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  1. United States
  2. Best Private Mortgage Lenders
  3. Private Mortgage Lenders in Colorado
  4. Denver

Best Private Mortgage Lenders in Denver

Denver Private Mortgage Lenders stats: Key insights from this page’s listings Updated
Businesses listed
7
Average rating
4.4 341 reviews
Most-offered services
Mortgage ServicesRefinance ServicesHard Money Lending
What customers praise
recommend×99highly recommend×54great experience×18very professional×12
Private mortgage lendersDenver, CO

1

American Liberty Mortgage - Denver, CO

American Liberty Mortgage focuses on personalized home loan and refinance solutions with a strong understanding of the local Denver market. The team offers clear communication and support throughout the mortgage process, using a secure online platform to simplify document handling. Customers appreciate their professionalism and responsiveness, though some note the process can still feel complex… more...

American Liberty Mortgage focuses on personalized home loan and refinance solutions with a strong understanding of the local Denver market. The team offers clear communication and support throughout the mortgage process, using a secure online platform to simplify document handling. Customers appreciate their professionalism and responsiveness, though some note the process can still feel complex at times.

Services & Prices
Home Purchase Loans Fee quoted per loan
Refinancing Loans Fee quoted per loan
FHA/VA Loans Fee quoted per loan
View Profile
(303) 416-7000
Open 8:00 AM - 5:00 PM
1932 W 33rd Ave, Denver, CO 80211, USA
General Services
Mortgage Services
2

US Mortgages

With over 20 years serving Colorado homeowners, US Mortgages offers a variety of mortgage and refinance options, including down payment assistance and cash-out refinancing. Customers often highlight the team’s responsiveness and clear explanations, though some note occasional delays and communication issues during the process.

Services & Prices
FHA Streamline Refinance Fee quoted per loan
VA Streamline Refinance Fee quoted per loan
Conventional Refinance Fee quoted per loan
View Profile
(720) 598-5000
Open 7:00 AM - 7:00 PM
6855 S Havana St #500, Centennial, CO 80112, USA
General Services
Refinance Services
3

First National Financing

First National Financing offers access to a wide network of lenders, allowing clients to compare mortgage options and secure competitive rates in one place. The team assists with home purchase and refinance loans, guiding customers through each step with clear communication and prompt service. Some find the process quicker and more straightforward than traditional banks.

Services & Prices
Home Purchase Loans Fee quoted per loan
Refinancing Fee quoted per loan
Jumbo Loans Fee quoted per loan
View Profile
(800) 910-4439
Open 9:00 AM - 5:00 PM
8354 Northfield Blvd Ste 3700, Denver, CO 80238, USA
General Services
Mortgage Services
4

Beacon Lending

Beacon Lending specializes in navigating complex mortgage financing, including FHA 203K renovation loans that many lenders overlook. The team handles a wide range of loans—from conventional to reverse mortgages—and is known for clear communication and quick responses. Some clients note the process can feel detailed, but overall the experience is smooth and well-supported.

Services & Prices
Home Purchase Loans Fee quoted per loan
Refinancing Fee quoted per loan
Investment Property Loans Fee quoted per loan
View Profile
(720) 549-2075
Open 9:00 AM - 6:00 PM
2301 Blake St Suite 207, Denver, CO 80205, USA
General Services
Mortgage Services
5

Front Range Mortgage

Front Range Mortgage holds an A+ rating from the Colorado Better Business Bureau and brings over 35 years of experience serving Colorado homeowners. They offer a range of mortgage options including Conventional, VA, FHA, and renovation loans, with a team known for responsive communication and smooth transactions. Some customers note occasional delays in receiving final documents before closing.

Services & Prices
Home Purchase Loan Fee quoted per loan
VA Loan Refinance Fee quoted per loan
Conventional Loan Fee quoted per loan
View Profile
(303) 500-1900
Open 8:00 AM - 6:00 PM
600 17th St UNIT 2800, Denver, CO 80202, USA
General Services
Mortgage Services
Mortgage Affordability Calculator – DenverSee how much house you can afford in Denver in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 7 on the map Click a pin for the profile and directions
6

Capital Fund 1

Capital Fund 1 specializes in direct hard cash loans with approvals often completed within 24 hours, offering options for fix-and-flip, commercial, construction, and land financing across Colorado. The team is known for quick processing and competitive rates, though some clients have noted challenges with communication and loan extensions.

