How much house can you afford in Regina? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · 2026 stress test and CMHC rules
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings, RRSP Home Buyers' Plan, FHSA and gifts from family all count. Minimum: 5% of the first $500,000, 10% above that.
4.49% (a typical 5-year fixed, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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Skott Enns - Regina Mortgage Broker
5.0 · 460 reviews · Free pre-approval
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Ryan Boughen - Best Regina Mortgage Broker
5.0 · 424 reviews · Free pre-approval
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Raj Singh - Mortgage Professional
5.0 · 274 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Known for guiding first-time homebuyers and newcomers through complex mortgage processes, Skott Enns offers personalized mortgage brokerage services including home purchases, refinancing, and renewals. Clients appreciate the clear communication and support throughout each step, with the team adapting smoothly to changing circumstances when needed.
Ryan Boughen’s team specializes in fast mortgage pre-approvals, often delivered within 24 hours, helping clients across Regina and nearby regions. They assist with home purchases, refinancing, and renewals, focusing on clear communication and convenience, including remote completion options. Clients appreciate their responsiveness and smooth, straightforward process.
Working with over 60 lenders, this mortgage professional offers clients a wide range of mortgage options and unbiased guidance throughout the process. The team helps with applications and financial planning tools, communicating clearly to make the mortgage experience smooth and accessible. Clients appreciate their responsiveness and thorough explanations, especially first-time buyers.
Known for responsive communication—even during vacations—Indi Mortgages helps clients navigate mortgage approvals and renewals with ease. The team handles each step efficiently and professionally, earning appreciation for making the process straightforward and approachable. Some clients note quick replies as a key part of their experience.
With 15 years of mortgage brokering experience, Kent Bittner at INDI Mortgage focuses on making the mortgage process straightforward and supportive. The team assists with home purchases, refinancing, and renewals, often praised for clear communication and quick responses. Some clients note the remote process can feel fast-paced but appreciate the guidance throughout.
Known for building long-term, trusting relationships, Kindred Mortgage Co. offers mortgage services across Saskatchewan and Canada, including first-time homebuyer support, refinancing, and specialized cases like divorce settlements. Clients appreciate the team’s clear communication, patience, and willingness to guide them through complex situations without pressure.
Known for supporting first-time homebuyers through every step, Atlas Mortgage Group focuses on securing competitive mortgage rates while keeping clients informed. The team offers clear guidance and quick responses, making the process straightforward. Some customers note the experience is smooth and appreciate the attentive communication.
With over 20 years of experience, Laurie Krueger offers personalized mortgage advice backed by strong lender connections to secure competitive rates. The team assists with home purchases, renewals, and refinancing, clearly explaining options to fit each client’s needs. Customers appreciate their smooth communication and responsive service throughout the process.
Known for providing independent mortgage advice through a broad network of lenders, Bryan Dubord helps clients in Regina navigate home purchases, refinancing, and renewals with clear explanations and personalized guidance. Customers appreciate the team’s responsiveness and ability to simplify the mortgage process, though some may find the thorough communication detailed.
With over 20 years of experience and a degree in Finance, Ryan Michell offers independent mortgage advice without lender bias. The team assists with new mortgages, refinancing, and renewals, guiding clients through various mortgage types while handling much of the process. Some clients appreciate the personalized service, though a few have noted communication challenges.
Lenders approve a mortgage when two ratios stay under their limits. Housing costs (mortgage payment, property tax and heating) must be no more than 39% of your gross income, and housing costs plus your other debt payments no more than 44%. The payment is tested at the qualifying rate, not your actual rate. The calculator finds the highest home price that passes both tests and the minimum down payment rules, and adds CMHC insurance to the loan when you put down less than 20%.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: CMHC homeowner mortgage loan insurance requirements and premiums, Finance Canada mortgage reforms effective December 15, 2024, OSFI minimum qualifying rate, 2025 municipal residential tax rates.
General information, not financial advice — consult a qualified professional.