Car Accident Settlement Calculator Key West, FL
Work out your likely compensation and payout range from medical bills, lost wages and Florida fault rules — free, instant, no sign-up.
Updated · lawyer rankings recalculated
Florida: Your payout drops by your share of fault. If you were 51% or more at fault, you recover nothing.
Enter your medical expenses or lost wages — the estimate is built from them.
Key West Criminal Defense - Alan Fowler Law, PLLC
4.9 · 267 reviews · Free consultation
Free case review →
Florida Keys Injury Lawyers
5.0 · 146 reviews · Free consultation
Free case review →
JustCallMoe Injury & Accident Attorneys
5.0 · 132 reviews · Free consultation
Free case review →
General estimate only, not legal advice. No attorney–client relationship is created.
Top-rated car accident lawyers in Key West
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Key West Criminal Defense - Alan Fowler Law, PLLC
Specializing exclusively in criminal defense, Key West Criminal Defense offers experienced representation for cases like DUIs, drug offenses, and felony charges. The team is known for clear communication and compassionate support throughout the legal process, though some clients note the emotional challenges of navigating criminal cases.
Florida Keys Injury Lawyers
With decades of local experience and a focus on personal injury cases, Florida Keys Injury Lawyers assist clients with car accidents and related claims throughout the Keys. Their team is known for clear communication and personalized attention, often staying available beyond regular hours to support clients through complex legal processes.
JustCallMoe Injury & Accident Attorneys
JustCallMoe Injury & Accident Attorneys operates on a contingency fee basis, so clients pay only if they win their case. They handle a range of personal injury claims, including car accidents, motorcycle crashes, and slip and fall incidents, while guiding clients through insurance processes. Clients appreciate their responsive communication and the supportive, community-focused approach.
What does an injury cost by body part?
Pick how serious the injury is. Each point shows the average medical bill for that body part at that severity; bigger point = costlier injury. Tap a point to compare it with the average workers’ comp claim for the same body part, which also pays lost wages. Then run the calculator for your own number.
- Head & brain
- Neck
- Back & spine
- Multiple injuries
- Chest, abdomen & hips
- Arms, hands & shoulders
- Legs, knees & feet
Robertson & Hunter
Specializing in criminal defense, family law, civil law, and estate planning, Robertson & Hunter brings over 20 years of combined litigation experience to the Florida Keys community. Their team is known for clear communication and thorough preparation, helping clients navigate cases from DUI to child custody with personalized attention. Some clients note the process can feel intense, reflecting… more...
Specializing in criminal defense, family law, civil law, and estate planning, Robertson & Hunter brings over 20 years of combined litigation experience to the Florida Keys community. Their team is known for clear communication and thorough preparation, helping clients navigate cases from DUI to child custody with personalized attention. Some clients note the process can feel intense, reflecting the firm’s aggressive advocacy style.
The Law Offices of Robert David Malove
With over 30 years of experience in criminal defense across Florida, The Law Offices of Robert David Malove focus on DUI, drug offenses, violent crimes, and white-collar cases. Their team emphasizes clear communication and thorough case evaluation, with clients noting responsive, attentive service and strong courtroom advocacy throughout the process.
The Law Offices of Samuel J. Kaufman, P.A.
With more than 18 years of experience, this firm offers personal injury, criminal defense, family law, and estate planning services throughout the Florida Keys. Clients appreciate the team’s clear communication, thorough case handling, and local court knowledge, though some note the process can require patience due to case complexities.
Law Offices of Richard E. Wunsch, P.A.
With nearly 30 years of experience in criminal defense, the Law Offices of Richard E. Wunsch, P.A. focus on DUI, drug, assault, and felony cases in Monroe County. The team is known for hands-on, personalized representation and strong local court knowledge, though some clients note communication can be slower on traffic-related matters.
Musca Law
Musca Law specializes in criminal defense with over a century of combined experience, focusing on cases like DUI, drug offenses, and property crimes. Their team handles everything from traffic citations to serious charges, often keeping clients informed throughout the process. Some clients note occasional delays, but many appreciate the firm’s professionalism and effective representation.
Hoffman, Larin & Agnetti, P.A.
With over 40 years of experience, Hoffman, Larin & Agnetti, P.A. focuses on personal injury and family law, serving clients across South Florida. The team offers thorough case analysis and compassionate guidance through complex legal matters. Some clients note occasional communication delays, but many appreciate their clear explanations and supportive approach during difficult times.
