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Review Keywords Analysis

  1. United States
  2. Best Private Mortgage Lenders
  3. Private Mortgage Lenders in Florida
  4. Orlando

Best Private Mortgage Lenders in Orlando

Orlando Private Mortgage Lenders stats: Key insights from this page’s listings Updated
Businesses listed
6
Average rating
4.7 443 reviews
Most-offered services
RefinancingHard Money LendingHome Purchase FinancingRefinancing ServicesLoan Pre-Approval
What customers praise
recommend×126highly recommend×73very professional×21helped me×15
Private mortgage lendersOrlando, FL

1

1st Florida Lending

1st Florida Lending specializes in private mortgage lending with licensed, experienced loan officers who provide personalized guidance. They assist borrowers through every step of the financing process, offering options especially helpful for self-employed buyers. Customers appreciate the team’s thorough communication and support, though some note the process can require patience.

Services & Prices
Conventional Loan Fee quoted per loan
VA Loan Fee quoted per loan
Jumbo Loan Fee quoted per loan
Conventional Refinance Fee quoted per loan
View Profile
(800) 655-1345
Open 9:00 AM - 6:00 PM
2151 Consulate Dr #8, Orlando, FL 32837, USA
General Services
Home Purchase Financing
2

Caliber Home Loans

Caliber Home Loans offers a wide range of mortgage options, including conforming, jumbo, and government loans, through multiple lending channels. Customers often highlight clear communication and helpful guidance throughout the process, though some have experienced delays and challenges with underwriting near closing. The team handles both loan origination and servicing nationwide.

Services & Prices
Pre-Qualification Fee quoted per loan
Conventional Loans Fee quoted per loan
FHA Loans Fee quoted per loan
Rate Improvement Fee quoted per loan
View Profile
(407) 758-1926
Open 9:00 AM - 5:00 PM
7208 Sand Lake Rd #300, Orlando, FL 32819, USA
General Services
Home Loans
3

Florida Funding LLC

Florida Funding specializes in personalized mortgage solutions aimed at helping clients achieve homeownership or lower their monthly payments. Their team offers FHA, VA, and conventional loans, with many customers appreciating clear communication and smooth transactions, though a few have noted occasional lapses in updates during the process.

Services & Prices
VA Loan Fee quoted per loan
FHA Loan Fee quoted per loan
Jumbo Loan Fee quoted per loan
Cash-Out Refinance Fee quoted per loan
View Profile
(833) 738-6346
Open 9:00 AM - 5:00 PM
7329 Greenbriar Pkwy Suite A, Orlando, FL 32819, USA
General Services
Mortgage Services
4

Capital Fundings, LLC

Capital Fundings, LLC is a federally licensed direct private money lender specializing in real estate investment loans. Their team offers clear, upfront rates and fast closings, often helping clients secure funding when others can’t. Customers appreciate their straightforward communication and reliable service throughout the loan process.

Services & Prices
Residential Hard Money Loans Fee quoted per loan
Commercial Hard Money Loans Fee quoted per loan
Fix and Flip Loans Fee quoted per loan
View Profile
Open 9:00 AM - 5:00 PM
1520 E Livingston St, Orlando, FL 32803, USA
General Services
Hard Money Lending
5

Monroe Funding Corp

Monroe Funding Corp specializes in fast approvals for hard money and commercial real estate loans, basing decisions on property value and condition rather than credit alone. Serving Florida homeowners and Virginia investors since 2008, their team handles loans on inhabited properties and multiple acquisitions simultaneously. Customers appreciate their smooth process and clear communication… more...

Monroe Funding Corp specializes in fast approvals for hard money and commercial real estate loans, basing decisions on property value and condition rather than credit alone. Serving Florida homeowners and Virginia investors since 2008, their team handles loans on inhabited properties and multiple acquisitions simultaneously. Customers appreciate their smooth process and clear communication throughout each deal.

