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  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in California
  4. Stockton

Top Mortgage Brokers In Stockton

10 in Stockton · 2 nearby
Stockton Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10 +2 nearby
Average rating
5.0 857 reviews
Typical service price
$175 – $750 Median of 12 priced services
Most-offered services
Mortgage ServicesHome Loan ServicesEscrow ServicesReal Estate ServicesShort-Term Rentals
What customers praise
recommend×15highly recommend×11great experience×3very professional×2
Also serving Stockton
Modesto2 · 38 km
Mortgage brokerStockton, CA

1

Central Valley Mortgage Group - Daniel A. Sosa

Central Valley Mortgage Group specializes in personalized mortgage lending with a focus on clear communication and tailored loan options. The team offers a wide range of loans, including FHA, VA, construction, and jumbo loans, supporting first-time buyers and investors alike. Clients appreciate their responsiveness and smooth, well-organized process throughout each transaction.

Services & Prices
Home Purchase Mortgage $3000 - $5000
Refinancing Mortgage $2000 - $4000
FHA Loans $2500 - $4500
Escrow Coordination $500 - $1000
View Profile
(209) 353-4657
Open 9:00 AM - 5:00 PM
5713 N Pershing Ave Ste D2, Stockton, CA 95207
General Services
Mortgage Services
2

Team Molina at Coast Home Loans

Team Molina specializes in fast mortgage approvals paired with clear, personalized guidance throughout the homebuying process. They offer a range of loan options, including conventional, FHA, VA, USDA, Jumbo, Reverse, and Non-QM loans, often assisting first-time buyers with helpful resources. Clients appreciate their responsiveness and straightforward communication, though some find the process… more...

Team Molina specializes in fast mortgage approvals paired with clear, personalized guidance throughout the homebuying process. They offer a range of loan options, including conventional, FHA, VA, USDA, Jumbo, Reverse, and Non-QM loans, often assisting first-time buyers with helpful resources. Clients appreciate their responsiveness and straightforward communication, though some find the process moves quickly.

View Profile
(209) 609-0212
Open 9:00 AM - 5:00 PM
3485 Brookside Rd Ste 104, Stockton, CA 95219
3

Mission San Jose Mortgage

Mission San Jose Mortgage specializes in helping clients secure a variety of home loans, including VA loans, with clear and consistent communication throughout the process. The team is known for being responsive and supportive, often working outside regular hours to ensure a smooth experience. Some customers note the process can take time, but appreciate the attentive guidance.

View Profile
(888) 848-7199
Open 9:00 AM - 5:00 PM
2111 W March Ln # B200, Stockton, CA 95207
4

Valley Capital Lending & Realty, Inc.

With over 25 years of experience in real estate and mortgage lending, Valley Capital Lending & Realty, Inc. offers personalized guidance for buyers, sellers, and investors across Northern California. The team provides support in home buying, selling, property management, and rentals, with bilingual service that clients find responsive and attentive throughout the process.

Services & Prices
Home Buying Assistance $20 - $30
Home Selling Consultation $30 - $50
Property Management $15 - $25
Airbnb Booking $100 - $150 per night
View Profile
(209) 808-2936
Open 7:00 AM - 8:00 PM
2222 Pacific Ave, Stockton, CA 95204
General Services
Real Estate Services
5

Kristina Hernandez at Homeowners Financial Group USA, LLC

Homeowners Financial Group USA, LLC focuses on guiding first-time homebuyers through the mortgage process with clear communication and support. The team helps clients understand each step, aiming for a smooth and efficient experience. Customers appreciate their responsiveness, though the process can take some time depending on individual circumstances.

View Profile
(209) 518-8277
Open 00:00 - 23:59
5250 Claremont Ave #105, Stockton, CA 95207
Where they are 12 on the map Click a pin for the profile and directions
6

Esmeralda Velasco - Sr. Mortgage Advisor

Known for guiding clients through complex loan challenges with clear communication and patience, this mortgage advisor helps buyers navigate home financing smoothly. The team offers thorough explanations of loan options and stays solution-focused, creating a supportive experience even when unexpected issues arise. Customers appreciate the professional, reassuring approach throughout the process.

Services & Prices
Loan Approval Assistance $200 - $400
Loan Consultation $100 - $200
Pre-Approval Services $150 - $300
Home Buying Consultation $150 - $250
View Profile
(209) 614-7271
Open 9:00 AM - 5:00 PM
1024 W Robinhood Dr #6, Stockton, CA 95207
General Services
Home Loan Services
7

Coast Home Loans - Stockton

Coast Home Loans - Stockton is known for its attentive communication and patient guidance throughout the home loan process. The team offers mortgage brokerage services, helping clients navigate financing with clear answers and steady support. Customers appreciate their responsiveness and the calm they bring to what can be a stressful experience.

View Profile
(209) 900-2904
Open 9:00 AM - 4:00 PM
3485 Brookside Rd Ste 104, Stockton, CA 95219
8

The Mortgage House

With over 25 years of experience specializing in California home lending, The Mortgage House offers personalized support for home purchases, refinancing, and reverse mortgages for seniors. The team is known for clear communication and guiding clients through each step, though current market conditions can make securing ideal rates challenging.

