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Get the cash you need as soon as possible with our simple and fast payday loan service. You can apply for payday loans online or at one of our locations. Capital Payday Loans is the first stop for payday loans and has a long-standing record of service excellence. Payment plans are always flexible, and interest rates are clearly explained. We provide payday loans at the lowest rates in town! Loans must be paid back in two weeks. The turnaround time for loans is eight hours on average, although it can take longer in some cases. Ottawa (Ontario) applicants must be eligible. Approval needed. A live agent will review your application within 24 hours, seven days a week, and approval is not guaranteed.