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The Sheffar Potter Manyan Now is SPM Financial, and our main office is based in London, Ontario. We are a relatively small firm that specializes in offering financial services to any professional or business owner in Canada, as well as their family. The retirement and estate planning, educational planning, and wealth and risk management services that we offer at SPM financial are also available to the members of our company and their families. This paper will study our organization as a means of evaluating its life cycles, changes successfully, and challenges.
 
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