Services & Prices
Home Purchase Loans $3000 - $5000
Refinancing $2000 - $4000
Pre-Approval Services $500 - $1000
Financial Consultation $100 - $200
View Profile
(209) 474-7111
Open 8:30 AM - 5:00 PM
1151 W Robinhood Dr # C7, Stockton, CA 95207
General Services
Mortgage Services
9

H.O.M.E. Lending

H.O.M.E. Lending is known for guiding first-time homebuyers and those with unique financing needs through the mortgage process with patience and clear communication. The team offers personalized loan options, including bank statement loans, and is praised for making complex steps easy to understand. Some customers note the process can take time, but appreciate the thorough support throughout.

Services & Prices
First-Time Home Buyer Loans $2000 - $5000
Bank Statement Loans $2500 - $6000
Investment Property Loans $3000 - $7000
Personalized Loan Assessment $500 - $1000
View Profile
(209) 477-0262
Open 8:00 AM - 6:00 PM
1919 Grand Canal Blvd A6, Stockton, CA 95207
General Services
Home Loan Services
10

Central Valley Mortgage Group - Alicia Amador

Central Valley Mortgage Group - Alicia Amador specializes in guiding clients through home financing with clear explanations and patient support. The team assists with purchases and refinancing, often helping clients who face challenges elsewhere. Customers appreciate the straightforward communication and the effort to find workable loan options without pressure.

View Profile
(209) 440-7710
Open 8:30 AM - 6:00 PM
5713 N Pershing Ave Ste D2, Stockton, CA 95207
11

Josh Dobson - MortgageDadof3

Serves Stockton, CA

MortgageDadOf3 specializes in mortgage education, offering clear, jargon-free guidance to help buyers and homeowners understand complex mortgage options. The platform provides tools like calculators, down-payment assistance resources, and personalized consultations, with a focus on empowering users rather than pushing sales. Customers appreciate the team’s responsiveness and thorough support… more...

MortgageDadOf3 specializes in mortgage education, offering clear, jargon-free guidance to help buyers and homeowners understand complex mortgage options. The platform provides tools like calculators, down-payment assistance resources, and personalized consultations, with a focus on empowering users rather than pushing sales. Customers appreciate the team’s responsiveness and thorough support, especially when challenges arise.

View Profile
(209) 988-9284
Open 8:30 AM - 4:00 PM
1409 Standiford Ave Ste 1, Modesto, CA 95350
12

THE MORTGAGE DR

Serves Stockton, CA

Known for its rapid pre-approval process, The Mortgage Dr helps clients move quickly through home purchases and refinancing with clear guidance. The team is accessible via multiple communication channels and works to explore all options, often praised for their responsiveness and willingness to support buyers through challenges.

View Profile
(209) 210-1840
Open 9:00 AM - 7:00 PM
3421 Tully Rd Ste A, Modesto, CA 95350

Stockton Mortgage Statistics

Home-purchase lending in San Joaquin County and home costs in Stockton, CA (latest HMDA and Census data)

Lenders made 7,321 home-purchase loans in San Joaquin County in 2025 (average about $491,000) and denied 885 — 11% of decided applications, compared with 12% across California, according to federal mortgage data (HMDA, CFPB). In Stockton, the median home is worth $440,900 and 69% of owners have a mortgage, paying a median $2,217 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
7,321▼ 4%7,602 in 2024
Denial rate
11%CA 12%
Median home value
$440,900CA $734,700
Monthly cost with a mortgage
$2,217median · CA $2,946
Refinance loans made (San Joaquin County, 2025)
4,134 · 3,104 in 2024
Home-improvement loans made (2025)
911
Average home-purchase loan
$491,000 (CA $711,000)
Owners with a mortgage
69% · 36% of them spend 30%+ of income on housing
Median household income
$79,907 (CA $99,122)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in San Joaquin County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

8 questions
What does a mortgage broker do?
A mortgage broker connects borrowers with lenders, helping clients find the best mortgage options and rates. They handle paperwork, negotiations, and can offer guidance throughout the loan process.
How do I choose the best mortgage broker in Stockton?
Consider verified customer reviews, ratings, review volume, and whether the broker has claimed their profile. TrustAnalytica ranks brokers using these data-driven factors.
Do mortgage brokers in Stockton offer free consultations?
Free consultations are common among mortgage brokers, allowing potential clients to discuss their needs and understand available options without initial cost.
How long does it take to get a mortgage through a broker?
The mortgage process typically takes 30 to 45 days, but timelines can vary based on individual circumstances and lender efficiency.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, lender options, and how they can tailor services to your needs. Inquire about their communication style and availability.
Do I need a mortgage broker to buy a home in Stockton?
While not required, a mortgage broker can simplify the process by providing access to multiple lenders and helping find competitive rates.
How are mortgage brokers paid?
Mortgage brokers typically earn a commission from lenders, which is a small percentage of the loan amount. This fee is often included in the loan terms.
What services do mortgage brokers in Stockton provide?
They offer loan comparisons, rate negotiations, and application management, ensuring clients understand options and processes.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Stockton is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Stockton are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Stockton.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Stockton, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Stockton.

5

AI Search Visibility

Every mortgage broker listing in Stockton is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.