Work out your likely compensation from medical bills, lost wages and Ontario fault rules — free, instant, no sign-up.
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Canadian courts look at how severe and long-lasting the pain is, your age, and how much it limits your work, hobbies, relationships and independence — not at what your treatment cost.
Most core treatment in Canada is publicly funded, so $0 is a normal answer even for a serious injury.
Your lawyer should assess how fault is split between you and the other side.
Enter your medical expenses or lost wages — the estimate is built from them.
Foster Injury Law - Personal Injury LawyersVerified
5.0 · 23 reviews · Free consultation
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Makaronets Personal Injury Lawyer
4.9 · 35 reviews · Free consultation
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Auger Hollingsworth Accident & Injury Lawyers | Barrie
5.0 · 23 reviews · Free consultation
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General estimate only, not legal advice. No lawyer–client relationship is created.
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Foster Injury Law focuses on serious personal injury and disability claims, including car, motorcycle, and slip-and-fall accidents. Clients appreciate the clear communication and compassionate support provided throughout each case, though some note the process can require patience due to its complexity. The team handles cases personally from start to finish.
With over 30 years of experience, Makaronets Personal Injury Lawyer focuses on helping clients secure compensation after accidents, defending both financial and medical rights. The team is accessible and responsive, guiding clients through complex cases and insurance challenges, though some clients note they may need to handle certain follow-ups independently.
Auger Hollingsworth specializes in accident and injury law, supporting clients through complex cases with clear communication and genuine care. Their team handles everything from dealing with insurance to healthcare providers, and clients appreciate their professionalism and patience throughout often lengthy legal processes. Some find the overall litigation experience slow, but the firm’s… more...
Auger Hollingsworth specializes in accident and injury law, supporting clients through complex cases with clear communication and genuine care. Their team handles everything from dealing with insurance to healthcare providers, and clients appreciate their professionalism and patience throughout often lengthy legal processes. Some find the overall litigation experience slow, but the firm’s guidance helps ease the burden.
Canadian courts do not use the multiplier method. This calculator adds your financial losses (treatment and care costs, and lost income) to a pain-and-suffering range for your level of injury, based on typical Canadian awards: about $5,000 to $35,000 for minor injuries, $35,000 to $100,000 for moderate ones, $100,000 to $225,000 for serious permanent injuries, and up to the national cap of about $470,000 for the most catastrophic ones. Where in that range a case falls depends on the factors Canadian courts weigh (the Stapley factors): your age, the nature of the injury, how severe and long-lasting the pain is, disability, emotional suffering, and how much it affects your work, hobbies, relationships and independence. Because core medical treatment in Canada is publicly funded, what you spent on treatment is not used as a measure of how serious the injury is. The total is then reduced by your share of fault under Ontario law.
For a car accident in Ontario, you can claim pain and suffering only for a permanent serious impairment or disfigurement, and in 2026 $47,913 is deducted from any award under $159,709. Your own accident benefits pay first, whoever caused the crash.
This applies to anyone hurt in a crash involving a vehicle, including pedestrians, cyclists and passengers. Slip and fall and dangerous premises, defective products, assaults, dog bites, sports injuries, and medical or dental negligence follow the ordinary rules above.
General information about Ontario law, not legal advice, and the estimate is not a guarantee of any outcome. A lawyer can tell you how these rules apply to your case.
General information, not legal advice — consult a licensed Ontario lawyer.