Personal Injury Settlement Calculator Hamilton, ON

Canadian courts do not use the multiplier method. This calculator adds your financial losses (treatment and care costs, and lost income) to a pain-and-suffering range for your level of injury, based on typical Canadian awards: about $5,000 to $35,000 for minor injuries, $35,000 to $100,000 for moderate ones, $100,000 to $225,000 for serious permanent injuries, and up to the national cap of about $470,000 for the most catastrophic ones. Where in that range a case falls depends on the factors Canadian courts weigh (the Stapley factors): your age, the nature of the injury, how severe and long-lasting the pain is, disability, emotional suffering, and how much it affects your work, hobbies, relationships and independence. Because core medical treatment in Canada is publicly funded, what you spent on treatment is not used as a measure of how serious the injury is. The total is then reduced by your share of fault under Ontario law.

Ontario rules this calculator applies

Fault rule

Shared fault (apportionment). Your payout drops by your share of fault, but being partly at fault never bars your claim.

Pain and suffering cap

About $470,000 anywhere in Canada, reserved for the most catastrophic injuries (the Supreme Court of Canada cap, indexed for inflation).

Deadline to file

Generally 2 years from when you knew, or ought to have known, about the injury and its cause. Claims against a municipality or other public body often need written notice much sooner.

Sexual assault

Treated differently: the cap on pain and suffering does not apply, and many provinces, including British Columbia, have no limitation period for these claims.

Wrongful death

Not covered by this calculator. Who may claim after a death, and what they may claim, differs from province to province; in British Columbia, for example, pain and suffering cannot be claimed after death. A lawyer can tell you what applies.

Not included

Cost of future care and in-trust awards (for family members who cared for you) can add substantially to a serious claim. A lawyer will assess them.

Car accidents

Special rules apply in Ontario; see below.

Car accidents in Ontario

General information about Ontario law, not legal advice, and the estimate is not a guarantee of any outcome. A lawyer can tell you how these rules apply to your case.