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  1. US
  2. CA
  3. TOP Home Renovation Loan Companies in Us
  4. TOP 12 Home Renovation Loan Companies in California

TOP 12 Home Renovation Loan Companies in California

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1

Guild Mortgage Company

Guild Mortgage Company is among the top ten lists due to its personalized service, quick process, and high customer satisfaction. Clients applaud the organization’s talented loan officers. Debbie, Ema, Mike, Katie, Ryan, and Patrick’s names repeatedly come up in the reviews. Clients remark on their professionalism, expertise, and availability throughout the home-buying process. more...

Guild Mortgage Company is among the top ten lists due to its personalized service, quick process, and high customer satisfaction. Clients applaud the organization’s talented loan officers. Debbie, Ema, Mike, Katie, Ryan, and Patrick’s names repeatedly come up in the reviews. Clients remark on their professionalism, expertise, and availability throughout the home-buying process. They have successfully handled every loan request, even specialized renovation loans, even when the loans are complex. Guild Mortgage Company streamlines the mortgage process, allowing borrowers to easily fulfill their homeownership needs. Overall, Guild Mortgage Company has received five-star reviews for its exceptional service, simplified mortgage, and dedicated personnel.

Pros & Cons
recommend (26)
highly recommend ... (17)
absolutely amazi ... (4)
great experience ... (4)
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+18002838823
Open 8:00 AM-6:00 PM
5887 Copley Drive Floors 1, 3, 4, 5, And 6, San Diego, CA 92111, USA
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2

PrimeLending, A PlainsCapital Company - San Diego

PrimeLending, A PlainsCapital Company - San Diego is among the top ten mortgage lenders in the USA. With 35+ years of experience, they make the home-buying process fast, simple, and stress-free, earning their clients' trust. Clients appreciate the personalized service they receive from knowledgeable professionals like Erik Sandstrom, who simplifies even the most complex situatio more...

PrimeLending, A PlainsCapital Company - San Diego is among the top ten mortgage lenders in the USA. With 35+ years of experience, they make the home-buying process fast, simple, and stress-free, earning their clients' trust. Clients appreciate the personalized service they receive from knowledgeable professionals like Erik Sandstrom, who simplifies even the most complex situations, and Steve, who eases a tumultuous system. PrimeLending's customer-first attitude, smooth loan processing, and diverse lender options help clients make tailored decisions. Therefore, it is easier to buy the right house and get the best financing quickly.

Pros & Cons
recommend (25)
highly recommend ... (15)
very professiona ... (7)
recommended (5)
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+18587647800
Open 8:30 AM-7:00 PM
3131 Camino Del Rio N Suite 1620, San Diego, CA 92108, USA
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3

RWM Home Loans

RWM Home Loans is among the top 10 lenders due to its efficient loan process and excellent communication. Many clients commend Ian and Scott's dedication to making loans less complicated and stressful. They appreciate their personalized approach to each situation. RWM Home Loans boasts competitive rates and tailored housing solutions as well. The speedy closing times and transpa more...

RWM Home Loans is among the top 10 lenders due to its efficient loan process and excellent communication. Many clients commend Ian and Scott's dedication to making loans less complicated and stressful. They appreciate their personalized approach to each situation. RWM Home Loans boasts competitive rates and tailored housing solutions as well. The speedy closing times and transparent process have garnered positive feedback. As a result, the lenders have established a trustworthy reputation with home purchasers and refinancing homeowners alike.

Pros & Cons
recommend (25)
highly recommend ... (13)
helped me (4)
extremely knowle ... (4)
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+18587942155
Open 9:00 AM-5:00 PM
11234 El Camino Real, San Diego, CA 92130, USA
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4

Military Home Spot Lending

Military Home Spot Lending ranks in the top ten best companies for VA loans due to their exceptional service and efficiency. The company is known for its fast pre-qualifying technology, multiple VA loan options, and consumer freedoms compared to competitors. Their veteran-centric philosophy, personalized assistance, and expert loan teams have garnered positive reviews from thous more...

Military Home Spot Lending ranks in the top ten best companies for VA loans due to their exceptional service and efficiency. The company is known for its fast pre-qualifying technology, multiple VA loan options, and consumer freedoms compared to competitors. Their veteran-centric philosophy, personalized assistance, and expert loan teams have garnered positive reviews from thousands of clients. Buyer testimonials attest to the company's remarkable dedication to clear communication, credit recovery, streamlined processes, and successful closings. The company's capabilities in building trust and lasting relationships ensure you are on the right path while meeting your homeownership goals.

Pros & Cons
recommend (12)
recommended (6)
highly recommend ... (6)
very knowledgeab ... (4)
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+16197287620
Open 9:00 AM-5:00 PM
9325 Sky Park Ct Suite 120, San Diego, CA 92123, USA
5

Land Home Financial Services - San Jose

Land Home Financial Services - San Jose ranks in the top ten list due to its exceptional customer service and diverse financing options for diverse borrowers. Clients consistently rave about expert staff, including Maria and Christina, who simplify the borrowing process. Reviewers find their communication clarity and their ability to address borrower concerns. Clients can financ more...

