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Review Keywords Analysis

  1. Canada
  2. Best Disability Lawyers
  3. Disability Lawyers in Quebec
  4. Montreal
  5. LTD Settlement Calculator
1 · Your claim
2 · Your benefit
3 · Timeline
4 · Your estimate
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Long-Term Disability Settlement Calculator Montreal, QC

Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.

Updated · lawyer rankings recalculated

Deadlines and discount rates are for this province.

General estimate only, not legal or tax advice. No lawyer–client relationship is created.

Top-rated disability lawyers in Montreal

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

BÉLANGER, BRUNET

With nearly 45 years of experience, BÉLANGER, BRUNET offers legal services across several areas, including family and criminal law. The team is known for providing clear advice and steady support through complex issues like divorce and child custody. Some clients note the legal process can feel overwhelming, but appreciate the guidance they receive.

Services & Prices
Divorce Proceedings $1500 - $5000
Child Custody Cases $1000 - $4000
Defense Representation $1500 - $10000
Visa Application Assistance $500 - $3000
View Profile
(514) 748-6584
Closed Now
685 Decarie Blvd # 304, Montreal, QC H4L 5C9, Canada
General Services
Family Law
2

Aide Juridique

Aide Juridique assists individuals residing outside Quebec who qualify financially for legal aid within the province, focusing on services covered under this aid. The team handles eligibility assessments and related legal support, with clients appreciating their patience and clear explanations, though some note difficulties reaching staff by phone and delays in communication.

Services & Prices
Application for Legal Aid $0 - $50
Representation in Court $200 - $500
Child Custody Evaluation $150 - $300
Mediation Services $100 - $250
View Profile
(514) 864-2111
Closed Now
5100 R. Sherbrooke E, Montréal, QC H1V 3R9, Canada
General Services
Legal Aid Services
3

Stikeman Elliott

Stikeman Elliott serves a wide range of industries across Canada, offering legal expertise in complex regulatory and corporate matters. Their team provides support in areas like maritime law, litigation, and insurance, often collaborating with specialists nationwide and internationally. Clients note the firm’s professionalism and thorough responses, though some find their fees on the higher side.

Services & Prices
Family Sponsorship $1500 - $2500
Work Permit Applications $2000 - $3000
Permanent Residency Applications $1200 - $2200
Initial Consultation $100 - $200
View Profile
(514) 397-3000
Closed Now
1155 Boulevard René-Lévesque O #4100, Montréal, QC H3B 3V2, Canada
General Services
Immigration Law
4

Me Hedi Belabidi avocat

Me Hedi Belabidi avocat offers legal services with a focus on civil, commercial, criminal, administrative, and immigration law. Clients appreciate the team’s attentive, professional approach and clear communication throughout their cases. While the practice covers a broad range of areas, those seeking disability law support may find expertise within the firm’s multidisciplinary offerings.

Services & Prices
Commercial Law $150 - $300
Disability Law $100 - $250
Family Law $200 - $400
Court Representation $250 - $500
View Profile
(514) 402-4324
Closed Now
1 Bd René-Lévesque E Bur 203,Montréal, QC H2X 3Z5
General Services
Legal Services
5

Borden Ladner Gervais LLP

With a history dating back to 1823, Borden Ladner Gervais LLP offers legal expertise across various sectors including disability law. The team provides clear guidance and helpful referrals even when they cannot take a case. Clients note professional and courteous communication, though some find response times limited.

Services & Prices
Civil Litigation $200 - $400
Contract Disputes $250 - $500
Business Incorporation $500 - $1000
Contract Drafting $200 - $400
View Profile
(514) 879-1212
Closed Now
1000 Rue De La Gauchetière O #900, Montréal, QC H3B 5H4, Canada
General Services
Litigation Services
Where they are 10 on the map Click a pin for the profile and directions
6

Gingras Avocats

Specializing in legal support for victims of workplace and traffic accidents, Gingras Avocats assists those dealing with disabilities or occupational diseases. The team helps clients navigate claims with the Société de l'assurance automobile du Québec (SAAQ) and provides guidance throughout the process. Clients appreciate their professional approach, though some note delays in receiving SAAQ… more...

Specializing in legal support for victims of workplace and traffic accidents, Gingras Avocats assists those dealing with disabilities or occupational diseases. The team helps clients navigate claims with the Société de l'assurance automobile du Québec (SAAQ) and provides guidance throughout the process. Clients appreciate their professional approach, though some note delays in receiving SAAQ services.

Services & Prices
Car Accident Claims No Win, No Fee
Rear-End Collision Claims No Win, No Fee
Uninsured Motorist Claims No Win, No Fee
Negotiation Services No Win, No Fee
View Profile
Closed Now
60 Rue Saint-Jacques bureau 602, Montréal, QC H2Y 2L5, Canada
General Services
Car Accident Representation
7

Avocat Bruno Bégin

Specializing in representing victims of road and work accidents, Avocat Bruno Bégin offers over 25 years of experience handling claims with SAAQ, CNESST, Retraite Quebec, and IVAC. The team approaches cases with practical advice and clear communication, though some clients note mixed experiences with responsiveness.

