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  2. Top Mortgage Brokers
  3. Mortgage Brokers in California
  4. San Bernardino

Top Mortgage Brokers In San Bernardino

7 in San Bernardino · 23 nearby
San Bernardino Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
7 +23 nearby
Average rating
4.8 210 reviews
Typical service price
$150 – $450 Median of 16 priced services
Most-offered services
Mortgage ServicesLoan ConsultationCustomer ServiceFinancial PlanningMortgage Insurance Services
What customers praise
great experience×5recommend×5highly recommend×4very helpful×2
Mortgage brokerSan Bernardino, CA

1

Celer Mortgage inc.

Celer Mortgage specializes in providing a fast, simplified lending experience with a variety of loan programs, including FHA, VA, Conventional, and refinance options. The team is known for clear communication and thorough guidance, helping first-time buyers and seasoned homeowners navigate the process with confidence. Some clients note the process can be complex, but the staff’s responsiveness… more...

Celer Mortgage specializes in providing a fast, simplified lending experience with a variety of loan programs, including FHA, VA, Conventional, and refinance options. The team is known for clear communication and thorough guidance, helping first-time buyers and seasoned homeowners navigate the process with confidence. Some clients note the process can be complex, but the staff’s responsiveness and problem-solving skills stand out.

Services & Prices
Home Purchase Loans $2500 - $5000
Refinancing Services $2000 - $4000
VA Loans $3000 - $6000
Pre-Approval Consultation $0 - $100
View Profile
(909) 763-2424
Open 8:00 AM - 7:00 PM
2086 S E St Ste 201, San Bernardino, CA 92408
General Services
Mortgage Services
2

Jesse Magana - Mortgage Broker

With over seven years serving the Inland Empire, Jesse Magana works as a broker-side loan officer with access to more than 70 wholesale lenders, offering a wide range of mortgage options. The team helps with home purchase loans, refinancing, and specialized programs, communicating clearly and supporting clients through each step of the process. Customers appreciate the patient guidance and… more...

With over seven years serving the Inland Empire, Jesse Magana works as a broker-side loan officer with access to more than 70 wholesale lenders, offering a wide range of mortgage options. The team helps with home purchase loans, refinancing, and specialized programs, communicating clearly and supporting clients through each step of the process. Customers appreciate the patient guidance and responsiveness, especially during stressful moments.

Services & Prices
First-time Homebuyers Loan $1000 - $2000
Conventional Home Loan $3000 - $5000
FHA Loan $2000 - $4000
Pre-approval Consultation $100 - $150
View Profile
(909) 543-8188
Open 8:00 AM - 8:00 PM
2086 S E St Ste 201, San Bernardino, CA 92408
General Services
Home Loan Services
3

Arrowhead Mortgage

Known for a quick average loan approval time of just 10 days, Arrowhead Mortgage offers a range of home purchase and refinancing options supported by secure online applications and interactive tools. The team is praised for clear communication and thorough guidance, though clients note that completing the initial application carefully helps avoid delays later on.

Services & Prices
Mortgage Application Assistance $150 - $300
Interest Rate Negotiation $100 - $250
Closing Cost Management $200 - $400
Buyer Representation $2000 - $5000
View Profile
(888) 777-3556
Open 00:00 - 23:59
225 W Hospitality Ln #201f, San Bernardino, CA 92408
General Services
Mortgage Services
4

Noble Mortgage

Noble Mortgage stands out for its personalized approach, blending advanced technology with local market knowledge to offer a range of loan programs tailored to various borrower needs. The team handles everything from conventional and jumbo loans to VA and commercial financing, consistently praised for clear communication and a straightforward process. Some clients note the experience can feel… more...

Noble Mortgage stands out for its personalized approach, blending advanced technology with local market knowledge to offer a range of loan programs tailored to various borrower needs. The team handles everything from conventional and jumbo loans to VA and commercial financing, consistently praised for clear communication and a straightforward process. Some clients note the experience can feel more traditional than fully digital, but most appreciate the friendly, reliable support throughout.

