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Payday loans are typically short-term loans due on your next payday. When you need cash quickly, a payday loan may be the solution. The borrower writes a personal post-dated check, which includes the advance amount and the funding fee. Some people can use electronic access to repay and accept payday advances. The store keeps the check until the borrower's next paycheck. Then the full amount of the loan is paid, including the financing fee. You can use either cash in the store or have the check deposited in your bank to borrow the approved amount. To apply for a loan, you must be 18 years old or older. To find the closest store, contact one directly. As a state licensed and regulated direct loan, your payday lender is required to comply with the law. State and federal licensed businesses must adhere to all laws and regulations. Check with the store to see if the service is available in your region, as each service is area-specific.
 
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