Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.
Updated · lawyer rankings recalculated
The 2026 average is about $1,236 a month.
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Count from when benefits stopped (or should have started) until today.
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ABLF Personal Injury Lawyer
4.9 · 36 reviews · Disability claims
Free claim review →
Arvin Ross Law Office
5.0 · 28 reviews · Disability claims
Free claim review →
Conte Jaswal Lawyers
4.8 · 26 reviews · Disability claims
Free claim review →
General estimate only, not legal or tax advice. No lawyer–client relationship is created.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
ABLF Personal Injury Lawyer focuses on personal injury cases including car accidents, dog bites, and long-term disability claims. The team is known for clear communication and responsiveness, often guiding clients through complex insurance processes. Some clients have noted concerns about the firm's physical office presence, but many appreciate the caring and professional support throughout their… more...
ABLF Personal Injury Lawyer focuses on personal injury cases including car accidents, dog bites, and long-term disability claims. The team is known for clear communication and responsiveness, often guiding clients through complex insurance processes. Some clients have noted concerns about the firm's physical office presence, but many appreciate the caring and professional support throughout their cases.
Arvin Ross Law Office specializes in impaired driving and refuses breath sample cases, with over a decade of experience handling DUI charges and trials. The team offers criminal defense services focused on protecting clients’ reputations, licenses, and immigration status. Clients appreciate the clear communication and supportive approach, though some cases can be complex and lengthy.
Conte Jaswal Lawyers focus on serious spinal, brain, and orthopedic injury cases, working closely with medical experts to assess clients’ conditions thoroughly. Their team handles personal injury and LTD claims with clear communication and attentive support, though some clients note the process can be lengthy. Many appreciate the firm’s compassionate approach during difficult times.
With over 30 years of combined experience, Grillo Law Whitby focuses on personal injury and disability claims, helping clients navigate insurance challenges. The team is known for clear communication and steady support throughout cases, though some clients note the process can take time due to claim complexities.
With decades of experience handling personal injury claims in Ontario, Preszler Injury Lawyers assist clients dealing with car accidents, slip and falls, and pedestrian injuries. Their team guides clients through the legal process with clear communication and attentive support, though some may find the case timelines longer than expected.
Kitchen Simeson Belliveau LLP focuses on helping clients with personal injury and disability claims, including dog attacks, car accidents, and medical malpractice. Their team guides clients through complex legal processes with clear communication and attentive support. While most clients appreciate their responsiveness, a few have noted occasional challenges with staff interactions.
BLPC Law focuses on personal injury claims, helping clients recover compensation after serious accidents. Their team handles cases involving dog bites, slip and falls, and other injuries, guiding clients through complex legal processes with clear communication. Clients appreciate the firm’s supportive approach and thorough updates throughout their cases.
Michelle Linka Law Professional Corporation focuses on personal injury cases, helping clients recover compensation after serious accidents. The team handles claims related to slip-and-falls and car crashes across the Greater Toronto Area, including Whitby and Richmond Hill. Clients appreciate their clear communication, honesty about finances, and consistent support throughout the process.
Furlong Ford Law Firm has served Oshawa and the Durham Region for over 40 years, offering legal support in areas including disability claims and personal injury. The team provides individual attention to each case and aims to build long-term client relationships. Some clients find communication inconsistent, though others appreciate the approachable and straightforward service.
Specializing in personal injury and criminal defense, this firm brings decades of trial experience to cases involving motor vehicle accidents, slips and falls, and more. The team is known for clear communication and empathetic support throughout often difficult legal processes. Some clients note that responsiveness can vary depending on case demands.
I would definitely recommended Conte Jaswal Law firm to my family and friends as the best Law Firm in Durham Region and beyond. I reach out to Conte Jaswal Law firm and Peter Esfandiari reveiw my LTD claim and he assured me that he would do his best to get my LTD claim resolve to my satisfaction. I…
I have never experienced so much unprofessionalism and rudeness from a law firm. RJ ignored my appointment twice and I sent a long detailed email also he ignored. Then he decided to represent the defendant in my ongoing case. Not impressed. Had to take some drastic measures. Do not hire this lawyer…
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | ABLF Personal Injury Lawyer | 4.9 | 36 | No Win, No Fee | (800) 920-8165 | Visit |
| 2 | Arvin Ross Law Office | 5.0 | 28 | $1,000 | (647) 576-2454 | Visit |
| 3 | Conte Jaswal Lawyers | 4.8 | 26 | $500 | (877) 614-0008 | Visit |
| 4 | Grillo Law Whitby | 5.0 | 22 | No Win, No Fee | (855) 225-5725 | Visit |
| 5 | Preszler Injury Lawyers | 4.6 | 18 | No Win, No Fee | (888) 379-4294 | Visit |
| 6 | Kitchen Simeson Belliveau LLP | 4.8 | 16 | No Win, No Fee | (905) 579-5302 | Visit |
| 7 | BLPC Law | 5.0 | 15 | No Win, No Fee | (800) 758-3108 | Visit |
| 8 | Michelle Linka Law Professional Corporation | 5.0 | 9 | $1,000 | (905) 448-7810 | Visit |
| 9 | Furlong Ford Law Firm | 3.6 | 8 | — | (905) 448-4800 | Visit |
| 10 | EVANS, MITCHELL-GILL | 5.0 | 5 | $150 | (905) 433-1200 | Visit |
This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any CPP-D offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.
General information about Ontario disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.
General information, not legal advice — consult a licensed Ontario lawyer.