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Review Keywords Analysis

  1. United States
  2. Best Mortgage Brokers
  3. Mortgage Brokers in Arizona
  4. Glendale
  5. Mortgage Affordability Calculator
1 · Your income
2 · Down payment
3 · What you can afford
Step 1 of 3

Mortgage Affordability Calculator Glendale, AZ

How much house can you afford in Glendale? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.

Updated · current rates and lending limits

Add your partner's income if you're buying together.

Car loans, credit cards, lines of credit, student loans. Not rent.

Property tax are for this state.

An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.

Top-rated mortgage brokers in Glendale

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation offers a broad range of loan options for buying, building, or refinancing homes, with a focus on personalized guidance throughout the mortgage process. Customers often appreciate the team's responsiveness and support, though some have experienced delays and requests for additional paperwork during closing.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Options Quoted per loan
VA Loans Quoted per loan
View Profile
Closed Now
20359 N 59th Ave #100, Glendale, AZ 85308
General Services
Mortgage Services
2

Lund Mortgage Team

With over 20 years of experience, Lund Mortgage Team specializes in personalized home financing solutions tailored to Arizona’s lending market. They assist with a wide range of loan programs, from first-time homebuyer options to refinancing and specialized loans for professionals. Clients appreciate their informative guidance and responsiveness, though some note communication can vary.

Services & Prices
Home Loan Application Quoted per loan
Pre-Approval Assistance Quoted per loan
View Profile
(623) 875-9940
Closed Now
7170 W Camino San Xavier a104, Glendale, AZ 85308
General Services
Mortgage Brokerage
3

Andie Esquivel - US Premier Mortgage LLC | US Premier Real Estate

US Premier Mortgage LLC | US Premier Real Estate focuses on guiding clients through the home-buying process with patience and clear communication. The team offers mortgage brokering alongside real estate services, drawing on local market knowledge to help buyers find the right home. Customers appreciate their responsiveness and attention to detail throughout the transaction.

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(602) 550-1024
Closed Now
8751 N 51st Ave Ste 121-f, Glendale, AZ 85302
4

Shane L Gowitt | Fairway Independent Mortgage Corporation Mortgage Loan Originator/ Branch Production Manager

Fairway Independent Mortgage Corporation focuses on personalized mortgage solutions, guiding clients through a variety of loan options like conventional, FHA, VA, and renovation loans. Customers appreciate the team’s clear communication and responsiveness, though the process can still feel complex at times. The staff works to make home financing accessible and straightforward.

Services & Prices
Mortgage Loan Quoted per loan
Refinancing Options Quoted per loan
Home Equity Lines of Credit Quoted per loan
View Profile
(623) 300-5562
Open 8:00 AM - 9:00 PM
17150 N 79th Ave Suite 203, Glendale, AZ 85308
General Services
Home Financing
5

Waterstone Mortgage Corporation - Amy Battin

With over 20 years of experience, Waterstone Mortgage Corporation - Amy Battin offers a broad range of loan programs including Conventional, FHA, VA, and Jumbo loans. The team focuses on educating clients and simplifying the mortgage process, often praised for clear communication and responsiveness throughout home purchases and refinances.

Services & Prices
Refinancing Services Quoted per loan
Loan Pre-Approval Quoted per loan
View Profile
(623) 326-2419
Open 00:00 - 23:59
18001 N 79th Ave C64, Glendale, AZ 85308
General Services
Mortgage Brokerage
Where they are 10 on the map Click a pin for the profile and directions
6

Sonoran Lending LLC

Known for personalized support during complex loan processes, Sonoran Lending LLC helps clients navigate home financing with patience and clear communication. The team specializes in assisting first-time buyers and self-employed borrowers, guiding them through documentation and loan details. Customers appreciate their responsiveness and thorough explanations throughout the process.

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(833) 766-6726
Open 00:00 - 23:59
17505 N 79th Ave suite 305-c, Glendale, AZ 85308
7

Team Fischer- Fairway Independent Mortgage Corporation- Glendale, AZ Branch

Team Fischer at Fairway Independent Mortgage Corporation specializes in responsive and clear communication throughout the mortgage and refinancing process. The team handles challenges proactively, keeping clients and real estate partners informed to ensure smooth closings. Customers appreciate their professionalism and availability, though some note the usual complexities that can arise in… more...

