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Countrywide Loans for Vets NMLS#184169 Jimmy Vercellino, one of the nation's most trusted VA Home Loan mortgage lenders, is a national expert. His distinguished military career includes service with the United States Marine Corps and Operation Iraqi Freedom. His team is dedicated to assisting veterans in obtaining their VA loan benefits and achieving homeownership. They will walk clients through the process and ensure it is as easy and smooth as possible. The Energy Efficient Mortgage (EEM) can be combined with a VA loan to buy a home. It can also be used to finance the cost of energy-efficient improvements in an existing home. The EEM program can be difficult to understand. However, you won't need to use it until you have made an offer for a property and have obtained additional funding to help with the energy-efficient development of the home. It is possible to use an EEM. Rehab loans are rarely used. An FHA203k loan program or a USDA rehabilitation loan program can be an option. A few eligible veterans may be able to use an FHA203k loan, or another rehab loan option, to purchase and rehab a home before refinancing it with a standard VA loan. This option comes with higher costs. They are likely to have higher closing costs for the first mortgage and a longer interest rate.
 
The reviews give a consistent positive feedback on Jimmy Vercellino's work, with multiple reviewers stating that their experience was excellent and stress-free. Customer service is a stand-out feature, with Jimmy being friendly, responsive, and able to explain complex information in simple terms. This customer service actually surprised some buyers, with many noting that he made the house buying process less stressful. Vercellino's ability to communicate and provide easy solutions to potential obstacles was lauded throughout the reviews, with many noting the team's impressive follow-through. The realtor network was also praised by some customers, many of whom explicitly mentioned Jack Roche. The promptness and efficiency of the Vercellino group was also impressive, with one person mentioning how quickly they were able to close their house thanks to them. The reviews recommend Jimmy Vercellino's VA loan services as a veteran: they praised his work ethic, honesty, and connection to the veterans’ community. The ratings were highly positive, and several customers noted that they would be returning if they needed a home loan.