How much house can you afford in Anchorage? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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First Rate Financial Anchorage NMLS #184451
4.9 · 305 reviews · Free pre-approval
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Mortgage Brokers of Alaska NMLS #1708957
4.9 · 96 reviews · Free pre-approval
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PrimeLending, A PlainsCapital Company - Anchorage
4.9 · 94 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
First Rate Financial Anchorage holds an active NMLS license (#184451) and works closely with clients who have unique financial situations, including credit rebuilding and complex incomes. Their team guides borrowers through mortgage options with clear explanations and responsive communication, helping make home financing more manageable despite occasional timing challenges.
Mortgage Brokers of Alaska NMLS #1708957 focuses on helping local clients save money by avoiding typical bank fees through a broad range of mortgage and refinancing options. Their services include conventional, VA, FHA, USDA, jumbo, asset-based, and fix-and-flip loans. Customers appreciate the team’s clear communication and responsiveness throughout the mortgage process.
With over 60 years of combined experience, PrimeLending’s Anchorage team focuses on guiding Alaskans through home buying, refinancing, renovation loans, and VA mortgages. They offer a streamlined digital process and personalized support, though some investors have found responsiveness less consistent during time-sensitive transactions.
With over 28 years of experience, Residential Mortgage offers a full range of home loan options, including purchase and refinancing programs tailored to individual needs. The team is known for responsive, personal guidance throughout the process, helping clients feel confident and supported from start to finish. Some customers note the process can require patience, but many appreciate the… more...
With over 28 years of experience, Residential Mortgage offers a full range of home loan options, including purchase and refinancing programs tailored to individual needs. The team is known for responsive, personal guidance throughout the process, helping clients feel confident and supported from start to finish. Some customers note the process can require patience, but many appreciate the attentive service.
Licensed as NMLS #1972095, Mr. Low Rates specializes in securing competitive mortgage rates with a straightforward, transparent process. The team assists clients through home loan applications, often simplifying what can be a complex experience. Customers appreciate their responsiveness and ability to find solutions quickly, though some note the challenges of navigating high interest rates… more...
Licensed as NMLS #1972095, Mr. Low Rates specializes in securing competitive mortgage rates with a straightforward, transparent process. The team assists clients through home loan applications, often simplifying what can be a complex experience. Customers appreciate their responsiveness and ability to find solutions quickly, though some note the challenges of navigating high interest rates overall.
Barclay Roeder Mortgage Broker #1170412 specializes in guiding clients through the home loan approval process with clear communication and responsiveness. The team offers mortgage brokerage services that many customers find straightforward and low-stress. Some clients note the process moves quickly, making it easier to navigate home buying.
Alliance Home Loans - Chris Thomas NMLS 1970848 specializes in guiding clients through mortgage financing with clear communication and steady support. The team assists with home loan applications and keeps borrowers informed at every step, helping reduce stress during the process. Customers appreciate their professionalism and responsiveness throughout.
Known for clear communication and responsive support, Primary Residential Mortgage, Inc. helps buyers stay informed throughout the loan process. The team offers mortgage brokerage services with a focus on keeping clients updated and available for questions. Some customers note occasional wait times, but many appreciate the friendly, professional guidance.
Known for navigating complex mortgage situations, Raven Mortgage offers a range of loan programs including Conventional, FHA, VA, and Non-QM loans. Their team provides clear guidance and keeps clients informed, making the process approachable for first-time buyers and those with unique needs. Customers appreciate their responsiveness and thorough communication throughout each transaction.
MF Lending specializes in personalized mortgage solutions tailored to the unique financial profiles of Alaskan homebuyers, including VA, FHA, USDA, Conventional, AHFC, and HUD 184 loans. The team is known for clear communication and thorough guidance throughout the lending process, though some may find the detailed approach requires patience.
Lenders made 3,170 home-purchase loans in Anchorage in 2025 (average about $405,000) and denied 223 — 7% of decided applications, compared with 7% across Alaska, according to federal mortgage data (HMDA, CFPB). In Anchorage, the median home is worth $395,900 and 69% of owners have a mortgage, paying a median $2,400 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Anchorage (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | First Rate Financial Anchorage NMLS #184451 | 4.9 | 305 | — | (907) 222-5500 | Visit |
| 2 | Mortgage Brokers of Alaska NMLS #1708957 | 4.9 | 96 | Quoted per loan | (907) 343-8898 | Visit |
| 3 | PrimeLending, A PlainsCapital Company - Anchorage | 4.9 | 94 | Quoted per loan | (907) 205-3400 | Visit |
| 4 | Residential Mortgage | 4.8 | 71 | Quoted per loan | (907) 222-8800 | Visit |
| 5 | Ryan Groeneweg "Mr. Low Rates"- Mortgage Broker NMLS #1972095 | 5.0 | 65 | — | (907) 441-5999 | Visit |
| 6 | Barclay Roeder Mortgage Broker #1170412 | 5.0 | 62 | Quoted per loan | (907) 222-5560 | Visit |
| 7 | Alliance Home Loans - Chris Thomas NMLS 1970848 | 5.0 | 46 | Quoted per loan | (907) 744-8006 | Visit |
| 8 | Primary Residential Mortgage, Inc. | 5.0 | 33 | — | (907) 885-2855 | Visit |
| 9 | Raven Mortgage, LLC | 5.0 | 21 | $200 | (907) 306-5777 | Visit |
| 10 | MF Lender | 5.0 | 9 | Quoted per loan | (907) 229-4288 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.