Team Fischer at Fairway Independent Mortgage Corporation specializes in responsive and clear communication throughout the mortgage and refinancing process. The team handles challenges proactively, keeping clients and real estate partners informed to ensure smooth closings. Customers appreciate their professionalism and availability, though some note the usual complexities that can arise in financing.

Services & Prices
Fixed-Rate Mortgages Quoted per loan
Adjustable-Rate Mortgages Quoted per loan
VA Loans Quoted per loan
Cash-Out Refinancing Quoted per loan
View Profile
(623) 217-0303
Closed Now
20359 N 59th Ave #100, Glendale, AZ 85308
General Services
Home Financing
8

Security National Mortgage Company

About SecurityNational MortgageSecurityNational Mortgage Company, founded in 1993, is a nationwide mortgage lender offering a comprehensive suite of loan products including conventional, FHA, VA, USDA, Jumbo, Non-QM, and construction loans. As a publicly traded entity backed by SecurityNational Financial Corporation (NASDAQ: SNFCA), SNMC combines local market expertise with corporate stability.… more...

About SecurityNational MortgageSecurityNational Mortgage Company, founded in 1993, is a nationwide mortgage lender offering a comprehensive suite of loan products including conventional, FHA, VA, USDA, Jumbo, Non-QM, and construction loans. As a publicly traded entity backed by SecurityNational Financial Corporation (NASDAQ: SNFCA), SNMC combines local market expertise with corporate stability. The company emphasizes community roots for each branch, recognizing homeownership as a significant financial decision. Their loan officers are active community members, aligning the company's success with that of its customers. SNMC specializes in originating mortgage loans for a diverse clientele, including first-time homebuyers and those with low-to-moderate incomes. With in-house underwriting and processing, they aim to provide a streamlined and dependable experience from application to closing.Credibility and Trust SignalsSecurityNational Mortgage Company has garnered significant trust, evidenced by an average rating of 4.97 out of 5 stars across more than 5,000 Google reviews nationwide. This high customer satisfaction reflects their commitment to delivering a five-star experience. The company is licensed across numerous states and holds NMLS# 3116, adhering to regulatory standards. They are also recognized as an Equal Housing Lender, promoting fair housing practices. Additional trust signals include readily available state licensing information, a clear privacy policy, and access to consumer resources like NMLS Consumer Access and the HDMA Report.Offerings and SolutionsSNMC offers a wide array of mortgage solutions tailored to various borrower needs. These include conventional, FHA, VA, USDA, Jumbo, and Non-QM loans. They also provide specialized programs such as down payment assistance, refinance options, ITIN loans for non-resident borrowers, and financing for investment properties. Furthermore, SNMC has expertise in homebuilder loans and one-time close construction loans. Customers can manage their loans and stay connected with loan officers through the SNapp mobile app. The company's core mission is encapsulated in their slogan, "Turning Houses Into Homes®."Unique AdvantagesSecurityNational Mortgage Company distinguishes itself through its extensive nationwide presence combined with a strong local community focus for each branch. Their in-house underwriting and processing capabilities contribute to a faster and more reliable loan experience. The company boasts an impressive average customer rating of 4.97/5 stars from over 5,000 Google reviews, highlighting exceptional customer satisfaction. They cater to a broad spectrum of borrowers, including first-time and low-to-moderate-income homebuyers, with a diverse product offering.

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(844) 820-8699
Closed Now
6751 N Sunset Blvd Ste E-260, Glendale, AZ 85305
9

Residential Mortgage

With nearly three decades of experience, Residential Mortgage focuses on serving veterans and military families alongside a broad clientele. Their team guides clients through home purchases and refinancing with personal attention and clear communication. Customers appreciate their persistence and responsiveness, even when challenges arise during the mortgage process.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
VA Loans Quoted per loan
View Profile
(602) 321-0662
Closed Now
17505 N 79th Ave Ste 411 Suite 411, Glendale, AZ 85308
General Services
Mortgage Services
10

92 Mortgage - Powered by Barrett Financial

92 Mortgage specializes in guiding Arizona homebuyers through the mortgage process with clear, jargon-free education and personalized support. They assist a range of clients, from first-time buyers to those relocating or self-employed, offering expertise in Conventional, FHA, VA, USDA loans, and local down payment assistance programs. Customers appreciate their patient explanations and smooth… more...