Services & Prices
Home Purchase Mortgage $3000 - $5000
Refinance Mortgage $2000 - $4000
Second Mortgage $3000 - $5000
Home Selling Services $5000 - $10000
View Profile
(714) 395-9354
Open 9:00 AM - 5:00 PM
1881 Commercenter E Ste 138, San Bernardino, CA 92408
General Services
Mortgage Services
5

Celer Mortgage - Joshua Meza - Mortgage Loan Officer

Celer Mortgage specializes in clear communication and reliable support throughout the loan process. The team offers mortgage lending services with timely updates, on-the-spot estimates, and personalized guidance. Customers appreciate their professionalism and follow-through, though some note the experience depends on individual cases.

Services & Prices
Conventional Loan $3000 - $5000
FHA Loan $3000 - $5000
VA Loan $3000 - $5000
Rate Comparison $200 - $400
View Profile
(909) 329-1537
Open 8:00 AM - 8:00 PM
2086 S E St Ste 201, San Bernardino, CA 92408
General Services
Mortgage Lending
Where they are 30 on the map Click a pin for the profile and directions
6

US Bank Mortgage

US Bank Mortgage offers a range of home loan options and refinancing services, with a team known for being helpful and cheerful. Customers appreciate the friendly approach, though some have experienced challenges with communication and account issues. The staff aims to assist with mortgage needs despite occasional delays.

View Profile
(800) 872-2657
Closed Now
4434 University Pkwy, San Bernardino, CA 92407
7

Spot ON Lending

Spot On Lending® offers a fast 24-hour pre-approval process and closes loans in about 21 days, serving buyers and investors across several states. They provide a range of mortgage options, including conventional loans with low down payments, and tools to help clients search homes and evaluate refinancing. Customers appreciate the team’s responsiveness and guidance throughout the process.

View Profile
(844) 545-1665
Open 9:00 AM - 5:00 PM
325 W Hospitality Ln, San Bernardino, CA 92408
8

Secure Choice Lending Corporate

Serves San Bernardino, CA

Secure Choice Lending specializes in leveraging technology and automation to simplify mortgage lending across 45 states and D.C. They offer a wide range of loan options, including conventional, FHA, VA, jumbo, and refinancing solutions. Customers appreciate the team’s clear communication and support throughout the often complex homebuying process.

Services & Prices
Conventional Loan $25000 - $50000
FHA Loan $30000 - $55000
VA Loan $30000 - $60000
Rate and Term Refinance $15000 - $40000
View Profile
(951) 482-8313
Open 8:00 AM - 6:00 PM
1650 Spruce St Ste 500, Riverside, CA 92507
General Services
Home Purchase Loan
9

First Lending Solutions

Serves San Bernardino, CA

With over 15 years of experience, First Lending Solutions focuses on offering low interest rates paired with honest, personalized service. They provide a range of mortgage options including FHA, VA, USDA, and jumbo loans, along with refinancing and first-time buyer programs. Clients appreciate the team’s clear communication and attentive guidance throughout the loan process.

Services & Prices
Home Purchase Loans $2000 - $5000
Refinancing Loans $1500 - $3000
VA Loans $2500 - $5500
Homeowners Insurance $800 - $1500
View Profile
(951) 684-3307
Open 8:30 AM - 5:00 PM
3610 Central Ave #400, Riverside, CA 92506
General Services
Mortgage Lending
10

Lara Locke Team

Serves San Bernardino, CA

With over 20 years of experience, the Lara Locke Team specializes in guiding homebuyers through a clear, data-driven mortgage process that emphasizes understanding the full financial picture. They offer home loans, refinancing, and nationwide financing, with clients appreciating their patience, thorough explanations, and ongoing support throughout the journey.

View Profile
(951) 405-2454
Open 8:30 AM - 5:30 PM
2900 Adams St A-16, Riverside, CA 92504
11

EZ Fundings Inc.

