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Review Keywords Analysis

  1. United States
  2. Best Car Accident Lawyers
  3. Car Accident Lawyers in Florida
  4. Panama City
  5. Settlement Calculator
1 · Accident
2 · Injury
3 · Costs & fault
4 · Your estimate
Step 1 of 4

Car Accident Settlement Calculator Panama City, FL

Work out your likely compensation and payout range from medical bills, lost wages and Florida fault rules — free, instant, no sign-up.

Updated · lawyer rankings recalculated

1 · We evaluate itinstant settlement estimate› 2 · We match expertstop-rated Panama City lawyers› 3 · Pick your expertfree case re-evaluation

General estimate only, not legal advice. No attorney–client relationship is created.

Top-rated car accident lawyers in Panama City

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Morgan & Morgan

With over 35 years of experience, Morgan & Morgan focuses on personal injury cases, including car accidents, medical malpractice, and wrongful death. Their large team handles everything from investigation to trial, aiming to secure fair compensation. Clients appreciate their initial responsiveness and thorough process, though some note communication can be slow during busy periods.

Services & Prices
Car Accident Cases No Win, No Fee
Car Accident Claims No Win, No Fee
Rear-End Collision Claims No Win, No Fee
Slip and Fall Cases No Win, No Fee
View Profile
(850) 876-7800
Open 00:00 - 23:59
1240 W 23rd St, Panama City, FL 32405, USA
General Services
Car Accident Representation
2

Perry & Young

Perry & Young specializes in personal injury cases, including car accidents, medical malpractice, and wrongful death claims. Their team provides thorough case evaluation and keeps clients informed throughout the process. While many clients appreciate their professionalism and responsiveness, some have noted delays and communication issues in complex cases.

Services & Prices
Car Accident Claims No Win, No Fee
Rear-End Collision Claims No Win, No Fee
Uninsured Motorist Claims No Win, No Fee
Settlement Negotiation No Win, No Fee
View Profile
(850) 215-7777
Open 00:00 - 23:59
200 Harrison Ave, Panama City, FL 32401, USA
General Services
Car Accident Representation
3

The Bruner Law Firm

With over 25 years of experience focusing exclusively on personal injury law, Bruner Law Firm helps accident victims pursue fair compensation. Their team handles car accidents and related claims with personalized attention, guiding clients through investigations, negotiations, and trials. Clients appreciate their professionalism and clear communication throughout the process.

Services & Prices
Auto Accident Cases No Win, No Fee
Car Accident Claims No Win, No Fee
Rear-End Collision Claims No Win, No Fee
Slip and Fall Cases No Win, No Fee
View Profile
(850) 250-5669
Open 00:00 - 23:59
3201 US-98, Panama City, FL 32401, USA
General Services
Car Accident Representation
Injury claim costs by body part

What does an injury cost by body part?

Pick how serious the injury is. Each point shows the average medical bill for that body part at that severity; bigger point = costlier injury. Tap a point to compare it with the average workers’ comp claim for the same body part, which also pays lost wages. Then run the calculator for your own number.

  • Head & brain
  • Neck
  • Back & spine
  • Multiple injuries
FrontBack
smaller claims larger claims
  • Chest, abdomen & hips
  • Arms, hands & shoulders
  • Legs, knees & feet
Sources: Peterson, Xu & Florence, “Average medical cost of fatal and non-fatal injuries by type in the USA”, Injury Prevention 2021 (CDC) — 12-month medical cost after an ER visit, by body region and injury type, 2015 dollars. Workers’ comp claim averages: NCCI (National Council on Compensation Insurance) Injury Characteristics & Insights — average total cost of a lost-time workers’ comp claim (medical bills plus lost-wage payments), all severities combined, policy year 2022. Medical bills only: an injury claim can also include lost wages and pain and suffering.
4

Walborsky Bradley & Fleming, PLLC

Walborsky Bradley & Fleming, PLLC specializes in personal injury law, focusing on motor vehicle accidents and related claims. The firm offers thorough case evaluations and aggressive representation, with clients often noting compassionate service and clear communication, though experiences can vary. Their team handles complex litigation across Florida with a client-centered approach.

Services & Prices
Car Accident Claims No Win, No Fee
Rear-End Collision Claims No Win, No Fee
Uninsured Motorist Claims No Win, No Fee
Slip and Fall Cases No Win, No Fee
View Profile
(850) 250-4252
Closed Now
2714 W 15th St, Panama City, FL 32401, USA
General Services
Car Accident Representation
5

Manuel & Thompson, PA

Board-certified in personal injury law, Manuel & Thompson, PA brings decades of trial experience to cases involving auto accidents, medical malpractice, and wrongful death. The team guides clients through complex legal processes with clear communication and attentive support, though some may find the firm’s thorough approach requires patience during case progress.