92 Mortgage specializes in guiding Arizona homebuyers through the mortgage process with clear, jargon-free education and personalized support. They assist a range of clients, from first-time buyers to those relocating or self-employed, offering expertise in Conventional, FHA, VA, USDA loans, and local down payment assistance programs. Customers appreciate their patient explanations and smooth process, though some may find the detailed guidance takes time.

View Profile
(623) 792-4500
Open 00:00 - 23:59
6751 N Sunset Blvd Ste 430, Glendale, AZ 85305

Glendale Mortgage Statistics

Home-purchase lending in Maricopa County and home costs in Glendale, AZ (latest HMDA and Census data)

Lenders made 55,262 home-purchase loans in Maricopa County in 2025 (average about $493,000) and denied 6,296 — 10% of decided applications, compared with 11% across Arizona, according to federal mortgage data (HMDA, CFPB). In Glendale, the median home is worth $387,500 and 67% of owners have a mortgage, paying a median $1,705 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
55,262▲ 2%54,313 in 2024
Denial rate
10%AZ 11%
Median home value
$387,500AZ $394,500
Monthly cost with a mortgage
$1,705median · AZ $1,803
Refinance loans made (Maricopa County, 2025)
33,966 · 24,769 in 2024
Home-improvement loans made (2025)
10,851
Average home-purchase loan
$493,000 (AZ $432,000)
Owners with a mortgage
67% · 26% of them spend 30%+ of income on housing
Median household income
$73,530 (AZ $79,964)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Maricopa County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

How this Glendale mortgage affordability calculator works

Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.

Arizona rules and numbers this calculator uses

Debt-to-income
31% for housing and 43% total, the FHA standard and the long-time Qualified Mortgage limit. Some conventional loans go higher with strong credit and savings.
Down payment
At least 3% on a conventional first-time buyer loan (3.5% on FHA). Under 20% down, private mortgage insurance of about 0.6% of the loan a year is added to the payment.
Property tax
About 0.43% of the home's value a year, the Arizona average for owner-occupied homes (2024 Census ACS).
Insurance
Homeowners insurance assumed at $150 a month; it varies a lot by home and location.
Rate
Starts at 7.40% (Freddie Mac 30-year average, October 2026). Change it to the rate you have been quoted.

An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.

Frequently asked questions

10 questions
How does the Glendale mortgage affordability calculator work?
It estimates the highest home price you can qualify for based on income, debts, down payment, interest rate, and buyer status.
How accurate is the Glendale mortgage affordability calculator?
It's an estimate. A lender's pre-approval confirms the real number by verifying income, debts, and credit.
What is the debt-to-income ratio for mortgages in Arizona?
Lenders typically cap housing costs at 31% and total debt payments at 43% of gross monthly income.
What's the minimum down payment for a home in Glendale?
Minimum down payments are 3% for conventional loans and 3.5% for FHA loans. VA and USDA loans may allow 0% down for eligible buyers.
How does PMI affect my mortgage in Arizona?
If your down payment is under 20%, PMI is added, roughly 0.6% of the loan annually, removable below 80% loan-to-value.
How do interest rates impact what I can afford in Glendale?
Higher rates reduce the home price you can qualify for. Rates start at 7.40% in October 2026 but change weekly.
How do debts affect my mortgage qualification in Glendale?
Higher monthly debts lower the home price you can qualify for, as lenders cap total debt payments at 43% of income.
What is the property tax rate in Arizona for homeowners?
The property tax rate is about 0.43% of the home's value annually for owner-occupied homes.
What's the difference between pre-approval and pre-qualification?
Pre-approval involves verifying income, debts, and credit, while pre-qualification is a preliminary estimate without verification.
What does a mortgage broker do in Glendale?
A mortgage broker helps find and negotiate mortgage terms with lenders, tailored to your financial situation.

General information, not financial advice — consult a qualified professional.