Serves San Bernardino, CA

Known for a highly personalized approach, EZ Fundings Inc. helps clients navigate the mortgage process with clear communication and attentive support. Their team assists with home loan approvals, keeping borrowers informed and confident throughout. Customers appreciate their patience and dedication, though some note the process can feel overwhelming at times.

Services & Prices
Home Loan Processing $1000 - $3000
Rate Negotiation $200 - $500
Pre-approval Services $50 - $150
Market Analysis $300 - $700
View Profile
(909) 321-3650
Open 9:00 AM - 5:00 PM
10807 Laurel St #110, Rancho Cucamonga, CA 91730
General Services
Mortgage Brokerage
12

Edge Home Finance

Serves San Bernardino, CA

With decades of experience serving Southern California since 1991, Edge Home Finance specializes in personalized mortgage guidance directly from the branch manager throughout the entire loan process. They offer a broad range of loan options—including FHA, VA, jumbo, renovation, and reverse mortgages—and are known for responsive communication and timely closings. Customers appreciate the clear… more...

With decades of experience serving Southern California since 1991, Edge Home Finance specializes in personalized mortgage guidance directly from the branch manager throughout the entire loan process. They offer a broad range of loan options—including FHA, VA, jumbo, renovation, and reverse mortgages—and are known for responsive communication and timely closings. Customers appreciate the clear answers and steady support, though some note the process can take time depending on individual circumstances.

View Profile
(626) 224-3375
Open 8:30 AM - 6:00 PM
10630 Town Center Dr #128A, Rancho Cucamonga, CA 91730
13

Mpower Mortgage - Jenese Bravo, Loan Officer

Serves San Bernardino, CA

Mpower Mortgage specializes in guiding first-time homebuyers through the mortgage process with patience and clear communication. The team offers personalized loan options and is known for being accessible and responsive, often answering questions at any hour. Customers appreciate the supportive approach that helps turn homeownership dreams into reality.

Services & Prices
First Time Home Buyer Consultation $100 - $200
Home Loan Application Assistance $200 - $300
Home Market Analysis $150 - $250
Property Viewing Coordination $50 - $150
View Profile
(909) 231-4222
Closed Now
8047 Day Creek Blvd, Rancho Cucamonga, CA 91739, Rancho Cucamonga, CA 91730
General Services
Home Buying Assistance
14

Adam Tice, Mortgage Lender and Broker NMLS #289398

Serves San Bernardino, CA

Licensed Loan Originator NMLS #289398, Adam Tice focuses on simplifying the mortgage process with fast approvals and personalized support. Serving Ontario, CA, and beyond, the team assists with home purchases and refinancing, guiding clients clearly from pre-approval to closing. Customers appreciate their responsiveness and helpful communication throughout.

Services & Prices
Fixed Rate Mortgage $300 - $500
Adjustable Rate Mortgage (ARM) $300 - $500
FHA Loans $300 - $450
Pre-Approval Process $100 - $200
View Profile
(626) 825-2326
Open 8:00 AM - 9:00 PM
3595-1 Inland Empire Blvd Bldg 1, Ontario, CA 91764
General Services
Home Loan Services
15

ML Mortgage Corp

Serves San Bernardino, CA

ML Mortgage Corp focuses on guiding clients through the home-buying process with clear communication and attentive support. Their team assists with mortgage financing, aiming to make the experience smooth and understandable. While some customers note occasional gaps in follow-up, many appreciate the professionalism and responsiveness throughout.

Services & Prices
Home Buyer Consultation $50 - $100
Loan Application Assistance $100 - $200
Closing Cost Review $75 - $150
Fixed-Rate Mortgages $300 - $500
View Profile
(866) 598-9232
Open 9:00 AM - 6:00 PM
8270 Aspen Ave, Rancho Cucamonga, CA 91730
General Services
Home Purchase Assistance
16

Guild Mortgage - Rich Vandenberg

Serves San Bernardino, CA

Guild Mortgage specializes in personalized mortgage solutions, offering a range of loan options including conventional, FHA, VA, and USDA programs. The team guides borrowers through the process with clarity and support, using digital tools to simplify decisions. Customers appreciate their efficiency and reliability, though some note the pace may feel brisk.

