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Review Keywords Analysis

  1. Canada
  2. Best Disability Lawyers
  3. Disability Lawyers in New Brunswick
  4. Moncton
  5. LTD Settlement Calculator
1 · Your claim
2 · Your benefit
3 · Timeline
4 · Your estimate
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Long-Term Disability Settlement Calculator Moncton, NB

Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.

Updated · lawyer rankings recalculated

Deadlines and discount rates are for this province.

General estimate only, not legal or tax advice. No lawyer–client relationship is created.

Top-rated disability lawyers in Moncton

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

NOVA Injury Law - Personal Injury Lawyers Moncton

NOVA Injury Law specializes in personal injury and long-term disability cases, with the unique advantage of having a physician on staff to support clients’ claims. Their team handles cases like slip and fall, car accidents, brain injuries, and product liability, and clients appreciate their attentive and caring approach throughout difficult times.

Services & Prices
Claim Filing $200 - $500
Case Representation $1000 - $5000
Child Custody Mediation $300 - $800
Adoption Services $2000 - $4000
View Profile
(506) 526-3137
Closed Now
795 Main St Suite 300, Moncton, NB E1C 1E9, Canada
General Services
Personal Injury Law
2

The Mike Murphy Law Group (Moncton Office)

With over 35 years of experience in personal injury and disability claims, the Mike Murphy Law Group offers direct, knowledgeable legal support without intermediaries. The team assists with automobile accidents, disability filings, and related legal matters, often praised for clear communication and steadfast guidance throughout challenging cases.

Services & Prices
Car Accident Claims $5000 - $15000
Workplace Injury Claims $3000 - $12000
Medical Malpractice Claims $10000 - $30000
Health Insurance Claims $2000 - $10000
View Profile
(506) 854-5157
Closed Now
77 Vaughan Harvey Blvd, Moncton, NB E1E 3R2, Canada
General Services
Personal Injury Law
3

MacGillivray Law

Focused exclusively on insurance litigation and personal injury since 1995, MacGillivray Law assists clients with accident injuries and denied long-term disability claims. Their team handles claims efficiently and offers free consultations, often making home visits for those unable to travel. Clients appreciate their clear communication and supportive approach throughout the process.

Services & Prices
Car Accident Claims $5000 - $20000
Whiplash Claims $3000 - $15000
Settlement Negotiation $2500 - $15000
LTD Appeals $1500 - $5000
View Profile
(506) 317-0754
Closed Now
842 Main St, Moncton, NB E1C 1G2, Canada
General Services
Personal Injury Law
4

Cantini Law Group

With 35 years of experience representing injured clients across Atlantic Canada, Cantini Law Group focuses on personal injury and disability cases. The team offers free case evaluations and guides clients through insurance laws and legal processes, often meeting at home or hospital for convenience. Clients appreciate their clear communication and thorough support throughout lengthy cases.

Services & Prices
Car Accident Claims $5000 - $15000
Disability Claims $2000 - $10000
Wrongful Death Claims $10000 - $25000
View Profile
(506) 867-2529
Open 00:00 - 23:59
50 Foundry St Suite 200, Moncton, NB E1C 0J8, Canada
General Services
Personal Injury Law
5

Fidelis Law Droit

Fidelis Law Droit specializes in representing clients dealing with insurance companies, particularly for long-term disability and car insurance claims. Their bilingual team offers prompt, professional support to help navigate complex policies and protect your rights. Some clients note the firm’s limited practice areas but appreciate the compassionate, steady guidance throughout their cases.

Services & Prices
Claim Evaluation $100 - $200
Claim Submission $150 - $250
Appeals Process $200 - $300
Local Representation $200 - $400
View Profile
(506) 801-1126
Closed Now
171 Lutz St, Moncton, NB E1C 5E8, Canada
General Services
Insurance Claims Assistance
Where they are 8 on the map Click a pin for the profile and directions
6

Barapp Injury Law Corp

Barapp Injury Law Corp focuses exclusively on personal injury and disability cases, providing knowledgeable legal support for claims like car accidents, brain injuries, and workers' compensation. Clients appreciate the team’s responsiveness, clear communication, and respectful approach throughout the claims process. Some note that the firm’s thoroughness means cases can take time to resolve.

