How much house can you afford in Mississauga? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · 2026 stress test and CMHC rules
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings, RRSP Home Buyers' Plan, FHSA and gifts from family all count. Minimum: 5% of the first $500,000, 10% above that.
4.49% (a typical 5-year fixed, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Ross Taylor Mortgages, Concierge Mortgage GroupVerified
5.0 · 122 reviews · Free pre-approval
Get pre-approved →
AKAL Mortgages IncVerified
4.9 · 102 reviews · Free pre-approval
Get pre-approved →
Gurbinder Sandhu GTA Mortgage AgentVerified
5.0 · 42 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Specializing in difficult mortgages and first-time homebuyers, Ross Taylor Mortgages offers mortgage brokerage services primarily through phone, email, chat, or video calls. Clients appreciate the team’s clear communication, patience, and ability to secure competitive rates, though all interactions are remote rather than in person.
With over 16 years of experience, AKAL Mortgages Inc specializes in helping clients across the Greater Toronto Area find mortgage options that fit their unique financial situations. Their team handles residential, commercial, and business transactions, and clients appreciate the knowledgeable agents and supportive, informative approach throughout the process.
Specializing in residential and commercial mortgages across Mississauga and Brampton, this mortgage agent is known for clear communication and patient guidance. The team handles everything from first-time homebuyer needs to complex financing, with clients appreciating their responsiveness and organized approach, though some may find the process detailed.
Known for guiding clients through complex mortgage challenges, Harpreet Singh - GTA Mortgage Agent offers mortgage brokerage services focused on home purchases and investment properties. The agents keep clients informed throughout the process and are praised for responsiveness and clear communication, though minor delays near closing have been noted occasionally.
Licensed to access a wide range of mortgage products from banks, credit unions, and trust companies, Deepak Bansal Mortgage Broker offers impartial advice for first-time buyers, refinancing, and equity takeouts. Clients appreciate the clear explanations and steady support throughout the mortgage process, though some note the pace can vary with complex cases.
With over two decades of experience, Lotus Loans and Mortgages Corp. specializes in helping clients secure and refinance mortgages with personalized guidance. Their team offers expert advice on home equity loans and debt consolidation, earning praise for clear communication and thorough support throughout the process. Some clients note the need for patience during busy periods.
With over 25 years of mortgage experience, Mortgage In The City Inc offers personalized guidance for home purchases and renewals across Toronto and the GTA. The team provides detailed financial analyses and clear explanations to help clients navigate the process confidently. Customers appreciate their proactive communication and thorough support throughout each step.
With over 20 years of combined experience and access to more than 300 mortgage options from over 40 lenders, Clover Mortgage specializes in both residential and commercial mortgages. The team also assists with financing for home renovations and expansions, offering guidance throughout the process. While communication can sometimes be slow, customers appreciate their persistence and ability to… more...
With over 20 years of combined experience and access to more than 300 mortgage options from over 40 lenders, Clover Mortgage specializes in both residential and commercial mortgages. The team also assists with financing for home renovations and expansions, offering guidance throughout the process. While communication can sometimes be slow, customers appreciate their persistence and ability to find competitive rates.
Licensed in California and experienced with both conventional and private lenders, Best Refinance - Second Mortgage Brokers offers a range of mortgage refinancing options beyond typical bank products. Customers appreciate their fast approvals, clear communication, and ability to handle challenging cases, though some note the process can involve detailed questions.
Mortgage Diligent Ltd. stands out for offering fully digital mortgage services, allowing clients to explore options and complete processes from home with flexible hours. Their team works with a wide range of mortgage products, including loans for the self-employed and refinancing. Customers appreciate their clear communication and proactive support, though some note the process can be detailed.
Unpleasant experience!!! I contacted Clover Mortgage and spoke to someone. Than have clover mortgage contact me the next day snd they had no idea I spoke to someone already. I was contacted by someone that was away from the office. I ended up speaking to Rushi. I gave him all the requested paperwork…
Tyler Salmon is a great mortgage broker who works very hard, closes quickly, and updates several times a day, breathing with customers and doing their best on the customer's side. Highly recommended.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Ross Taylor Mortgages, Concierge Mortgage Group | 5.0 | 122 | — | (289) 804-9700 | Visit |
| 2 | AKAL Mortgages Inc | 4.9 | 102 | — | (416) 621-1300 | Visit |
| 3 | Gurbinder Sandhu GTA Mortgage Agent | 5.0 | 42 | — | (647) 938-3300 | Visit |
| 4 | Harpreet Singh - GTA Mortgage Agent | 4.9 | 187 | Free Consultation | (416) 795-1919 | Visit |
| 5 | Deepak Bansal Mortgage Broker - Dominion Lending Centres Mississauga | 5.0 | 100 | Free Consultation | (416) 347-9292 | Visit |
| 6 | Lotus Loans and Mortgages Corp. | 5.0 | 100 | Free Consultation | (905) 791-1100 | Visit |
| 7 | Mortgage In The City Inc | 5.0 | 100 | Free Consultation | (416) 629-5363 | Visit |
| 8 | Clover Mortgage Inc. - Mortgage Brokers | 4.8 | 94 | Free Consultation | (416) 674-6222 | Visit |
| 9 | Best Refinance - Second Mortgage Brokers????- Expert Mortgage | 4.9 | 66 | Free Consultation | (416) 895-6074 | Visit |
| 10 | Mortgage Diligent Ltd. | 4.8 | 63 | Free Consultation | (289) 521-6900 | Visit |
Lenders approve a mortgage when two ratios stay under their limits. Housing costs (mortgage payment, property tax and heating) must be no more than 39% of your gross income, and housing costs plus your other debt payments no more than 44%. The payment is tested at the qualifying rate, not your actual rate. The calculator finds the highest home price that passes both tests and the minimum down payment rules, and adds CMHC insurance to the loan when you put down less than 20%.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: CMHC homeowner mortgage loan insurance requirements and premiums, Finance Canada mortgage reforms effective December 15, 2024, OSFI minimum qualifying rate, 2025 municipal residential tax rates.
General information, not financial advice — consult a qualified professional.