How much house can you afford in Hialeah? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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OneMain Financial
4.6 · 395 reviews · Free pre-approval
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Coast2Coast Lending Group
5.0 · 30 reviews · Free pre-approval
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Ensource Financial-Mortgage Broker- Hialeah
5.0 · 6 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
OneMain Financial focuses on providing personal loans with clear terms and straightforward service. The team offers assistance with financing needs and is noted for being fast and efficient. Customers appreciate the helpful support, though detailed mortgage services are not highlighted.
Coast2Coast Lending Group focuses on guiding clients through home purchases and refinancing with clear communication and attentive support. The team offers mortgage lending services and is praised for making complex processes smooth and well-organized. Some clients note the experience can be detailed, but the professionalism helps ease the process.
Ensource Financial specializes in helping clients secure competitive mortgage loans for homes and investment properties, offering bilingual support in English and Spanish. The team provides clear communication and guidance throughout the process, with customers appreciating their responsiveness and personalized care. Some clients note the experience can be very hands-on, which suits those seeking… more...
Ensource Financial specializes in helping clients secure competitive mortgage loans for homes and investment properties, offering bilingual support in English and Spanish. The team provides clear communication and guidance throughout the process, with customers appreciating their responsiveness and personalized care. Some clients note the experience can be very hands-on, which suits those seeking close support.
About Columbus Capital LendingColumbus Capital Lending is a mortgage lending company dedicated to providing a personalized and expert home financing experience. With over 30 years of combined team experience, they focus on offering boutique-style service that goes beyond standard solutions. Their mission is to guide clients home with care and clarity, understanding individual needs to offer… more...
About Columbus Capital LendingColumbus Capital Lending is a mortgage lending company dedicated to providing a personalized and expert home financing experience. With over 30 years of combined team experience, they focus on offering boutique-style service that goes beyond standard solutions. Their mission is to guide clients home with care and clarity, understanding individual needs to offer creative financing options. They aim to make the mortgage process smooth, transparent, and empowering for all clients, whether they are first-time buyers, looking to upgrade, or refinancing.Why Choose Columbus Capital LendingColumbus Capital Lending emphasizes trust and expertise in their services. While specific certifications or awards are not detailed, their longevity and client testimonials highlight a commitment to reliability and customer satisfaction. They pride themselves on transparency and responsiveness throughout the mortgage process, ensuring clients feel informed and secure. Their approach is built on understanding unique client situations and providing tailored solutions, fostering confidence in their ability to navigate complex financial landscapes.Columbus Capital Lending OffersColumbus Capital Lending offers a comprehensive suite of mortgage products designed to meet diverse borrower needs. This includes FHA loans for those with lower credit scores or limited down payments, VA loans for veterans, and USDA loans for rural homebuyers. They also provide Conventional loans, Home Renovation loans to finance both purchase and improvements, Non-QM loans for non-traditional income situations, Adjustable-Rate Mortgages (ARMs), and Jumbo loans for higher-value properties. Their services cover primary residences, second homes, and investment properties, with a focus on competitive rates and flexible terms.Unique AdvantagesColumbus Capital Lending distinguishes itself through its boutique-style service and over 30 years of combined team experience. They specialize in offering creative, out-of-the-box financing options tailored to individual client needs. The company emphasizes a smooth, transparent, and empowering mortgage process, ensuring clients feel supported at every step. Their commitment to understanding unique financial situations and providing personalized solutions sets them apart from larger, less individualized lenders.
Lenders made 17,929 home-purchase loans in Miami-Dade County in 2025 (average about $673,000) and denied 5,025 — 22% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In Hialeah, the median home is worth $392,000 and 53% of owners have a mortgage, paying a median $2,073 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Miami-Dade County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.