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  1. United States
  2. Best Auto Insurance Agencies
  3. Auto Insurance Agencies in Florida
  4. Miami

Best Auto Insurance Agencies in Miami

6 in Miami · 1 nearby
Miami Auto Insurance Agencies stats: Key insights from this page’s listings Updated
Businesses listed
6 +1 nearby
Average rating
4.3 402 reviews
Typical service price
$90 – $200 Median of 14 priced services
Most-offered services
Auto InsuranceInsurance ServicesHome InsuranceInsurance BrokerageInsurance Quotes
What customers praise
recommend×40helped me×19very professional×17highly recommend×15
Also serving Miami
Palmetto Bay1 · 24 km
Auto insurance agencyMiami, FL

1

Univista Insurance

UniVista Insurance has offered affordable and innovative coverage to Florida residents since 2000, focusing on auto and home insurance. The team is known for friendly, patient service and helping clients find policies that fit their budgets, though some customers have noted occasional challenges in claims communication.

Services & Prices
Auto Insurance $100 - $200
Home Insurance $80 - $150
Life Insurance $50 - $100
View Profile
(305) 418-0793
Closed Now
2610 NW 7th St, Miami, FL 33125, USA
General Services
Insurance Services
2

Neighbors Insurance Agency

With over 18 years of experience, Neighbors Insurance Agency specializes in insurance for personal and business vehicles, including boats, motorcycles, and ATVs. The team is known for promptly addressing questions and helping customers find affordable policies, though some may find the process takes a bit of time.

Services & Prices
Full Coverage $100 - $150
Liability Coverage $50 - $100
Policy Review $20 - $40
Contents Coverage $150 - $250
View Profile
(305) 265-8585
Closed Now
7130 SW 43rd St,Miami, FL 33155
General Services
Auto Insurance
3

Del Toro Insurance

Specializing in personal auto insurance for Florida drivers, Del Toro Insurance has been serving Miami-Dade clients since 1998. The team offers a range of policies with competitive pricing and is noted for friendly, attentive service, though some customers have mentioned occasional communication delays. Parking is convenient and the environment welcoming.

Services & Prices
Basic Coverage $100 - $150
Comprehensive Coverage $200 - $300
Liability Coverage $100 - $120
Policy Comparison $50 - $100
View Profile
(305) 335-8676
Closed Now
42 NW 27th Ave STE 101, Miami, FL 33125, USA
General Services
Auto Insurance
4

Avante Insurance Agency

Established in 1978, Avante Insurance Agency offers personal and commercial insurance solutions, including auto, homeowners, and life coverage. Serving South Florida families and businesses, the team is known for friendly, attentive service, though some customers note occasional delays in communication and organization.

Services & Prices
General Liability Insurance $500 - $1000
Property Insurance $800 - $1500
Professional Liability Insurance $700 - $1200
Basic Homeowners Policy $800 - $1500
View Profile
(305) 648-7070
Closed Now
8700 W Flagler St Ste 401,Miami, FL 33174
General Services
Commercial Insurance
5

Miami International Insurance Agency, Inc.

Known for combining quality coverage with fair pricing, Miami International Insurance Agency offers personal auto, homeowners, umbrella, life, health, and business insurance. The team is praised for professionalism and attentive service, though some clients note the process can take time. Many appreciate their thorough guidance and long-term support.

Services & Prices
Auto Insurance $100 - $150
Homeowner's Insurance $200 - $300
Commercial Property Insurance $300 - $500
View Profile
(305) 856-3333
Closed Now
2200 SW 16th St #212, Miami, FL 33145, USA
General Services
Insurance
Where they are 7 on the map Click a pin for the profile and directions
6

Univista Insurance

UniVista Insurance has been providing affordable auto and home insurance solutions in Florida since 2000, focusing on helping customers make informed decisions. The team offers professional service in a clean, well-organized office, with many clients appreciating the competitive rates. Some customers have found the cancellation process and customer service inconsistent.

Services & Prices
Full Coverage Insurance $100 - $150
Liability Insurance $50 - $100
Collision Coverage $75 - $125
Free Quote Comparisons $0
View Profile
(305) 501-5017
Closed Now
1101 SW 27th Ave, Miami, FL 33135, USA
General Services
Car Insurance
7

Amor Insurance

Serves Miami, FL
Verified

Amor Insurance focuses on providing personalized health insurance plans with a caring approach that emphasizes protecting what matters most to you. The team offers clear explanations and prompt service, helping clients across Florida and beyond find suitable, affordable coverage. Customers appreciate their patience and thoroughness, though some note the process can require detailed discussions.