Services & Prices
Fix and Flip Financing Fee quoted per loan
Bridge Loans Fee quoted per loan
View Profile
Open 8:00 AM - 5:00 PM
2755 S Locust St Suite 128, Denver, CO 80222, USA
General Services
Hard Money Lending
7

Montegra Capital Resources, LTD

Montegra Capital Resources specializes in direct hard money lending for commercial real estate and multi-family residential investments, offering quick decisions and flexible terms. The team is known for straightforward communication and fair pricing, though some clients note delays in payoff processing and mixed experiences with customer service.

View Profile
(303) 377-4181
Open 9:00 AM - 5:00 PM
3200 Cherry Creek S Dr #200, Denver, CO 80209, USA

Latest reviews of Denver Private Mortgage Lenders

Written on TrustAnalytica by clients of the businesses in this list
  • Rafael

    these people lied to us from day one ,they did not provide a new loan to pay for hard money loan, they force me to pay extension every six months ,3k i trusted them but never met any body in person they sign my extension contract on line , i had TO GIVE THEN 50 K DOWN TO purchase home ,they took adv…

  • Deborah

    Trust this review from a real client not a professional G. A. Review writer writing five star reviews! Investor beware! Do not waste your time! Capital Fund 1 will not communicate with you unless you call corporate in Phoenix and leave a dissatisfied message. Capital Fund 1 is not a hard money loan…

Denver Mortgage Statistics

Home-purchase lending in Denver County and home costs in Denver, CO (latest HMDA and Census data)

Lenders made 7,747 home-purchase loans in Denver County in 2025 (average about $588,000) and denied 600 — 7% of decided applications, compared with 10% across Colorado, according to federal mortgage data (HMDA, CFPB). In Denver, the median home is worth $616,000 and 73% of owners have a mortgage, paying a median $2,466 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
7,747▼ 7%8,369 in 2024
Denial rate
7%CO 10%
Median home value
$616,000CO $539,400
Monthly cost with a mortgage
$2,466median · CO $2,326
Refinance loans made (Denver County, 2025)
4,375 · 3,083 in 2024
Home-improvement loans made (2025)
1,119
Average home-purchase loan
$588,000 (CO $511,000)
Owners with a mortgage
73% · 28% of them spend 30%+ of income on housing
Median household income
$94,718 (CO $95,470)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Denver County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Denver Private Mortgage Lenders stats: 7 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 American Liberty Mortgage - Denver, CO 4.9 101 Fee quoted per loan (303) 416-7000 Visit
2 US Mortgages 4.1 113 Fee quoted per loan (720) 598-5000 Visit
3 First National Financing 5.0 64 Fee quoted per loan (800) 910-4439 Visit
4 Beacon Lending 5.0 30 Fee quoted per loan (720) 549-2075 Visit
5 Front Range Mortgage 4.8 20 Fee quoted per loan (303) 500-1900 Visit
6 Capital Fund 1 3.9 7 Fee quoted per loan — Visit
7 Montegra Capital Resources, LTD 3.5 6 — (303) 377-4181 Visit

Frequently asked questions

8 questions
How do I choose the best private mortgage lender in Denver?
Consider customer reviews, ratings, review volume, and whether the business has claimed its profile. TrustAnalytica ranks lenders using this transparent, data-driven methodology.
What services do private mortgage lenders offer?
Private mortgage lenders provide home loans, refinancing options, and sometimes bridge loans. They often cater to borrowers who may not qualify for traditional bank loans.
Are free consultations common with private mortgage lenders in Denver?
Yes, many private mortgage lenders in Denver offer free consultations to discuss loan options and terms before proceeding with a formal application.
What questions should I ask a private mortgage lender?
Ask about interest rates, fees, loan terms, prepayment penalties, and the application process. Understanding these factors helps in making an informed decision.
How long does the private mortgage process take in Colorado?
The process typically takes 2-4 weeks, depending on the lender's efficiency and the complexity of the loan application.
Do I need a private mortgage lender in Denver?
Consider a private mortgage lender if traditional banks have denied your loan application or if you need more flexible terms.
How do private mortgage lender fees work?
Fees can include origination fees, appraisal fees, and closing costs. These vary by lender and are typically outlined in the loan agreement.
What are the benefits of using a private mortgage lender?
Benefits include flexible loan terms, faster approval processes, and the ability to work with borrowers who have unique financial situations.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Denver is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.

The Process

1

Business Verification

Verified private mortgage lenders listings in Denver are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Denver.

3

Reviews And Ratings

Real-time customer ratings guide our private mortgage lenders rankings in Denver, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top private mortgage lenders providers in Denver.

5

AI Search Visibility

Every private mortgage lenders listing in Denver is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.