How much house can you afford in Montreal? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · 2026 stress test and CMHC rules
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings, RRSP Home Buyers' Plan, FHSA and gifts from family all count. Minimum: 5% of the first $500,000, 10% above that.
4.49% (a typical 5-year fixed, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
Eikel Aliko Mortgage Broker / Courtier HypothecaireVerified
5.0 · 110 reviews · Free pre-approval
Get pre-approved →
ORBIS - Groupe hypothécaireVerified
4.6 · 37 reviews · Free pre-approval
Get pre-approved →
Jimmy Perreault courtier hypothécaire Multi-Prêts
5.0 · 100 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Eikel Aliko Mortgage Broker offers access to a wide range of mortgage products from Canada’s biggest banks, credit unions, and trust companies, giving clients more options than a single institution. The team provides clear, patient guidance through buying or refinancing homes, with a focus on transparency and detailed explanations. Clients appreciate the smooth process and responsive… more...
Eikel Aliko Mortgage Broker offers access to a wide range of mortgage products from Canada’s biggest banks, credit unions, and trust companies, giving clients more options than a single institution. The team provides clear, patient guidance through buying or refinancing homes, with a focus on transparency and detailed explanations. Clients appreciate the smooth process and responsive communication throughout.
ORBIS - Groupe hypothécaire connects clients with a wide range of Canadian lenders, including banks, credit unions, and private institutions. Their licensed agents guide borrowers through financing options with patience and clear communication. Customers appreciate their support during complex situations, though some note the process can take time depending on individual cases.
With 15 years of mortgage finance experience, this team specializes in finding mortgage solutions tailored to each client’s needs, offering the convenience of fully remote service. They handle everything from prequalification to closing, and customers appreciate their responsiveness, clear communication, and supportive approach throughout the process.
Ratehub.ca stands out for its integrated online mortgage brokerage, offering tools and professional advice to help Canadians find mortgage deals suited to their needs. The team assists with everything from rate comparisons to navigating paperwork, with many customers appreciating their responsiveness, though some note occasional delays in communication.
Team Levine blends the personalized approach of a broker with the resources of a bank, offering access to a wide range of mortgage products and competitive rates. The team handles everything from finding the right lender to managing paperwork, helping clients navigate complex mortgage decisions. Customers appreciate their responsiveness and thorough guidance throughout the process.
Nesto Mortgages-Hypothèques offers upfront, competitive starting rates aimed at saving clients thousands on their mortgage. Their team uses advanced technology to quickly compare market options and supports customers through the entire financing process. While many appreciate their clear advice and responsiveness, some note challenges with document handling and follow-up after the initial steps.
Known for working closely with first-time homebuyers, George Macris offers mortgage guidance that helps clients understand their options clearly. The team assists with purchases, refinancing, and renovations, often praised for their availability and thoroughness, though some clients note that certain product details could be explained more fully.
Known for quick responses even outside regular hours, this mobile mortgage specialist helps clients secure competitive rates and smooth approvals. The team offers access to products from over 20 financial institutions, assisting with refinancing and asset liquidation. Customers appreciate the clear communication and efficient, supportive service throughout the mortgage process.
Known for integrity and transparency, this mortgage broker offers personalized guidance to help clients choose and negotiate loans that fit their financial goals. The team works with credit unions and banks, providing access to a wide range of financial products. Clients appreciate the responsive communication and professional support throughout the process.
Known for helping homeowners reduce mortgage costs and pay off loans faster, Vantage Mortgage & Realty Group specializes in residential and multi-unit investment properties. Their licensed brokers offer detailed financial analyses and guidance throughout the Greater Montreal area. Clients appreciate the team’s professionalism, responsiveness, and personalized support.
We had a wonderful experience working with our mortgage agent during our recent triplex purchase. We started with a low credit score and had no idea how to begin the process. A friend recommended him to us, and it turned out to be the best decision. He patiently guided us through every step, helped…
Merci Steven Levine pour l'excellent servic, très efficace et rapide, je recommande à mes entourage.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Eikel Aliko Mortgage Broker / Courtier Hypothecaire | 5.0 | 110 | — | (438) 985-8346 | Visit |
| 2 | ORBIS - Groupe hypothécaire | 4.6 | 37 | — | — | Visit |
| 3 | Jimmy Perreault courtier hypothécaire Multi-Prêts | 5.0 | 100 | Free Consultation | (514) 994-7873 | Visit |
| 4 | Ratehub.ca | 4.8 | 100 | Free Consultation | (514) 312-2257 | Visit |
| 5 | Team Levine - Courtier Hypothécaire Montreal | 5.0 | 92 | Free Consultation | (514) 876-8916 | Visit |
| 6 | nesto mortgages-hypothèques | 4.0 | 104 | $25 | (833) 447-4403 | Visit |
| 7 | George Macris Montreal Mortgage Broker | 4.9 | 72 | $50 | (514) 651-2395 | Visit |
| 8 | Michel Elias - Mobile Mortgage Specialist - Spécialiste Hypothécaire | 5.0 | 58 | Free Consultation | — | Visit |
| 9 | Aliona Cozari - AVIE Financial Services Inc. | 5.0 | 36 | Free Consultation | — | Visit |
| 10 | Vantage Mortgage & Realty Group | 5.0 | 29 | Free Consultation | (514) 667-5015 | Visit |
Lenders approve a mortgage when two ratios stay under their limits. Housing costs (mortgage payment, property tax and heating) must be no more than 39% of your gross income, and housing costs plus your other debt payments no more than 44%. The payment is tested at the qualifying rate, not your actual rate. The calculator finds the highest home price that passes both tests and the minimum down payment rules, and adds CMHC insurance to the loan when you put down less than 20%.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: CMHC homeowner mortgage loan insurance requirements and premiums, Finance Canada mortgage reforms effective December 15, 2024, OSFI minimum qualifying rate, 2025 municipal residential tax rates.
General information, not financial advice — consult a qualified professional.