Services & Prices
Individual Health Insurance $200 - $400
Family Health Insurance $600 - $1200
Short-Term Health Insurance $100 - $300
View Profile
(305) 780-1747
Open 9:00 AM - 9:00 PM
9555 SW 175th Terrace Suite 205, Palmetto Bay, FL 33157, USA
General Services
Health Insurance

Latest reviews of Miami Auto Insurance Agencies

Written on TrustAnalytica by clients of the businesses in this list
  • Lili

    Pésima atención al cliente. Muy difícil cancelar la póliza del seguro, te responden de manera grosera y no explican bien. Yo era atendida por una agente que la primera vez era todo dulzura y después que el carro, por un accidente fue pérdida total, fue todo un proceso para cancelar, la misma agente…

  • Manuel

    Pesimos se quedaron con mi dinero

  • Suhaibi

    Worse customer service. Don't waste your time with them

Miami Vehicle Statistics

Vehicles and driving in Miami, FL, 2020–2024 (latest Census data)

Households in Miami, FL own 244,850 vehicles — 1.26 per household, compared with 1.73 across Florida, according to the U.S. Census Bureau’s American Community Survey (2020–2024). 68% of workers drive to work (average commute 27.3 minutes), and 18% of households have no car. In 2024, 65 people died in 63 fatal crashes in the city (NHTSA FARS).

Vehicles per household
1.26FL 1.73
Vehicles owned
244,850by residents
Drive to work
68%FL 79%
Commutes of 45+ minutes
17%of commuters
Drive alone / carpool
59% · 8% of workers
Average commute
27.3 minutes (FL 28)
Public transit / work from home
7% · 16%
Median household income
$62,462 (FL $74,568)

Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 data (tables B08201, B25046, B25044, B08301, B08303, B08013, B19013), compiled by TrustAnalytica. Figures are survey estimates with margins of error.

Miami Auto Insurance Agencies stats: 7 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Univista Insurance 4.6 155 $50 (305) 418-0793 Visit
2 Neighbors Insurance Agency 4.9 100 $20 (305) 265-8585 Visit
3 Del Toro Insurance 3.8 88 $50 (305) 335-8676 Visit
4 Avante Insurance Agency 3.7 29 $150 (305) 648-7070 Visit
5 Miami International Insurance Agency, Inc. 5.0 17 $100 (305) 856-3333 Visit
6 Univista Insurance 3.8 13 $10 (305) 501-5017 Visit
7 Amor Insurance 5.0 138 $100 (305) 780-1747 Visit

Frequently asked questions

8 questions
How do I choose the best auto insurance agency in Miami?
Consider verified reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica ranks agencies using these factors.
What services do auto insurance agencies offer?
Auto insurance agencies help clients find policies, compare rates, and manage claims. They may also assist with renewals and policy adjustments.
Are free consultations common with Miami auto insurance agencies?
Yes, many auto insurance agencies offer free consultations to discuss coverage options and pricing.
What questions should I ask an auto insurance agency?
Ask about coverage options, discounts, claim processes, and policy terms. Inquire about any additional fees or services offered.
Do I need an auto insurance agency in Florida?
While not required, an agency can help find competitive rates and suitable coverage, especially for complex needs.
How long does it take to get auto insurance through an agency?
The process can vary but typically takes a few days to finalize coverage after selecting a policy.
How does auto insurance pricing work in Miami?
Pricing depends on factors like vehicle type, driver history, and coverage level. Agencies help compare rates from different insurers.
Can I switch auto insurance agencies easily?
Yes, you can switch agencies by contacting your new agency to handle the transfer, ensuring no lapse in coverage.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 auto insurance agency list assembly and recognition by TrustAnalytica for Miami is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing auto insurance agency companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 auto insurance agency category.

The Process

1

Business Verification

Verified auto insurance agency listings in Miami are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive auto insurance agency profiles offer vital details for informed decisions in Miami.

3

Reviews And Ratings

Real-time customer ratings guide our auto insurance agency rankings in Miami, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top auto insurance agency providers in Miami.

5

AI Search Visibility

Every auto insurance agency listing in Miami is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.