Land Home Financial Services - San Jose ranks in the top ten list due to its exceptional customer service and diverse financing options for diverse borrowers. Clients consistently rave about expert staff, including Maria and Christina, who simplify the borrowing process. Reviewers find their communication clarity and their ability to address borrower concerns. Clients can finance their renovations or refinance their loans with ease, thanks to fast processing, available options, and in-house contractors available after closing. Clients share how Land Home Financial Services exceeded their expectations; professionalism, personalized support, and an efficient mortgage experience are the things that most pleased them with Land Home Financial Services.

Pros & Cons
recommend (5)
incredibly helpf ... (1)
easy to work wit ... (1)
great work (1)
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+16694007050
Open 9:00 AM-5:00 PM
2690 S White Rd #250, San Jose, CA 95148, USA
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6

American Pacific Mortgage- Pruneyard/SanJose

American Pacific Mortgage - Pruneyard/San Jose is a top 10 independent banker. With no less than 200 branches and 1,700 loan advisers, APM is a notable player in the mortgage industry. This business prides itself on a personal touch. The APM team of capably explained their mortgage options to customers in every detail. This created a nurturing environment that made it possible f more...

American Pacific Mortgage - Pruneyard/San Jose is a top 10 independent banker. With no less than 200 branches and 1,700 loan advisers, APM is a notable player in the mortgage industry. This business prides itself on a personal touch. The APM team of capably explained their mortgage options to customers in every detail. This created a nurturing environment that made it possible for customers to make informed decisions. For being diligent, committed and experienced, APM's clients awarded the San Jose branch's managers high praise. Offering clients two major services: competitive rates and tailored experiences. APM's customers were quite pleased with the competitive rates on the loans. Several reviews focused on the importance of rate and loan options, reflecting on APM's commitment to this service component. APM's top 10 independent mortgage bankers in the competitive market. Giving APM a top 10 rank with a competitive rate structure.

Pros & Cons
recommend (9)
highly recommend ... (7)
very helpful (3)
highly recommend ... (2)
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+14085993222
Open 9:00 AM-5:00 PM
2190 Stokes St #202, San Jose, CA 95128, USA
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7

MECM Home Loans : Mortgage Broker

MECM Home Loans is recognized as one of the top rated Mortgage Brokers because of their dedication to exceptional customer service, speedy loan processing times, and knowledgeable team members, with plenty of good reviews from happy clients. Clients rave about the personalized support from agents such as Eric and all the team members, who solve all questions honestly and quickly more...

MECM Home Loans is recognized as one of the top rated Mortgage Brokers because of their dedication to exceptional customer service, speedy loan processing times, and knowledgeable team members, with plenty of good reviews from happy clients. Clients rave about the personalized support from agents such as Eric and all the team members, who solve all questions honestly and quickly, clarifying the process and meeting all deadlines. This also ensures completing the loans in record time (sometimes in just 16 days). This tailor-made loan management offers personalized solutions to match the customers’ financial needs, reducing loan stress, and using technology to make it go smoother. It’s clear that using MECM Home Loans guarantees you will get a great agreement with quality service and help for a long time.

Pros & Cons
recommend (8)
highly recommend ... (4)
great experience ... (2)
feel at ease (1)
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+18584016777
Open 9:00 AM-8:00 PM
666 State St, San Diego, CA 92101, USA
8

USA Mortgage

USA Mortgage ranks in the top 10 due to its commitment to exceptional client care and various options for renovation loans. The company has a highly-rated team of experts, such as Berj and Kevin, who actively navigate complex processes and customize the loan experience to meet client requirements. Their clients report numerous solutions to common problems, transparent pricing, a more...

USA Mortgage ranks in the top 10 due to its commitment to exceptional client care and various options for renovation loans. The company has a highly-rated team of experts, such as Berj and Kevin, who actively navigate complex processes and customize the loan experience to meet client requirements. Their clients report numerous solutions to common problems, transparent pricing, and favorable interest rates for renovation financing. The clients always receive personalized attention and customized financial paths that lead to successful outcomes. So, USA Mortgage excels in its specialization in renovation financing, customer personalization, and expert advice.

Pros & Cons
recommend (2)
highly recommend ... (2)
very responsive (1)
great job (1)
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+18584490514
Open 9:00 AM-5:00 PM
15373 Innovation Dr #395, San Diego, CA 92128, USA
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9

American Financial Network, Inc.

American Financial Network, Inc. stands out as one of America’s top ten mortgage lenders due to its rapid growth since opening in 2001. Based in Brea, California, it offers a wide range of loan options as a direct lender, including Fannie Mae, Freddie Mac, USDA, and VA products. The company’s family-owned nature enhances its commitment to client relationships and personalized se more...