Services & Prices
SAAQ Representation No Fees Unless We Win
CSST Representation No Win, No Fee
General Legal Advice Free Consultation
View Profile
(514) 509-7852
Closed Now
8904 Rue Lajeunesse, Montréal, QC H2M 1R9, Canada
General Services
Legal Representation
8

Blain avocats - Société nominale

Blain avocats - Société nominale focuses on immigration and business law, offering personalized and creative legal solutions. The team represents clients before various Canadian judicial bodies, emphasizing a human approach. Customers appreciate their attentive service and thoughtful handling of cases.

View Profile
(514) 288-3348
Closed Now
19 Rue le Royer O bureau 106, Montréal, QC H2Y 1W4, Canada
9

Desroches Mongeon Avocats Inc

With over 30 years of experience, Desroches Mongeon Avocats Inc specializes in disability and workplace accident claims, helping clients navigate complex compensation and insurance issues. Their team is known for being patient and compassionate, guiding clients through difficult times with clear communication and dedicated support. Some find the process demanding, but the firm’s thorough approach… more...

With over 30 years of experience, Desroches Mongeon Avocats Inc specializes in disability and workplace accident claims, helping clients navigate complex compensation and insurance issues. Their team is known for being patient and compassionate, guiding clients through difficult times with clear communication and dedicated support. Some find the process demanding, but the firm’s thorough approach is consistently appreciated.

Services & Prices
Representation in Court $200 - $500
Negotiation Services $150 - $300
Mediation Services $100 - $200
View Profile
(514) 596-1110
Closed Now
4350 Rue Beaubien E, Montréal, QC H1T 1S9, Canada
General Services
Litigation Services
10

Clyde & Cie by Clyde & Co (Montréal)

Specializing in insurance coverage and defense, Clyde & Cie by Clyde & Co offers expertise in commercial litigation, arbitration, and mediation. The team represents directors, officers, and their insurers in negotiations and court, with experience in professional discipline and construction disputes. Clients appreciate their thorough case knowledge and attentive follow-up.

View Profile
(514) 843-3777
Closed Now
630 Boulevard René-Lévesque O Suite 1700, Montréal, QC H3B 1S6, Canada

Latest reviews of Montreal Disability Lawyers

Written on TrustAnalytica by clients of the businesses in this list
  • Helene

    Maître Mongeon se démarque de tous les avocats que j'ai rencontrée dans ma vie. J'ai été entendue, comprise, informée, rassurée et défendue. Elle est très empatique et accessible. Je suis entrée dans son bureau la tête basse et anxieuse. J'en suis ressortie la tête haute et confiante. Son équipe ref…

  • Danielle

    Complete waste of valuable time. Told to apply for a revision, but it was not a revision. Just another 2 months wasted. Cannot afford to have my time wasted. They don't do revisions. They just spew out what we already know. Do they even care?

  • N

    Me Hedi Belabidi est le meilleur avocat qu'on puisse avoir en matière de services juridiques à Montréal. Il a une approche professionnelle, dynamique et humaine. Un avocat exceptionnel, attentif, disponible et toujours à l'écoute de son client. Je le recommande sans hésitation.

Montreal Disability Lawyers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 BÉLANGER, BRUNET 4.0 76 $200 (514) 748-6584 Visit
2 Aide Juridique 3.6 66 $50 (514) 864-2111 Visit
3 Stikeman Elliott 4.2 24 $100 (514) 397-3000 Visit
4 Me Hedi Belabidi avocat 5.0 19 $100 (514) 402-4324 Visit
5 Borden Ladner Gervais LLP 4.0 24 $50 (514) 879-1212 Visit
6 Gingras Avocats 3.8 11 No Win, No Fee — Visit
7 Avocat Bruno Bégin 4.6 9 No Fees Unless We Win (514) 509-7852 Visit
8 Blain avocats - Société nominale 5.0 8 — (514) 288-3348 Visit
9 Desroches Mongeon Avocats Inc 5.0 6 $100 (514) 596-1110 Visit
10 Clyde & Cie by Clyde & Co (Montréal) 4.1 7 — (514) 843-3777 Visit

How this Montreal long-term disability calculator works

This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (after any CPP-D offset) multiplied by the months it has been unpaid. Future benefits are the same monthly amount until benefits normally end at age 65, converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start.

Quebec rules this calculator applies

Deadline to act
Generally 3 years from when the right to sue arises (Civil Code, art. 2925).
Discount rate
Future benefits are discounted at 3%, a common buyout assumption (no court-set rate).
Typical buyout range
Published lump-sum settlements land at about 50–75% of the present value of future benefits when the claim is being paid, 40–70% after benefits are cut off, and 30–60% when the claim was denied from the start. Back pay is added on top.
CPP-D offset
Most group policies reduce your LTD benefit by any CPP Disability you receive (about $1,236 a month on average in 2026).
Tax
If your employer paid any part of the premiums, monthly LTD benefits are taxable. In a lump-sum settlement of a denied claim, the back-pay portion is usually taxable and the future portion often is not, so how the settlement is split matters. Get tax advice before you sign.
Extra damages
Canadian courts can add damages for mental distress caused by a wrongful denial (Fidler v. Sun Life, 2006 SCC 30) and, rarely, punitive damages for bad faith (Whiten v. Pilot, 2002 SCC 18). These are seldom part of a settlement and are not in this estimate.

General information about Quebec disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.