Services & Prices
Automobile Accident Claims No Win, No Fee
Car Accident Claims No Win, No Fee
Rear-End Collision Claims No Win, No Fee
Insurance Negotiations No Win, No Fee
View Profile
(850) 344-1866
Open 00:00 - 23:59
314 Magnolia Ave, Panama City, FL 32401, USA
General Services
Car Accident Representation
Where they are 10 on the map Click a pin for the profile and directions
6

Syfrett, Dykes & Furr

With over 100 years of combined experience, Syfrett, Dykes & Furr focuses on personal injury, social security disability, and workers' compensation cases across Florida, Alabama, and Georgia. Clients appreciate their thorough preparation and clear communication throughout often complex and lengthy legal processes, though some note the time involved can be challenging.

Services & Prices
Initial Claim Filing Free Consultation
Appeals Process Assistance No Fees Unless We Win
Hearing Representation No Win, No Fee
Requesting Medical Records No Fees Unless We Win
View Profile
(850) 493-6622
Closed Now
2633 Martin Luther King Jr Blvd, Panama City, FL 32405, USA
General Services
Disability Claim Representation
7

Syfrett, Dykes & Furr

With over 100 years of combined experience, Syfrett, Dykes & Furr focuses on personal injury, social security disability, and workers' compensation cases. Their team handles each case with thorough preparation and clear communication, helping clients navigate complex legal processes. While some cases can be challenging, clients appreciate the firm’s attentive and supportive approach throughout.

Services & Prices
Initial Application Assistance Free Consultation
Appeal Representation No Fees Unless We Win
Hearing Preparation No Win, No Fee
Requesting Medical Records No Fees Unless We Win
View Profile
(850) 795-4979
Closed Now
311 Magnolia Ave, Panama City, FL 32401, USA
General Services
Social Security Disability Services
8

The Law Offices of James Dowgul

Specializing in criminal defense, The Law Offices of James Dowgul offers personalized legal strategies for cases including DUI, drug offenses, and traffic violations. Clients appreciate the team’s clear communication and supportive approach, though some note the process can be slow at times. The firm’s deep local court knowledge helps tailor defenses to individual circumstances.

Services & Prices
Consultation Free Consultation
Case Representation No Fees Unless We Win
Document Preparation No Win, No Fee
Divorce Proceedings No Fees Unless We Win
View Profile
(850) 763-0900
Open 00:00 - 23:59
239 E 4th St, Panama City, FL 32401, USA
General Services
Legal Services
9

Gunter & McClaran Law

Gunter & McClaran Law specializes in criminal defense, offering strategic representation for cases like DUIs, drug offenses, and violent crimes. Clients appreciate the team’s clear communication, responsiveness, and personalized approach, though some note the high demand can affect immediate availability. Their combined military and prosecutorial experience shapes a thorough defense strategy.

Services & Prices
Criminal Defense Free Consultation
Case Dismissal No Fees Unless We Win
Court Appearances No Win, No Fee
View Profile
(850) 771-7881
Open 00:00 - 23:59
108 W 4th St,Panama City, FL 32401
General Services
Legal Representation
10

Sam K Zawahry

With over 20 years focused exclusively on personal injury and wrongful death cases, The Zawahry Firm offers thorough legal support tailored to each client’s situation. The team handles everything from case evaluation to negotiation and litigation, consistently providing clear communication and compassionate guidance throughout the process. Some clients note the time involved in complex cases, but… more...

With over 20 years focused exclusively on personal injury and wrongful death cases, The Zawahry Firm offers thorough legal support tailored to each client’s situation. The team handles everything from case evaluation to negotiation and litigation, consistently providing clear communication and compassionate guidance throughout the process. Some clients note the time involved in complex cases, but appreciate the firm’s attentive and respectful approach.

Services & Prices
Legal Advice on Personal Injury No Win, No Fee
Personal Injury Claims No Win, No Fee
Serious Injury Cases No Win, No Fee
Negotiation for Settlements No Win, No Fee
View Profile
(850) 784-6300
Closed Now
227 Harrison Ave, Panama City, FL 32401, USA
General Services
Personal Injury Representation

Latest reviews of Panama City Car Accident Lawyers

Written on TrustAnalytica by clients of the businesses in this list
  • Shane

    GREAT EXPEIRENCE MY SON GOT LOCKED UP FOR WHILE WE WERE ON VACATION .... WRONG PLACE AT WRONG TIME PRETTY MUCH, THEY TOOK HIM UNDER THERE WING MADE HIM COMFORTABLE GOT IT ALL TAKEN CARE OF QUICK WE NEVER HAD TO COME BACK ....WE APPRECIATE THE GREAT SERVICE ANYTIME HE CALLED HE GOT AN ANSWER...ONCE A…

Panama City Car Accident Statistics

Fatal crashes involving cars, SUVs, pickups and vans in Panama City, FL, 2024 (latest federal data)

In 2024, 7 fatal crashes involving a car, SUV, pickup or van killed 7 people in Panama City, FL (7 in 2023), according to NHTSA’s Fatality Analysis Reporting System (FARS). The city had 8 fatal crashes of any kind that year.