American Financial Network, Inc. stands out as one of America’s top ten mortgage lenders due to its rapid growth since opening in 2001. Based in Brea, California, it offers a wide range of loan options as a direct lender, including Fannie Mae, Freddie Mac, USDA, and VA products. The company’s family-owned nature enhances its commitment to client relationships and personalized service. AFN takes pride in its efficient processes and customer-first values, earning strong reviews from clients who praise its staff and loan processes. However, a few negative reviews suggest that the company may need to address customer service and payment processing matters.

Pros & Cons
use them again (1)
willing to help (1)
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+16192713818
Open 8:00 AM-5:00 PM
2635 Camino del Rio S, San Diego, CA 92108, USA
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10

Patrick Larkin at CrossCountry Mortgage, LLC

CrossCountry Mortgage is different from all other mortgage lenders because we offer exceptional customer service as well as a wide range of home finance products. CrossCountry Mortgage is able to help you reach your financial goals. Find out more about the different mortgages and home loans available to you. My first step when you approach me to get a mortgage is listening. To more...

CrossCountry Mortgage is different from all other mortgage lenders because we offer exceptional customer service as well as a wide range of home finance products. CrossCountry Mortgage is able to help you reach your financial goals. Find out more about the different mortgages and home loans available to you. My first step when you approach me to get a mortgage is listening. To help you find the right home loan for your needs, I will listen to what you have to say. You could be a first-time home buyer or an experienced homeowner. You might be looking to buy an investment property or a loan for renovation. My loan options include conventional, conventional, and jumbo loans. My recommendations are tailored to your individual circumstances. Communication is essential. Sharing information and listening are equally important. As your mortgage process progresses, I'll keep you informed and be there to answer any questions. From application through closing, I will be there for you. My goal is to provide you with the best home loan experience, whether you're buying, refinancing, or renovating.

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+18582433928
Closed Now
4655 Executive Dr Suite 300, San Diego, CA 92121, USA
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11

Mike Radi with PrimeLending San Diego

PrimeLending believes that people are what make a difference. We'll help connect you to one of the 2,500 loan specialists who will answer all your questions and help you choose from 400 of our loan options. Scotsman Guide continues to rate PrimeLending as one of the top 10 purchase lenders. We have over 30 years of experience hiring and supporting people. This is because the more...

PrimeLending believes that people are what make a difference. We'll help connect you to one of the 2,500 loan specialists who will answer all your questions and help you choose from 400 of our loan options. Scotsman Guide continues to rate PrimeLending as one of the top 10 purchase lenders. We have over 30 years of experience hiring and supporting people. This is because they are committed to giving you the support, guidance, and service that you need. We are committed to helping our clients achieve their dreams through an easy and efficient mortgage process. Are you thinking about buying, renovating or refinancing a house? Through our easy and straightforward home loan process, I can help you reach your homeownership dreams. You can rely on me to provide personalized assistance, expert guidance, and prompt results for your perfect home loan. Perhaps you have a specific location in mind but there are no fixer-uppers. What if a house has a solid foundation, and good bones, and isn't right for your family? You can get the renovation loan that you want to help build the house you desire without all the fuss. You will only need one loan, one monthly payment and you can have the house of your dreams. Is it possible to wake up in a bathroom that you no longer love? You then step into an unfunctional kitchen. Perhaps you look at a wall and not the open-plan space you really want. These are all situations that you might find yourself in. A renovation refinances may be the best option to get your dream home. Refinance will include the costs of renovating your home so that you do not have to pay two loans.

Pros & Cons
helped me (1)
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+18587647800
Open 8:00 AM-6:00 PM
3131 Camino Del Rio N Suite 1620, San Diego, CA 92108, USA
12

Guild Mortgage - Janice Smith

Janice Smith, Loan Officer at Guild Mortgage is responsible for originating South Bay loans. Janice was born in Mountain View, CA, and has worked in mortgage lending since 1997, as an underwriter, processor, and assistant loan officer. She has the knowledge to efficiently close a loan, from the application stage to the closing. This makes the process for all applicants a pleasan more...

Janice Smith, Loan Officer at Guild Mortgage is responsible for originating South Bay loans. Janice was born in Mountain View, CA, and has worked in mortgage lending since 1997, as an underwriter, processor, and assistant loan officer. She has the knowledge to efficiently close a loan, from the application stage to the closing. This makes the process for all applicants a pleasant experience. Janice enjoys time spent with her family, including her children and husband. Her hobbies include wine tasting, flower arrangement, travel, cooking, and going to movies. She hopes to assist others in achieving their dream of owning a home. Home renovation loans allow you to purchase or refinance any home, in nearly any condition. You can also make home improvements and then pay them off over time. Combine the purchase or refinance cost with estimated remodeling costs. You will be connected to a specialist in renovation loans and can choose your preferred contractor for the job.

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+14088250195
Open 8:00 AM-5:00 PM
1100 Lincoln Ave #262, San Jose, CA 95125, USA
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Location on map

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for California is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

The Process

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

1

Business Verification

Verified renovation loans listings in California are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in California .

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in California, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in California .

5

Subscription

Subscribed renovation loans services in California gain prominence with extra listing features.