How much house can you afford in Barrie? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · 2026 stress test and CMHC rules
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings, RRSP Home Buyers' Plan, FHSA and gifts from family all count. Minimum: 5% of the first $500,000, 10% above that.
4.49% (a typical 5-year fixed, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Mortgage Wellness
5.0 · 761 reviews · Free pre-approval
Get pre-approved →
Geri Janes
5.0 · 400 reviews · Free pre-approval
Get pre-approved →
Lighthouse Lending
4.9 · 218 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Known for a near-perfect client satisfaction rate, Mortgage Wellness offers personalized mortgage guidance tailored to first-time buyers, investors, self-employed borrowers, and those refinancing or consolidating debt. The team provides clear advice throughout the process and is praised for being responsive and supportive, though some clients note a busy schedule.
Offering a broad range of lender options beyond traditional banks, MortgagesWithGeri.ca focuses on creative mortgage and refinancing solutions to improve clients’ cash flow. The team guides clients through pre-approvals, renewals, and tailored home loans with clear communication and steady support, helping many feel confident despite the paperwork involved.
With over 25 years of experience and access to a wide network of lenders, Lighthouse Lending helps homeowners with refinancing, HELOCs, and mortgage solutions regardless of credit or income. The team is known for clear explanations and a straightforward process, though some clients note uneven experiences early on.
Known for clear communication and a patient approach, Mortgage Truth guides clients through complex mortgage processes with care. The team offers mortgage brokering and refinancing services, taking time to explain each step. Customers appreciate their attentiveness and problem-solving, though some note the process can feel detailed.
With 25 years of experience, Cory Byrne Mortgages specializes in personalized mortgage solutions for first-time buyers, refinancing, and investment properties across Ontario. The team is known for clear communication and thorough support, especially with complex financial situations, helping clients feel confident throughout the mortgage process.
Known for clear and reliable guidance throughout the mortgage process, this broker offers attentive support and professional advice. The team helps simplify financing decisions with detailed communication and a patient approach. Customers appreciate the straightforward information and the absence of high-pressure tactics.
With 25 years of experience and over $4 billion in mortgages funded, Darick Battaglia Mortgage Broker at Dominion Lending Centres offers personalized guidance for home purchases, refinancing, and commercial financing. Clients appreciate the team’s thoroughness and support, though some note occasional challenges when detailed questions arise.
Known for patient guidance and clear communication, Barrie Mortgage Broker - Darren Robinson helps clients navigate home buying and mortgage renewal with confidence. The team offers mortgage approvals, renewals, and rate comparisons through an easy-to-use online portal and virtual meetings. Customers appreciate the approachable service and straightforward process, though some note the reliance on… more...
Known for patient guidance and clear communication, Barrie Mortgage Broker - Darren Robinson helps clients navigate home buying and mortgage renewal with confidence. The team offers mortgage approvals, renewals, and rate comparisons through an easy-to-use online portal and virtual meetings. Customers appreciate the approachable service and straightforward process, though some note the reliance on virtual interactions.
With over a decade of experience and an AMP designation, Anne Martin at TMG The Mortgage Group offers personalized mortgage solutions for first-time buyers, refinancing, and more complex cases like self-employed or bruised credit clients. The team is known for clear communication and proactive advice that helps ease the mortgage process, though occasional delays outside their control can occur.
Known for offering access to over 230 lending institutions, Todd Smith Mortgages - Dominion Lending Centres provides a broad range of mortgage options tailored to Barrie and Simcoe County clients. The team assists with first-time homebuyer programs, refinancing, renewals, and specialized solutions for self-employed individuals. Customers appreciate their clear communication and patient guidance… more...
Known for offering access to over 230 lending institutions, Todd Smith Mortgages - Dominion Lending Centres provides a broad range of mortgage options tailored to Barrie and Simcoe County clients. The team assists with first-time homebuyer programs, refinancing, renewals, and specialized solutions for self-employed individuals. Customers appreciate their clear communication and patient guidance throughout the process.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Mortgage Wellness | 5.0 | 761 | Free Consultation | (705) 730-1050 | Visit |
| 2 | Geri Janes | 5.0 | 400 | Free Consultation | (705) 333-4338 | Visit |
| 3 | Lighthouse Lending | 4.9 | 218 | — | (888) 831-4817 | Visit |
| 4 | Mortgage Truth | 5.0 | 121 | Free Consultation | (705) 481-1688 | Visit |
| 5 | Cory Byrne - Mortgage Broker | 4.9 | 121 | Free Consultation | (705) 717-8354 | Visit |
| 6 | Certified Mortgage Broker Barrie | 5.0 | 111 | Free Consultation | (705) 302-0377 | Visit |
| 7 | Darick Battaglia Mortgage Broker Barrie Dominion Lending Centres | 4.8 | 86 | Free Consultation | (705) 797-8811 | Visit |
| 8 | Barrie Mortgage Broker - Darren Robinson | 4.8 | 59 | Free Consultation | (705) 242-1168 | Visit |
| 9 | Anne Martin - TMG The Mortgage Group | 5.0 | 47 | Free Consultation | (705) 791-6683 | Visit |
| 10 | Todd Smith Mortgages - Dominion Lending Centres | 5.0 | 31 | Free Consultation | (705) 503-1200 | Visit |
Lenders approve a mortgage when two ratios stay under their limits. Housing costs (mortgage payment, property tax and heating) must be no more than 39% of your gross income, and housing costs plus your other debt payments no more than 44%. The payment is tested at the qualifying rate, not your actual rate. The calculator finds the highest home price that passes both tests and the minimum down payment rules, and adds CMHC insurance to the loan when you put down less than 20%.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: CMHC homeowner mortgage loan insurance requirements and premiums, Finance Canada mortgage reforms effective December 15, 2024, OSFI minimum qualifying rate, 2025 municipal residential tax rates.
General information, not financial advice — consult a qualified professional.