Services & Prices
Car Accident Claims $5000 - $15000
Slip and Fall Claims $3000 - $10000
Medical Malpractice Claims $10000 - $25000
Claim Submission Assistance $500 - $1000
View Profile
(506) 800-2818
Open 6:00 AM - 11:00 PM
249 Highfield St #2, Moncton, NB E1C 2G7, Canada
General Services
Personal Injury Law
7

LeBlanc Maillet

LeBlanc Maillet Solutions focuses on helping clients secure compensation for motor vehicle accidents, injuries, and other serious incidents. The team offers support through claims involving physical harm, property damage, and fatal accidents, aiming to ease the challenges of lost work and medical expenses. Clients find the environment professional and reassuring.

View Profile
(506) 858-5666
Closed Now
735 Main St, Moncton, NB E1C 1E5, Canada
8

Dale T. Briggs

Cox & Palmer, believe that strong client relationships are the foundation for great results. With excellence in client service a number one priority, we deliver timely legal solutions built on a deep understanding of our client's needs and top-quality work. 200 lawyers strong, with over a century of experience serving Atlantic Canadians, Cox & Palmer is a full-service regional firm providing… more...

Cox & Palmer, believe that strong client relationships are the foundation for great results. With excellence in client service a number one priority, we deliver timely legal solutions built on a deep understanding of our client's needs and top-quality work. 200 lawyers strong, with over a century of experience serving Atlantic Canadians, Cox & Palmer is a full-service regional firm providing advice to individuals and businesses in a broad range of sectors across all major industries. Proud to be recognized by Canadian Lawyer as a number one Atlantic Canadian law firm and as a Best Place to Work by Progress, we continue to attract, develop and retain top legal talent. Cox & Palmer is a member of the Law Firm Diversity and Inclusion Network (LFDIN) and Pride at Work Canada.

View Profile
(506) 863-0341
Closed Now
644 Main St Suite 500, Moncton, NB E1C 1E2, Canada

Latest reviews of Moncton Disability Lawyers

Written on TrustAnalytica by clients of the businesses in this list
  • Viola

    Aodhan P Murphy Thank you from the bottom of my heart regarding my injury claim. You stood beside every step of the way and gave me hope. You showed me dignity,compassion, professionalism and unwaivering support that lifted my spiritin a difficult time. I highly recommend you to anyone seeking help.…

  • Sarah

    I have the highest regard for the Cantini Law Group. I feel very comfortable talking to them because they are always pleasant and very informative about my case. They are also prompt at returning my phone calls or emails. I can't thank Jennifer Garagan and the team enough because they have gone abov…

Moncton Disability Lawyers stats: 8 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 NOVA Injury Law - Personal Injury Lawyers Moncton 5.0 61 $150 (506) 526-3137 Visit
2 The Mike Murphy Law Group (Moncton Office) 4.8 62 $250 (506) 854-5157 Visit
3 MacGillivray Law 4.8 53 $200 (506) 317-0754 Visit
4 Cantini Law Group 4.9 45 $2,000 (506) 867-2529 Visit
5 Fidelis Law Droit 4.6 14 $100 (506) 801-1126 Visit
6 Barapp Injury Law Corp 5.0 8 $500 (506) 800-2818 Visit
7 LeBlanc Maillet 4.8 6 — (506) 858-5666 Visit
8 Dale T. Briggs 5.0 2 — (506) 863-0341 Visit

How this Moncton long-term disability calculator works

This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any CPP-D offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.

New Brunswick rules this calculator applies

Deadline to act
Generally 2 years from discovery (Limitation of Actions Act); the Insurance Act or your policy may set a shorter period, so get advice promptly.
Discount rate
Future benefits are discounted at 3%, a common buyout assumption (no court-set rate).
Typical buyout range
Published lump-sum settlements land at about 50–75% of the present value of future benefits when the claim is being paid, 40–70% after benefits are cut off, and 30–60% when the claim was denied from the start. Back pay is added on top.
CPP-D offset
Most group policies reduce your LTD benefit by any CPP Disability you receive (about $1,236 a month on average in 2026).
Tax
If your employer paid any part of the premiums, monthly LTD benefits are taxable. In a lump-sum settlement of a denied claim, the back-pay portion is usually taxable and the future portion often is not, so how the settlement is split matters. Get tax advice before you sign.
Extra damages
Canadian courts can add damages for mental distress caused by a wrongful denial (Fidler v. Sun Life, 2006 SCC 30) and, rarely, punitive damages for bad faith (Whiten v. Pilot, 2002 SCC 18). These are seldom part of a settlement and are not in this estimate.

General information about New Brunswick disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.