View Profile
(951) 742-7770
Open 8:00 AM - 5:00 PM
19340 Jesse Ln Ste 160, Riverside, CA 92508
17

Darlena Moore

Serves San Bernardino, CA

Licensed in California with over 20 years of experience, this mortgage broker specializes in FHA, VA, Conventional, and Private Money loans. The team also offers property sales, purchases, Notary, and Living Trust services, guiding clients through complex transactions with clear communication. Customers appreciate the thorough, timely service and knowledgeable support throughout the process.

Services & Prices
Home Buying Assistance $300 - $700
Home Selling Assistance $500 - $1500
Real Estate Fraud Guidance $250 - $600
Mortgage Application Support $150 - $400
View Profile
(951) 242-3415
Open 9:00 AM - 9:00 PM
Moreno Valley, CA 92557
General Services
Real Estate Services
18

The Brandon Drew Group- Mortgage Firm

Serves San Bernardino, CA

Known for their deeply personal, family-driven approach, The Brandon Drew Group specializes in first-time homebuyer programs like CalHFA and GSFA, alongside conventional, FHA, VA, and jumbo loans. Clients appreciate the team’s responsiveness and guidance throughout the loan process, though some note the volume of communication can be frequent.

Services & Prices
Pre-Approval $10 - $20
Loan Application Assistance $100 - $300
Interest Rate Buydown Options $200 - $500
First-Time Homebuyer Guidance $50 - $150
View Profile
(909) 944-8800
Open 8:30 AM - 5:00 PM
8463 Haven Ave B, Rancho Cucamonga, CA 91730
General Services
Mortgage Lending
19

Integrity Home Finance - A Mortgage Banking Firm

Serves San Bernardino, CA

Integrity Home Finance is known for its hands-on approach in guiding clients through the mortgage process, especially first-time homebuyers. The team offers personalized mortgage banking services and is praised for clear explanations and support, though some clients have noted occasional communication delays during the process.

View Profile
(909) 945-8777
Open 8:30 AM - 5:30 PM
8311 Haven Ave #150, Rancho Cucamonga, CA 91730
20

Golden Coast Mortgage (25+ Years in Mortgage Lending)

Serves San Bernardino, CA

With over 25 years in mortgage lending, Golden Coast Mortgage specializes in guiding clients through home financing with clear explanations and patient support. The team helps simplify the process for first-time and experienced buyers alike, consistently providing thorough education and attentive service. Some customers note the process can feel detailed, but appreciate the care given throughout.

View Profile
(909) 467-8600
Open 9:00 AM - 6:00 PM
1119 S Milliken Ave Ste E, Ontario, CA 91761
21

Joel Gutierrez - Loan Officer & Realtor

Serves San Bernardino, CA

Specializing in both loan origination and real estate services, this team supports buyers through every step of the home-buying process with clear communication and professional guidance. They assist with financing options and property selection, often praised for patience and responsiveness, though some clients note a high volume of questions can extend timelines.

Services & Prices
Home Buying Assistance $3000 - $5000
Home Selling Consultation $2000 - $4000
Market Analysis $150 - $300
Mortgage Pre-Approval $0 - $100
View Profile
(562) 573-9973
Open 8:00 AM - 8:00 PM
7750 Summit St, Riverside, CA 92504
General Services
Real Estate Services
22

Ricardo T Flores

Serves San Bernardino, CA

Known for making the mortgage process clear and manageable, Ricardo T Flores offers personalized support for home purchases, refinancing, and real estate financing. The team is praised for their patience, responsiveness, and ability to navigate challenges efficiently, helping clients close smoothly even when unexpected hurdles arise.

