. They are not licensed. He does alot of sketchy and illegal tactics. Sure he feels mighty, preying on the weak and vulnerable financially people. He is Lord NO Heart. He is a problem. And he gives problems.
Andrew Moore of National Payday loans has been committing numerous violationals towards his customers. He uses abusive collection behavior tactics when conversing with his clients, he harasses his customers, he threatens and uses vulgarity. After my horrible experience with Andrew, I had found out that National Payday Loans can not legally loan to Albertans as they are not licensed in Alberta because they refuse to get licensed with the Alberta Consumer Protection Act. They are number 3 on the list of Payday loan companies that legally can not loan in Alberta and who are in violation of numerous acts. They refuse to provide documentation showing balances owing and statements of payments made. When I requested a copy of my contract and balance owing on my account Andrew flat out refused even though I made him well aware it was needed for my complaint I was submitting to the Service Alberta Consumer Protection investigator. They are fraudulently running their business and abuse their customers. They threaten to share your banking information with your employers and threaten to try to get you terminated from your employment. On top of a Consumer Protection complaint being submitted I have also reported them to the RCMP fraud department. Just stay far away from this company.
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Mandy left a 1 star review
★☆☆☆☆
On TrustAnalytica
2 months ago
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