Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.
Updated · lawyer rankings recalculated
The 2026 average is about $1,236 a month.
Enter your monthly benefit, or your salary.
Count from when benefits stopped (or should have started) until today.
Enter your age (18–64).
Moss Hachey Law
5.0 · 37 reviews · Disability claims
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Melanson Law
5.0 · 12 reviews · Disability claims
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Cantini Law Group
4.9 · 7 reviews · Disability claims
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General estimate only, not legal or tax advice. No lawyer–client relationship is created.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Specializing in motor vehicle accidents and insurance claims, Moss Hachey Law advocates for clients throughout the Atlantic Provinces, including appeals for long-term disability and workers' compensation. The team is known for clear communication and thoughtful advice, with an office designed for easy access and flexible appointment times.
With over 30 years of experience handling motor vehicle accident and injury claims, Melanson Law supports clients through all court levels, including appellate and Supreme Court cases. The team focuses on securing fair compensation and is praised for their knowledge, hard work, and approachable manner, though some find the process demanding.
Cantini Law Group has over 35 years of experience representing people injured in accidents across Atlantic Canada. Their team handles personal injury claims with a focus on explaining legal rights and guiding clients through insurance and compensation processes. Clients appreciate their accessibility and supportive approach during difficult times.
Foster & Company has been providing prompt and trustworthy guidance for our clients for more than 25+ years. We can help our clients both in English and French when their troubles bring them before any Atlantic Canada courts. We can help you get the best outcome, whether you are an advisor for a corporation or a partner in small businesses. Personal service is what we believe in. Foster & Company… more...
Foster & Company has been providing prompt and trustworthy guidance for our clients for more than 25+ years. We can help our clients both in English and French when their troubles bring them before any Atlantic Canada courts. We can help you get the best outcome, whether you are an advisor for a corporation or a partner in small businesses. Personal service is what we believe in. Foster & Company was founded by Charles Foster. He wanted to put the client's needs first. Our firm is a team of lawyers who are dedicated to delivering exceptional client service. You are treated in a way that a smaller firm cannot. You and your requirements are better understood by us. We reduce unnecessary paperwork and waste. You get the same level of expertise and support as big companies without having to feel the "big company" stigma. Our office is centrally located at Fredericton in New Brunswick. Our firm will advocate your rights before all Atlantic Canada courts, tribunals, boards, and judges, and at settlement conferences and mediations. Let us assist you if you are being denied insurance benefits. Don't wait for the denial. Our team has a lot of experience appealing to clients to have their LTD benefits restored. Assistance with CPP applications and the denial of CPP disability benefits.
Dan is Cox & Palmer's Fredericton Managing Partner. He is bilingual and advises clients on a wide range of commercial and corporate matters as well as tax and estate planning issues. His clients include business owners as well as individuals and banks. He advises them on matters related to mergers and acquisitions. Cox & Palmer believes that great client relationships are key to achieving… more...
Dan is Cox & Palmer's Fredericton Managing Partner. He is bilingual and advises clients on a wide range of commercial and corporate matters as well as tax and estate planning issues. His clients include business owners as well as individuals and banks. He advises them on matters related to mergers and acquisitions. Cox & Palmer believes that great client relationships are key to achieving outstanding results. We make client satisfaction our number one priority and deliver prompt legal solutions that are based on an in-depth understanding of the needs of our clients as well as top-quality work. Cox & Palmer has 200 attorneys and more than a century of experience in serving Atlantic Canadians. They are a regional full-service firm that provides advice for individuals and companies across all sectors.
Jessica was nothing short of Amazing, she has a huge heart to help people, She put my mind at ease many times and I felt I could trust her completely. I would highly recommend Melanson Law to anyone. They have your best interest in mind. -Chastity LeBlanc
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Moss Hachey Law | 5.0 | 37 | $100 | (506) 449-7544 | Visit |
| 2 | Melanson Law | 5.0 | 12 | $300 | (866) 453-1960 | Visit |
| 3 | Cantini Law Group | 4.9 | 7 | $200 | (506) 454-2529 | Visit |
| 4 | Foster & Company Lawyers Avocats | 5.0 | 3 | — | — | Visit |
| 5 | Daniel Stevenson | 3.7 | 3 | — | (506) 462-4754 | Visit |
This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any CPP-D offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.
General information about New Brunswick disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.