Services & Prices
Home Purchase Guidance $100 - $200
Home Sale Guidance $100 - $200
Market Analysis $150 - $250
Mortgage Financing $300 - $500
View Profile
Open 8:30 AM - 8:30 PM
3685 Main St Ste 220, Riverside, CA 92501
General Services
Real Estate Services
23

Olivia Rucker Mortgage Broker

Serves San Bernardino, CA

Known for responsive and patient guidance, Olivia Rucker Mortgage Broker helps clients navigate home buying and refinancing with clear communication and flexible support. The team offers a range of residential mortgage options and is praised for making the process comfortable and understandable, though availability can vary with workload.

View Profile
(951) 536-9249
Open 9:00 AM - 8:00 PM
3685 Main St Ste 220, Riverside, CA 92501
24

Joelle Southern, SCL Sr Loan Officer

Serves San Bernardino, CA

Specializing in home financing for 55+ communities, this team offers services like mortgage pre-approval, refinancing, and free quotes tailored to specific needs. Customers appreciate clear communication and a smooth, supportive process, though some note the experience can feel slow at times. The focus on sustainable living options adds a unique touch.

Services & Prices
Conventional Loans $2500 - $5000
FHA Loans $2500 - $5000
VA Loans $2500 - $5000
Pre-Approval Consultation $100 - $300
View Profile
(951) 288-0472
Open 00:00 - 23:59
1650 Spruce St Ste 500, Riverside, CA 92507
General Services
Home Loan Services
25

Menke Real Estate & Mortgage

Serves San Bernardino, CA

Menke Real Estate & Mortgage is known for its hands-on approach and deep knowledge in both real estate and mortgage services. The team guides clients through buying or selling homes with clear explanations and reliable support, often going beyond typical broker duties. Customers appreciate their professionalism and personal care, though some note the process can be influenced by current market… more...

Menke Real Estate & Mortgage is known for its hands-on approach and deep knowledge in both real estate and mortgage services. The team guides clients through buying or selling homes with clear explanations and reliable support, often going beyond typical broker duties. Customers appreciate their professionalism and personal care, though some note the process can be influenced by current market conditions.

Services & Prices
Home Selling $3000 - $7000
Home Buying $2000 - $5000
Market Analysis $200 - $500
Pre-Sale Consultation $150 - $300
View Profile
(855) 763-7653
Open 9:00 AM - 5:00 PM
23110 Atlantic Cir STE F, Moreno Valley, CA 92553
General Services
Real Estate Services
26

MortgageX

Serves San Bernardino, CA

About MortgageXMortgageX is a mortgage lending company dedicated to providing personalized mortgage solutions, fast customized quotes, great rates, and service with integrity. They assist clients in navigating the complexities of home buying and refinancing, aiming to make the process quick, efficient, and confident. The company emphasizes helping clients save money on their mortgages, whether… more...

About MortgageXMortgageX is a mortgage lending company dedicated to providing personalized mortgage solutions, fast customized quotes, great rates, and service with integrity. They assist clients in navigating the complexities of home buying and refinancing, aiming to make the process quick, efficient, and confident. The company emphasizes helping clients save money on their mortgages, whether they are first-time buyers or looking to refinance at a lower rate. Their experienced team of Mortgage Advisors guides clients through each step, ensuring a seamless experience.Why Choose UsMortgageX prides itself on its fast funding options, ensuring clients don't miss out on desired properties. They offer a streamlined, 100% online loan application process for quick approval. The company is committed to integrity and providing competitive rates, with a goal of funding loans in under 30 days. They also offer a free pre-approval letter and a refinance analysis tool to help clients understand their options and potential savings.MortgageX ServicesMortgageX offers a comprehensive range of mortgage services, including home purchase loans and refinancing options. They provide tools such as a mortgage calculator, pre-approval letter generator, and refinance analysis to aid clients. Specific loan options include 30-year fixed, 15-year fixed, adjustable-rate mortgages, FHA loans, VA loans, Jumbo loans, 203K loans, USDA loans, HARP loans, and reverse mortgages. They also facilitate rate comparisons to help clients secure the best terms.Unique AdvantagesMortgageX highlights its ability to fund loans in under 30 days, its fast and streamlined online application process, and its personalized approach to mortgage solutions. The company emphasizes competitive rates and a commitment to integrity, ensuring clients receive excellent service and potentially significant savings.