People killed
77 in 2023
Fatal car crashes
77 in 2023
2022–2024 total
31people killed
Occupants killed
4inside the vehicles
Roads with the most of these crashes
US-98, US-231

Source: NHTSA Fatality Analysis Reporting System (FARS), 2022–2024 data, compiled by TrustAnalytica. FARS covers crashes in which at least one person died; injury-only crashes are not included.

Panama City Car Accident Lawyers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Morgan & Morgan 4.8 774 No Win, No Fee (850) 876-7800 Visit
2 Perry & Young 4.8 433 No Win, No Fee (850) 215-7777 Visit
3 The Bruner Law Firm 5.0 389 No Win, No Fee (850) 250-5669 Visit
4 Walborsky Bradley & Fleming, PLLC 4.8 193 No Win, No Fee (850) 250-4252 Visit
5 Manuel & Thompson, PA 4.9 135 No Win, No Fee (850) 344-1866 Visit
6 Syfrett, Dykes & Furr 4.6 114 Free Consultation (850) 493-6622 Visit
7 Syfrett, Dykes & Furr 4.5 101 Free Consultation (850) 795-4979 Visit
8 The Law Offices of James Dowgul 5.0 69 Free Consultation (850) 763-0900 Visit
9 Gunter & McClaran Law 5.0 66 Free Consultation (850) 771-7881 Visit
10 Sam K Zawahry 4.7 33 No Win, No Fee (850) 784-6300 Visit

About this Car Accident Settlement Calculator

This calculator uses the multiplier method, the starting point most insurance adjusters and personal injury lawyers use. It adds your financial losses (medical bills and lost wages) to a pain-and-suffering figure, which is those losses multiplied by a factor set by how serious the injury is: 1.5 to 2 times for minor injuries, up to 4 to 5 times for catastrophic ones. The type of accident adjusts the result, and it is then reduced by your share of fault under Florida law. In Florida, a no-fault state, it also separates what your own PIP insurance pays from what you can claim from the other driver.

Florida rules this calculator applies

Fault rule
Modified comparative fault (51% bar). Your payout drops by your share of fault. If you were 51% or more at fault, you recover nothing.
Deadline to file
You generally have 2 years from the date of the injury to file a personal injury claim in Florida. Claims against a government body usually need formal notice much sooner, and medical malpractice and wrongful death claims can have their own deadlines.
No-fault
Yes. Your own PIP pays first; see below.

No-fault insurance in Florida

Florida is a no-fault state. After a car accident, your own personal injury protection (PIP) pays 80% of your medical bills and 60% of your lost income, up to $10,000, whoever caused the crash.

You can claim pain and suffering from the at-fault driver only if your injury meets Florida's serious-injury threshold: a permanent injury, significant and permanent scarring or disfigurement, significant and permanent loss of an important bodily function, or death. Financial losses above your PIP limit can still be claimed.

Motorcycle riders are generally outside PIP and follow the ordinary fault rules. Choose Motorcycle Accident in the calculator above to see that estimate.

General information about Florida law, not legal advice, and the estimate is not a guarantee of any outcome. A lawyer can tell you how these rules apply to your case.

Frequently asked questions

9 questions
How does the Panama City car accident settlement calculator work?
It estimates economic damages and pain and suffering using a multiplier on medical costs, adjusted for accident type and fault under Florida law.
What factors affect my car accident settlement in Florida?
Settlement amounts depend on medical bills, lost wages, pain and suffering, fault share, and whether injuries meet Florida's serious-injury threshold.
Can I claim pain and suffering in a Florida car accident?
Yes, if your injury meets Florida's serious-injury threshold, you can claim pain and suffering from the at-fault driver.
How does Florida's fault rule impact my settlement?
Your payout is reduced by your fault percentage. If you're 51% or more at fault, you recover nothing.
What is the deadline to file a car accident claim in Florida?
You have 2 years from the injury date to file a personal injury claim in Florida.
Should I accept the insurance company's first offer?
Initial offers may be low. Consider the full extent of damages and consult with a professional before accepting.
How long does it take to settle a car accident claim in Panama City?
Settlement time varies based on case complexity, injury severity, and negotiations. It can range from weeks to several months.
What medical documentation is important for my claim?
Keep records of medical bills, treatment plans, and doctor's notes to support your claim for damages.
How do lawyer fees affect my car accident settlement?
Lawyer fees, typically 33%-40% in Florida, are deducted from your settlement amount, affecting your net payout.

General information, not legal advice — consult a licensed Florida attorney.