Services & Prices
Loan Approval Fee quoted per loan
Short-Term Loans Fee quoted per loan
Fix and Flip Loans Fee quoted per loan
Bridge Loans Fee quoted per loan
View Profile
(954) 816-0388
Open 00:00 - 23:59
3015 N Ocean Blvd STE#104, Fort Lauderdale, FL 33308, USA
General Services
Commercial Mortgage
Mortgage Affordability Calculator – OrlandoSee how much house you can afford in Orlando in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 6 on the map Click a pin for the profile and directions
6

LendingOne

LendingOne specializes in providing streamlined loans specifically for experienced real estate investors, focusing on faster approvals and simpler online applications. They offer various financing options, including cash-out refinances and 30-year fixed rates for rental properties. While their team is praised for responsiveness and clear communication, new investors may find their criteria strict.

Services & Prices
Cash Out Refinance Fee quoted per loan
Investment Property Loans Fee quoted per loan
Portfolio Loans Fee quoted per loan
Pre-Approval Fee quoted per loan
View Profile
(866) 935-5868
Open 8:30 AM - 6:00 PM
777 Yamato Rd Suite 510, Boca Raton, FL 33431, USA
General Services
Real Estate Loans

Orlando Mortgage Statistics

Home-purchase lending in Orange County and home costs in Orlando, FL (latest HMDA and Census data)

Lenders made 14,038 home-purchase loans in Orange County in 2025 (average about $483,000) and denied 2,842 — 17% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In Orlando, the median home is worth $394,100 and 67% of owners have a mortgage, paying a median $2,231 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
14,038▼ 4%14,689 in 2024
Denial rate
17%FL 17%
Median home value
$394,100FL $359,000
Monthly cost with a mortgage
$2,231median · FL $1,959
Refinance loans made (Orange County, 2025)
6,444 · 5,114 in 2024
Home-improvement loans made (2025)
2,050
Average home-purchase loan
$483,000 (FL $416,000)
Owners with a mortgage
67% · 33% of them spend 30%+ of income on housing
Median household income
$72,336 (FL $74,568)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Orange County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Orlando Private Mortgage Lenders stats: 6 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 1st Florida Lending 4.9 100 Fee quoted per loan (800) 655-1345 Visit
2 Caliber Home Loans 4.8 100 Fee quoted per loan (407) 758-1926 Visit
3 Florida Funding LLC 4.5 97 Fee quoted per loan (833) 738-6346 Visit
4 Capital Fundings, LLC 4.9 64 Fee quoted per loan — Visit
5 Monroe Funding Corp 5.0 52 Fee quoted per loan (954) 816-0388 Visit
6 LendingOne 3.8 30 Fee quoted per loan (866) 935-5868 Visit

Frequently asked questions

9 questions
How do I choose the best private mortgage lender in Orlando?
Consider customer reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica ranks based on these data-driven factors.
What do private mortgage lenders do?
Private mortgage lenders provide loans for real estate purchases, often offering more flexible terms than traditional banks. They assess property value and borrower creditworthiness.
Are free consultations common with private mortgage lenders?
Yes, many private mortgage lenders offer free consultations to discuss loan options and terms, helping borrowers make informed decisions.
What questions should I ask a private mortgage lender before hiring?
Ask about interest rates, fees, repayment terms, and any penalties for early payment. Inquire about their experience with similar loans.
Do I need a private mortgage lender in Florida?
A private mortgage lender can be beneficial if traditional financing options are unavailable or if you need more flexible loan terms.
How long does the private mortgage lending process take?
The process typically takes 2-4 weeks, but this can vary based on lender efficiency and borrower preparedness.
How do fees typically work with private mortgage lenders?
Fees may include origination fees, appraisal fees, and closing costs. These vary by lender and loan type.
Is it common for private mortgage lenders in Orlando to offer flexible terms?
Yes, private lenders often provide more flexible terms than traditional banks, catering to unique borrower needs.
How can I verify a private mortgage lender's credibility in Orlando?
Check for state licensing, read customer reviews, and verify their profile on platforms like TrustAnalytica and Google.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Orlando is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.

The Process

1

Business Verification

Verified private mortgage lenders listings in Orlando are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Orlando.

3

Reviews And Ratings

Real-time customer ratings guide our private mortgage lenders rankings in Orlando, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top private mortgage lenders providers in Orlando.

5

AI Search Visibility

Every private mortgage lenders listing in Orlando is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.