View Profile
(626) 310-0648
Open 9:00 AM - 5:00 PM
10535 Foothill Blvd Ste 380, Rancho Cucamonga, CA 91730
27

Cody Olson Home Loans

Serves San Bernardino, CA

Cody Olson Home Loans specializes in helping clients navigate complex mortgage situations, including refinancing multiple loans into one conventional mortgage. The team offers guidance throughout home purchases and refinancing, with clients appreciating their clear communication and responsiveness. Some find the process lengthy but feel well supported along the way.

Services & Prices
First Time Home Buyer Guidance $0 - $500
Home Loan Approval Process Assistance $0 - $400
Real Estate Consultation $100 - $300
Conventional Loan Refinancing $0 - $600
View Profile
(951) 494-2727
Open 00:00 - 23:59
1650 Spruce St Ste 500, Riverside, CA 92507
General Services
Home Purchase Assistance
28

Summit Home and Lending

Serves San Bernardino, CA

Known for thoroughness and clear communication, Summit Home and Lending specializes in home loans, refinancing, and HELOCs. The team is praised for explaining the process in detail and helping clients find favorable rates and terms. Some clients note the process can take time, but appreciate the integrity and care throughout.

View Profile
(951) 217-9533
Open 7:00 AM - 9:00 PM
21364 Tennyson Rd, Moreno Valley, CA 92557
29

Rate Trac Mortgage

Serves San Bernardino, CA

Rate Trac Mortgage specializes in quick, tailored loan solutions, often closing within 14 days to help buyers act fast in competitive markets. They offer a range of services including home purchase loans, refinancing, and cash-out options, supported by AI-powered pre-approvals and a Buyer Readiness Report. Clients appreciate the team’s clear communication and personalized guidance throughout the… more...

Rate Trac Mortgage specializes in quick, tailored loan solutions, often closing within 14 days to help buyers act fast in competitive markets. They offer a range of services including home purchase loans, refinancing, and cash-out options, supported by AI-powered pre-approvals and a Buyer Readiness Report. Clients appreciate the team’s clear communication and personalized guidance throughout the process.

View Profile
(888) 789-8088
Closed Now
23110 Atlantic Cir STE F, Moreno Valley, CA 92553
30

Puente de Oro Home Loans

Serves San Bernardino, CA

View Profile
(909) 363-6625
Open 9:00 AM - 5:30 PM
28676 Belmont Park Way, Moreno Valley, CA 92555

San Bernardino Mortgage Statistics

Home-purchase lending in San Bernardino County and home costs in San Bernardino, CA (latest HMDA and Census data)

Lenders made 17,195 home-purchase loans in San Bernardino County in 2025 (average about $469,000) and denied 2,548 — 13% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In San Bernardino, the median home is worth $422,300 and 68% of owners have a mortgage, paying a median $2,083 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
17,195▼ 2%17,574 in 2024
Denial rate
13%CA 12%
Median home value
$422,300CA $734,700
Monthly cost with a mortgage
$2,083median · CA $2,946
Refinance loans made (San Bernardino County, 2025)
12,170 · 9,471 in 2024
Home-improvement loans made (2025)
3,061
Average home-purchase loan
$469,000 (CA $711,000)
Owners with a mortgage
68% · 40% of them spend 30%+ of income on housing
Median household income
$67,415 (CA $99,122)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in San Bernardino County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

