Personal Injury Settlement Calculator Ottawa, ON
Work out your likely compensation from medical bills, lost wages and Ontario fault rules — free, instant, no sign-up.
Updated · lawyer rankings recalculated
Canadian courts look at how severe and long-lasting the pain is, your age, and how much it limits your work, hobbies, relationships and independence — not at what your treatment cost.
Most core treatment in Canada is publicly funded, so $0 is a normal answer even for a serious injury.
Your lawyer should assess how fault is split between you and the other side.
Enter your medical expenses or lost wages — the estimate is built from them.
Burn Tucker Lachaîne P.C.Premium
5.0 · 45 reviews · Free consultation
Free case review →
MG Law Personal Injury LawyersVerified
4.8 · 100 reviews · Free consultation
Free case review →
Badre Law Professional CorporationVerified
5.0 · 50 reviews · Free consultation
Free case review →
General estimate only, not legal advice. No lawyer–client relationship is created.
Top-rated personal injury lawyers in Ottawa
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Burn Tucker Lachaîne P.C.
Burn Tucker Lachaîne P.C. focuses on personal injury and disability law, supporting clients through complex claims and disputes. Their team handles everything from accident investigations to disability benefit appeals, providing clear guidance and personalized attention. Clients often note the firm’s thorough communication and steady support, even during lengthy or challenging cases.
MG Law Personal Injury Lawyers
MG Law Personal Injury Lawyers specializes in helping victims and families recover compensation after catastrophic injuries, including auto, truck, boating, and medical malpractice cases. Their multilingual team is known for responsive communication and personal care, though some clients advise carefully reviewing documents before signing.
Badre Law Professional Corporation
Specializing in personal injury cases, Badre Law Professional Corporation focuses on helping clients navigate claims related to accidents, wrongful death, and employment termination. The team keeps clients informed throughout the process and is known for being responsive and compassionate, though some find the volume of paperwork challenging at times.
SG Injury Law
SG Injury Law specializes in personal injury cases, including motor vehicle, truck, and boating accidents, as well as long-term disability claims. The team offers clear guidance throughout the process, with virtual consultations and no fees unless you win. Clients appreciate their professionalism and responsiveness, though some note a more business-focused approach.
Williams Litigation Lawyers LLP
With over 40 years of experience, Williams Litigation Lawyers LLP specializes in estate and personal injury litigation, offering clear guidance on wills, trusts, and injury claims. Their team is known for strong advocacy and effective negotiation, though some clients note challenges with parking. Customers appreciate the professional and attentive service throughout.
Delaney's Law Firm
Delaney’s Law Firm has been serving Ottawa for over 15 years, offering legal support in personal injury cases, including car, pedestrian, bicycle, and multi-vehicle accidents. The team also handles family, real estate, and estate matters, with clients appreciating their clear communication and timely responses even during busy periods.
McNally Gervan Lawyers LLP
Specializing in serious and catastrophic personal injury cases, McNally Gervan Lawyers LLP supports accident victims and their families through complex insurance and legal challenges. Their team handles claims involving motor vehicle and truck accidents with care and clear communication, though some clients note the process can be lengthy. Clients appreciate their compassionate, respectful… more...
Specializing in serious and catastrophic personal injury cases, McNally Gervan Lawyers LLP supports accident victims and their families through complex insurance and legal challenges. Their team handles claims involving motor vehicle and truck accidents with care and clear communication, though some clients note the process can be lengthy. Clients appreciate their compassionate, respectful approach and thorough guidance.
Barapp Personal Injury Lawyer
Barapp Personal Injury Lawyer focuses on helping clients recover compensation after accidents caused by negligence, including motor vehicle crashes and slip-and-fall incidents. The team provides clear guidance through the claims process and is known for being compassionate and responsive. Some clients note the firm’s thorough communication and steady support during difficult times.
David Hollingsworth and Associates
Specializing in motorcycle, motorbike, and bicycle accident claims, David Hollingsworth and Associates has been helping Ottawa clients since 1995. The team also handles insurance claims related to various accidents, guiding clients through tight legal deadlines. Many appreciate their patient, respectful approach, though some note the process can take considerable time.
Howard Yegendorf & Associates | Personal Injury Lawyers
Howard Yegendorf & Associates focuses on personal injury cases with a contingent fee policy, meaning clients pay only if they recover damages. They handle serious injuries like brain and spinal cord trauma, as well as wrongful death claims, offering legal support that clients find both thorough and reassuring. Some note the firm takes only merit-based cases, which may limit eligibility.
