How much house can you afford in Lakewood? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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Supreme Lending Denver
4.9 · 552 reviews · Free pre-approval
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The Colorado Mortgage Team
5.0 · 251 reviews · Free pre-approval
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Peak Lending Team: Shannon Dahman and The Dahman Mortgage Team- Mortgage Brokers
5.0 · 185 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
With over two decades of experience, Supreme Lending specializes in fast, efficient mortgage closings, including a “Supreme Speed” option that can complete loans in as little as 10 days. The team assists with purchases and refinancing, keeping clients informed throughout the process to help simplify mortgage requirements. Customers appreciate their clear communication and reliable service.
With over a decade of experience, The Colorado Mortgage Team focuses on empowering clients with clear financial guidance throughout the home-buying or refinancing process. They offer a range of loan options, including conventional, FHA, VA, and specialized programs, and are known for responsive communication and thorough support. Some clients note the process can be detailed, but the team’s… more...
With over a decade of experience, The Colorado Mortgage Team focuses on empowering clients with clear financial guidance throughout the home-buying or refinancing process. They offer a range of loan options, including conventional, FHA, VA, and specialized programs, and are known for responsive communication and thorough support. Some clients note the process can be detailed, but the team’s consistent updates help ease the experience.
Known for providing fast approvals and personalized one-on-one support, Peak Lending Team: Shannon Dahman and The Dahman Mortgage Team helps clients navigate home purchases, refinancing, and cash-out options across Colorado. The team focuses on clear communication and attention to detail, guiding borrowers through a streamlined mortgage process with accessible and responsive service.
Specializing in personalized mortgage planning, The Dahman Team at Peak 10 Mortgage LLC helps clients navigate home purchases, refinancing, and home equity options with clear guidance and tailored advice. Customers appreciate their thorough communication and supportive approach, though some note the process can take time due to careful attention to detail.
Hazel Mortgage specializes in fast, personalized mortgage solutions, closing loans in an average of just nine days. The team offers a wide range of loan options for primary homes, investment properties, and unique scenarios, backed by deep industry knowledge and strong lender relationships. Clients appreciate the attentive service and quick responses throughout the process.
Platte River Mortgage & Investments, Inc. is known for its responsive team that guides clients through various home financing situations with patience and clear communication. They offer mortgage brokerage services, helping customers secure competitive rates while easing the stress of the home buying process. Clients appreciate their supportive approach and thorough explanations.
Licensed under NMLS #743349, this team specializes in mortgage loans through Elevations Credit Union, offering both new home financing and refinancing options. Customers appreciate their clear communication, responsiveness, and willingness to explain the process thoroughly, making complex decisions easier to navigate. Some note the detailed explanations can take extra time but value the patient… more...
Licensed under NMLS #743349, this team specializes in mortgage loans through Elevations Credit Union, offering both new home financing and refinancing options. Customers appreciate their clear communication, responsiveness, and willingness to explain the process thoroughly, making complex decisions easier to navigate. Some note the detailed explanations can take extra time but value the patient approach.
Known for thorough communication and patience, Lakewood CO Mortgage Broker by Rob's Mortgage Loans specializes in guiding clients through complex mortgage processes, including reverse and first-time buyer loans. The team is praised for responsiveness and clear explanations, helping make lengthy or challenging transactions more manageable.
Known for offering no closing cost mortgages in Colorado, Innovative Mortgage Group provides home purchase loans, refinances, and construction financing with a focus on clear communication and a streamlined process. Customers appreciate the team’s responsiveness and personalized support, though some note the fast pace may feel intense at times.
With over 20 years of experience since 1996, The Best Loan Officer specializes in helping clients with complex credit situations access a wide range of mortgage products. The team offers personalized guidance through every step, from consultation to closing, and is known for clear communication and quick responses. Some clients note availability at all hours, reflecting their commitment to… more...
With over 20 years of experience since 1996, The Best Loan Officer specializes in helping clients with complex credit situations access a wide range of mortgage products. The team offers personalized guidance through every step, from consultation to closing, and is known for clear communication and quick responses. Some clients note availability at all hours, reflecting their commitment to support throughout the process.
Lenders made 7,438 home-purchase loans in Jefferson County in 2025 (average about $589,000) and denied 499 — 6% of decided applications, compared with 10% across Colorado, according to federal mortgage data (HMDA, CFPB). In Lakewood, the median home is worth $574,400 and 69% of owners have a mortgage, paying a median $2,330 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Jefferson County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.