How much house can you afford in Santa Clarita? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
|---|
American Family Funding
4.9 · 209 reviews · Free pre-approval
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Peter Cosfol - Senior Loan Officer
5.0 · 103 reviews · Free pre-approval
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GEM Mortgage - Terry Bleecker
5.0 · 81 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
American Family Funding specializes in mortgage solutions for veterans and seniors, including VA loans and reverse mortgages. Their team also assists first-time buyers and those refinancing to improve cash flow, often navigating complex income situations. Clients appreciate their patience, clear communication, and persistence throughout the loan process.
Known for clear communication and reliable support, this loan officer specializes in home financing with a focus on making the process straightforward. The team handles everything from application to closing, often praised for responsiveness and helpful guidance, though some clients appreciate a bit of extra hand-holding along the way.
With over three decades of experience, GEM Mortgage offers a broad range of loan programs, including VA, USDA, jumbo, and renovation loans. The team is known for guiding clients through the mortgage process with clear communication and responsiveness, though some may find the variety of options a bit overwhelming at first.
Founded by homebuilders, Great Western Home Loans brings specialized expertise in new construction lending alongside refinancing and resale mortgages. The team guides clients through every step with clear communication and personalized service, helping borrowers understand their options. Customers appreciate the attentive support and problem-solving approach throughout the process.
Licensed in California and offering a wide range of mortgage options, Security Bancorp helps clients navigate home loans with personalized rate quotes and quick follow-up. Their services include FHA, VA, jumbo, and reverse mortgages, along with tools like payment calculators and refinance analysis. Customers appreciate the team’s professionalism and responsiveness throughout the process.
SCV Home Loans offers one of the fastest pre-approval processes in California, often completing it within 60 minutes. Specializing in purchase, refinance, and cash-out loans, they provide competitive rates and a fully paperless experience with live support seven days a week. Customers appreciate the team’s clear communication and willingness to assist even under tight deadlines.
MGM Mortgage Inc. focuses on reverse mortgages and equity optimization for homeowners aged 62 and older, offering free consultations to explore tax-free income options. The team also handles residential, investment, and commercial loans, along with low-cost property listings. Clients appreciate their clear communication and professional, pressure-free approach.
Licensed by the California Department of Financial Protection and Innovation, The Mortgage Nut specializes in mortgage solutions for diverse financial situations, including self-employed borrowers and veterans. Their team offers personalized loan options like VA, Jumbo, and Non-QM loans, with clear communication and timely updates throughout the process. Clients appreciate their responsiveness… more...
Licensed by the California Department of Financial Protection and Innovation, The Mortgage Nut specializes in mortgage solutions for diverse financial situations, including self-employed borrowers and veterans. Their team offers personalized loan options like VA, Jumbo, and Non-QM loans, with clear communication and timely updates throughout the process. Clients appreciate their responsiveness and thorough guidance, though some note the experience can feel very focused on meeting deadlines.
Specializing in clear communication and attentive support, Dan Schweit-Mortgage Loan Consultant guides clients through home purchase loans and refinancing with steady updates from start to finish. The team is known for promptly answering questions and providing thorough assistance, helping borrowers feel confident throughout the mortgage process.
About Lakeside LendingLakeside Lending is a California-based home loan provider dedicated to assisting clients with their purchase and refinance needs. The company emphasizes integrity and loyalty, striving to offer the best available mortgage options. They aim to provide an easy and pleasant loan experience for all clients, positioning themselves as a reliable partner in the home-buying process.… more...
About Lakeside LendingLakeside Lending is a California-based home loan provider dedicated to assisting clients with their purchase and refinance needs. The company emphasizes integrity and loyalty, striving to offer the best available mortgage options. They aim to provide an easy and pleasant loan experience for all clients, positioning themselves as a reliable partner in the home-buying process. Their core mission revolves around exceptional customer service and client satisfaction, ensuring that every client feels supported and valued throughout their home financing journey.Credentials & ExpertiseWhile specific certifications and licenses are not detailed, Lakeside Lending operates with a strong emphasis on professionalism and knowledge. Angie, a key figure, is frequently praised for her deep understanding of mortgage lending, ability to handle complex situations, and persistent effort. Testimonials highlight her as a knowledgeable and dependable lender, suggesting a high level of expertise and commitment to client success. The company's focus on client-centric service implies a dedication to ethical practices and client well-being.OfferingsLakeside Lending specializes in California home loans, offering services for both purchasing new homes and refinancing existing ones. They provide various loan products designed to meet diverse client needs. The application process is streamlined, with options to apply online. The company also offers resources such as a mortgage blog with advice for home buyers and homeowners, covering topics like data safety, energy upgrades, and equity loans. Their service areas encompass California, with a focus on guiding clients through the complexities of mortgage acquisition.Unique AdvantagesLakeside Lending distinguishes itself through its highly personalized service, exemplified by Angie's dedication to going the extra mile for clients. They are noted for their ability to navigate complicated loan scenarios and provide consistent support, even outside of standard business hours. The company's commitment to fighting for clients and ensuring their dream homes become a reality, as evidenced by numerous testimonials, sets them apart as a tenacious and client-focused mortgage provider.
Lenders made 42,509 home-purchase loans in Los Angeles County in 2025 (average about $923,000) and denied 6,267 — 13% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In Santa Clarita, the median home is worth $784,700 and 76% of owners have a mortgage, paying a median $3,309 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Los Angeles County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | American Family Funding | 4.9 | 209 | Quoted per loan | (661) 284-1150 | Visit |
| 2 | Peter Cosfol - Senior Loan Officer | 5.0 | 103 | — | (818) 281-1466 | Visit |
| 3 | GEM Mortgage - Terry Bleecker | 5.0 | 81 | Quoted per loan | (661) 268-4168 | Visit |
| 4 | Great Western Home Loans, Inc. | 4.8 | 70 | Quoted per loan | (661) 205-8126 | Visit |
| 5 | Security Bancorp | 5.0 | 66 | $50 | (661) 254-6777 | Visit |
| 6 | SCV Home Loans | 5.0 | 28 | Quoted per loan | (661) 388-0345 | Visit |
| 7 | MGM Mortgage Inc. George Coronado, Mortgage Broker/Realtor/Reverse Mortgages | 5.0 | 21 | — | (661) 810-3283 | Visit |
| 8 | The Mortgage Nut | 5.0 | 19 | Quoted per loan | (661) 505-2522 | Visit |
| 9 | Dan Schweit-Mortgage Loan Consultant | 5.0 | 10 | — | (818) 726-2180 | Visit |
| 10 | Lakeside Lending | 5.0 | 3 | — | (818) 425-9951 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.