Garvin Injury Law - Key West
Garvin Injury Law brings over 50 years of experience handling personal injury claims, including car accidents, in Florida and Colorado. Their team guides clients through insurance disputes and legal processes with clear communication and attentive support. Reviewers appreciate their personal touch and steady updates, though some cases can be complex and lengthy.
Key West Car Accident Statistics
Fatal crashes involving cars, SUVs, pickups and vans in Key West, FL, 2024 (latest federal data)In 2024, 1 fatal crash involving a car, SUV, pickup or van killed 1 person in Key West, FL (2 in 2023), according to NHTSA’s Fatality Analysis Reporting System (FARS). The city had 1 fatal crash of any kind that year.
- People killed
- 12 in 2023
- Fatal car crashes
- 12 in 2023
- 2022–2024 total
- 6people killed
- Occupants killed
- 0inside the vehicles
Source: NHTSA Fatality Analysis Reporting System (FARS), 2022–2024 data, compiled by TrustAnalytica. FARS covers crashes in which at least one person died; injury-only crashes are not included.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Key West Criminal Defense - Alan Fowler Law, PLLC | 4.9 | 267 | Free Consultation | (305) 417-9378 | Visit |
| 2 | Florida Keys Injury Lawyers | 5.0 | 146 | No Win, No Fee | (786) 605-8500 | Visit |
| 3 | JustCallMoe Injury & Accident Attorneys | 5.0 | 132 | No Win, No Fee | (786) 798-6685 | Visit |
| 4 | Robertson & Hunter | 4.9 | 93 | No Fees Unless We Win | (305) 735-4587 | Visit |
| 5 | The Law Offices of Robert David Malove | 5.0 | 85 | No Fees Unless We Win | (305) 493-8491 | Visit |
| 6 | The Law Offices of Samuel J. Kaufman, P.A. | 4.5 | 85 | Free Consultation | (305) 292-3926 | Visit |
| 7 | Law Offices of Richard E. Wunsch, P.A. | 4.6 | 34 | No Win, No Fee | (305) 296-7060 | Visit |
| 8 | Musca Law | 5.0 | 18 | Free Consultation | (305) 395-2077 | Visit |
| 9 | Hoffman, Larin & Agnetti, P.A. | 4.4 | 7 | No Win, No Fee | (305) 653-5555 | Visit |
| 10 | Garvin Injury Law - Key West | 5.0 | 6 | No Win, No Fee | (305) 791-6555 | Visit |
About this Car Accident Settlement Calculator
This calculator uses the multiplier method, the starting point most insurance adjusters and personal injury lawyers use. It adds your financial losses (medical bills and lost wages) to a pain-and-suffering figure, which is those losses multiplied by a factor set by how serious the injury is: 1.5 to 2 times for minor injuries, up to 4 to 5 times for catastrophic ones. The type of accident adjusts the result, and it is then reduced by your share of fault under Florida law. In Florida, a no-fault state, it also separates what your own PIP insurance pays from what you can claim from the other driver.
Florida rules this calculator applies
- Fault rule
- Modified comparative fault (51% bar). Your payout drops by your share of fault. If you were 51% or more at fault, you recover nothing.
- Deadline to file
- You generally have 2 years from the date of the injury to file a personal injury claim in Florida. Claims against a government body usually need formal notice much sooner, and medical malpractice and wrongful death claims can have their own deadlines.
- No-fault
- Yes. Your own PIP pays first; see below.
No-fault insurance in Florida
Florida is a no-fault state. After a car accident, your own personal injury protection (PIP) pays 80% of your medical bills and 60% of your lost income, up to $10,000, whoever caused the crash.
You can claim pain and suffering from the at-fault driver only if your injury meets Florida's serious-injury threshold: a permanent injury, significant and permanent scarring or disfigurement, significant and permanent loss of an important bodily function, or death. Financial losses above your PIP limit can still be claimed.
Motorcycle riders are generally outside PIP and follow the ordinary fault rules. Choose Motorcycle Accident in the calculator above to see that estimate.
General information about Florida law, not legal advice, and the estimate is not a guarantee of any outcome. A lawyer can tell you how these rules apply to your case.
Frequently asked questions
8 questionsHow is my car accident settlement calculated in Key West?
What factors can increase my car accident settlement?
How does the fault rule impact my settlement in Florida?
What is the statute of limitations for car accident claims in Florida?
Should I accept the insurance company's first settlement offer?
How long do car accident settlements typically take in Key West?
What medical documentation is important for my car accident claim?
How do lawyer fees affect my car accident settlement?
General information, not legal advice — consult a licensed Florida attorney.