San Bernardino Mortgage Brokers stats: 30 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Celer Mortgage inc. 4.6 73 $1 (909) 763-2424 Visit
2 Jesse Magana - Mortgage Broker 5.0 55 $50 (909) 543-8188 Visit
3 Arrowhead Mortgage 5.0 49 $75 (888) 777-3556 Visit
4 Noble Mortgage 5.0 16 $50 (714) 395-9354 Visit
5 Celer Mortgage - Joshua Meza - Mortgage Loan Officer 5.0 9 $150 (909) 329-1537 Visit
6 US Bank Mortgage 4.0 5 — (800) 872-2657 Visit
7 Spot ON Lending 5.0 3 — (844) 545-1665 Visit
8 Secure Choice Lending Corporate 4.9 417 $10,000 (951) 482-8313 Visit
9 First Lending Solutions 5.0 307 $100 (951) 684-3307 Visit
10 Lara Locke Team 5.0 240 — (951) 405-2454 Visit
11 EZ Fundings Inc. 4.9 220 $50 (909) 321-3650 Visit
12 Edge Home Finance 5.0 160 — (626) 224-3375 Visit
13 Mpower Mortgage - Jenese Bravo, Loan Officer 5.0 152 $50 (909) 231-4222 —
14 Adam Tice, Mortgage Lender and Broker NMLS #289398 5.0 118 $100 (626) 825-2326 Visit
15 ML Mortgage Corp 4.7 114 $50 (866) 598-9232 Visit
16 Guild Mortgage - Rich Vandenberg 5.0 89 — (951) 742-7770 Visit
17 Darlena Moore 5.0 54 $100 (951) 242-3415 Visit
18 The Brandon Drew Group- Mortgage Firm 4.7 52 $10 (909) 944-8800 Visit
19 Integrity Home Finance - A Mortgage Banking Firm 4.8 37 — (909) 945-8777 Visit
20 Golden Coast Mortgage (25+ Years in Mortgage Lending) 5.0 34 — (909) 467-8600 Visit
21 Joel Gutierrez - Loan Officer & Realtor 5.0 30 $50 (562) 573-9973 —
22 Ricardo T Flores 5.0 27 $100 — Visit
23 Olivia Rucker Mortgage Broker 5.0 26 — (951) 536-9249 Visit
24 Joelle Southern, SCL Sr Loan Officer 5.0 22 $100 (951) 288-0472 Visit
25 Menke Real Estate & Mortgage 4.6 17 $50 (855) 763-7653 Visit
26 MortgageX 4.5 17 — (626) 310-0648 Visit
27 Cody Olson Home Loans 5.0 11 $100 (951) 494-2727 Visit
28 Summit Home and Lending 4.4 7 — (951) 217-9533 —
29 Rate Trac Mortgage 5.0 4 — (888) 789-8088 Visit
30 Puente de Oro Home Loans 5.0 3 — (909) 363-6625 —

Frequently asked questions

8 questions
What does a mortgage broker do?
Mortgage brokers connect borrowers with lenders, helping find suitable loan options and managing the application process. They offer advice on rates and terms.
How do I choose the best mortgage broker in San Bernardino?
Consider verified reviews, ratings, and whether the broker has claimed their profile. TrustAnalytica ranks brokers using customer reviews and profile claims for transparency.
How much do mortgage brokers charge in California?
Mortgage brokers typically earn 1-2% of the loan amount. Fees can vary, so it's advisable to discuss costs upfront with potential brokers.
Do mortgage brokers in San Bernardino offer free consultations?
Free consultations are common among mortgage brokers. It's a good opportunity to discuss your needs and evaluate the broker's expertise before committing.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, lender partnerships, loan options, and the estimated timeline for securing a mortgage.
Is it necessary to hire a mortgage broker in California?
Hiring a mortgage broker is not mandatory but can simplify the loan process and provide access to multiple lenders, potentially securing better rates.
How long does it take to get a mortgage through a broker?
The mortgage process typically takes 30-45 days, but this can vary depending on the lender and complexity of the application.
What services do mortgage brokers in San Bernardino provide?
They assist with loan applications, negotiate terms, and offer advice on mortgage products, helping clients find the best financing options.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for San Bernardino is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in San Bernardino are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in San Bernardino.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in San Bernardino, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in San Bernardino.

5

AI Search Visibility

Every mortgage broker listing in San Bernardino is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.