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Trust Mortgage Managers when it comes to your mortgage needs. Our expert team will help you choose the ideal mortgage and demonstrate how much money you can save. We provide a mortgage cost calculation when you refinance, allowing you to compare and verify your returns. We want you to be completely satisfied with our services. Many mortgage laws have changed lately, making understanding them even more crucial. Lately, regulations have been updated to allow homeowners to refinance 80% of the value of their houses. The homeowner loses 20% of their equity. The only exception to this rule is in the case of divorce. The spouse/partner who is buying out the spouse/partner and keeping the house can access 20% of the equity. The Spousal Buyout Program is further outlined in detail on our Spousal Buyout Program Page. You can shop our network of lenders to obtain the best mortgage for your requirements. Many different mortgage possibilities are available, including Refinance & consolidation, Reverse Mortgage, and Refinance & Consolidation for First-Time Home Buyers. We can also help you refinance commercial or investment properties using the programs we offer.
 
Margaret and James are praised by customers for their incredible service and expertise. Many customers have been loyal for years. They appreciate the excellent customer service and have no complaints about their mortgages. This customer had a quick move and a stressful situation. Margaret and James managed to help them through the ordeal. They are very professional and great to work with. Customers appreciate their patience, especially those who don't understand much about mortgages. reopening letters, and the Margaret experience. A customer who had been out of homeownership for a while found lower rates with Margaret and James. The customer appreciated the effort. Some customers were impressed with how they were helped. One client, who owns a business, is pleased with Margaret and James. They are not placed under pressure. Customers were glad for James' services because of his guidance and return. All love patience and focus on finding the best rate, especially for customers who cannot find one. Some customers learned about the mortgage process from the couple. Many clients have grown their mortgage portfolio and were supported by the brokers. Customers have been loyal for years. They appreciate the excellent customer service and have no complaints about their mortgages.