Latest reviews of Ottawa Personal Injury Lawyers
Written on TrustAnalytica by clients of the businesses in this list-
M. Frank McNally of McNally Gervan Lawyers was referred to me by a service provider in the field of concussion rehab in a hit and run car accident. The whole team at this firm can be described as caring compassionate individuals who take the time ( which I needed) to be heard. M. McNally took the ti…
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Matt Gervan (McNally Gervan) is a wonderful gentleman who supported me during my most challenging time. May Allah reward him abundantly. In 2019, I was involved in a major car accident (someone ran a red light and hit my car) and I suffered from health issues afterwards. To make matters worse, my em…
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I strongly endorse Daniel Badre as a personal injury attorney. With his exceptional character, optimistic attitude, convincing argumentation, and empathetic approach, he can assist you in pursuing your case and achieving a favorable outcome. You can trust him and his expert staff to offer dependable…
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Read great things online. Great reviews... Filled out the online form. Received a call back to discuss the specifics. Asked us to gather up information for him. We did it right away. David reviewed the material we sent and discussed with us his comparison to other cases similar to ours. His review g…
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Burn Tucker Lachaîne P.C. | 5.0 | 45 | $200 | — | Visit |
| 2 | MG Law Personal Injury Lawyers | 4.8 | 100 | — | — | Visit |
| 3 | Badre Law Professional Corporation | 5.0 | 50 | $10 | — | Visit |
| 4 | SG Injury Law | 4.8 | 25 | — | — | Visit |
| 5 | Williams Litigation Lawyers LLP | 4.4 | 9 | $2,000 | (613) 237-0520 | Visit |
| 6 | Delaney's Law Firm | 4.8 | 155 | No Fees Unless We Win | (613) 233-7000 | Visit |
| 7 | McNally Gervan Lawyers LLP | 4.6 | 90 | No Win, No Fee | (613) 238-1424 | Visit |
| 8 | Barapp Personal Injury Lawyer | 5.0 | 34 | No Win, No Fee | (613) 777-1510 | Visit |
| 9 | David Hollingsworth and Associates | 4.7 | 33 | No Win, No Fee | (613) 978-9549 | Visit |
| 10 | Howard Yegendorf & Associates | Personal Injury Lawyers | 4.6 | 26 | No Win, No Fee | (613) 237-5000 | Visit |
About this Personal Injury Settlement Calculator
Canadian courts do not use the multiplier method. This calculator adds your financial losses (treatment and care costs, and lost income) to a pain-and-suffering range for your level of injury, based on typical Canadian awards: about $5,000 to $35,000 for minor injuries, $35,000 to $100,000 for moderate ones, $100,000 to $225,000 for serious permanent injuries, and up to the national cap of about $470,000 for the most catastrophic ones. Where in that range a case falls depends on the factors Canadian courts weigh (the Stapley factors): your age, the nature of the injury, how severe and long-lasting the pain is, disability, emotional suffering, and how much it affects your work, hobbies, relationships and independence. Because core medical treatment in Canada is publicly funded, what you spent on treatment is not used as a measure of how serious the injury is. The total is then reduced by your share of fault under Ontario law.
Ontario rules this calculator applies
- Fault rule
- Shared fault (apportionment). Your payout drops by your share of fault, but being partly at fault never bars your claim.
- Pain and suffering cap
- About $470,000 anywhere in Canada, reserved for the most catastrophic injuries (the Supreme Court of Canada cap, indexed for inflation).
- Deadline to file
- Generally 2 years from when you knew, or ought to have known, about the injury and its cause. Claims against a municipality or other public body often need written notice much sooner.
- Sexual assault
- Treated differently: the cap on pain and suffering does not apply, and many provinces, including British Columbia, have no limitation period for these claims.
- Wrongful death
- Not covered by this calculator. Who may claim after a death, and what they may claim, differs from province to province; in British Columbia, for example, pain and suffering cannot be claimed after death. A lawyer can tell you what applies.
- Not included
- Cost of future care and in-trust awards (for family members who cared for you) can add substantially to a serious claim. A lawyer will assess them.
- Car accidents
- Special rules apply in Ontario; see below.
Car accidents in Ontario
For a car accident in Ontario, you can claim pain and suffering only for a permanent serious impairment or disfigurement, and in 2026 $47,913 is deducted from any award under $159,709. Your own accident benefits pay first, whoever caused the crash.
This applies to anyone hurt in a crash involving a vehicle, including pedestrians, cyclists and passengers. Slip and fall and dangerous premises, defective products, assaults, dog bites, sports injuries, and medical or dental negligence follow the ordinary rules above.
General information about Ontario law, not legal advice, and the estimate is not a guarantee of any outcome. A lawyer can tell you how these rules apply to your case.
Frequently asked questions
9 questionsHow does the personal injury settlement calculator work?
What affects my personal injury settlement in Ontario?
How does shared fault impact my settlement in Ottawa?
What is the deadline for filing a personal injury claim in Ontario?
What happens after a car accident in Ontario?
Should I accept the first insurance offer for my injury?
How long does a personal injury claim take in Ontario?
What medical documentation is important for my claim?
How do contingency fees affect my net settlement?
General information, not legal advice — consult a licensed Ontario lawyer.