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  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in Florida
  4. Port St. Lucie

Top Mortgage Brokers In Port St. Lucie

Port St. Lucie Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
3
Average rating
5.0 434 reviews
Typical service price
$200 – $500 Median of 7 priced services
Most-offered services
Mortgage ServicesClient CommunicationLoan ConsultationCustomer SupportHome Buying Assistance
What customers praise
recommend×7highly recommend×5truly appreciate×2on time×2
Mortgage brokerPort St. Lucie, FL

1

Treasure Coast Mortgage : Emmett Dempsey

Veteran-owned since 2007, Treasure Coast Mortgage offers personalized mortgage services with a family-run approach that emphasizes clear communication and transparency. Their team handles a wide range of loans, including VA, FHA, jumbo, and refinancing options across Florida, Georgia, and Texas. Clients appreciate their responsiveness and straightforward guidance throughout the process.

Services & Prices
VA IRRRL $200 - $500
Reverse Mortgage $300 - $600
Home Purchase Loans $300 - $800
Routine Check-Ins $50 - $150
View Profile
(772) 618-5058
Closed Now
584 NW University Blvd Ste 711, Port St. Lucie, FL 34986
General Services
Mortgage Services
2

Elio Mortgage

Elio Mortgage stands out for its experienced team that guides clients through a clear, step-by-step mortgage process. They offer a variety of loan programs, including Conventional, FHA, VA, USDA, and Jumbo mortgages, supporting both purchases and refinancing. Customers appreciate the team’s communication and responsiveness, though the process can involve several changes along the way.

Services & Prices
Home Purchase Financing $250 - $450
Refinancing $300 - $500
Rate Locking $100 - $250
Initial Assessment $50 - $100
View Profile
(561) 262-9884
Open 00:00 - 23:59
1860 SW Fountainview Blvd, Port St. Lucie, FL 34986
General Services
Mortgage Services
3

RJ Hanke Innovative Mortgage Services Mortgage Broker for Home Loans FHA Mortgage 1st Time Home Buyer

RJ Hanke Innovative Mortgage Services specializes in helping first-time homebuyers navigate FHA and conventional home loans with clear communication and fast turnaround. The team is known for being responsive, patient, and straightforward throughout the mortgage process, though some clients note the high demand can make scheduling a bit challenging.

Services & Prices
First-Time Home Buyer Consultation $100 - $200
Home Purchase Process Guidance $300 - $500
Final Closing Assistance $500 - $1000
Pre-Approval Consultation $50 - $100
View Profile
(772) 261-2400
Closed Now
10570 S U.S. Hwy 1 Ste 300, Port St. Lucie, FL 34952
General Services
Home Buying Assistance
Where they are 3 on the map Click a pin for the profile and directions

Port St. Lucie Mortgage Statistics

Home-purchase lending in St Lucie County and home costs in Port St. Lucie, FL (latest HMDA and Census data)

Lenders made 6,348 home-purchase loans in St Lucie County in 2025 (average about $345,000) and denied 1,363 — 18% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In Port St. Lucie, the median home is worth $369,200 and 65% of owners have a mortgage, paying a median $1,954 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
6,348▼ 11%7,128 in 2024
Denial rate
18%FL 17%
Median home value
$369,200FL $359,000
Monthly cost with a mortgage
$1,954median · FL $1,959
Refinance loans made (St Lucie County, 2025)
2,450 · 2,030 in 2024
Home-improvement loans made (2025)
711
Average home-purchase loan
$345,000 (FL $416,000)
Owners with a mortgage
65% · 39% of them spend 30%+ of income on housing
Median household income
$80,648 (FL $74,568)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in St Lucie County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

8 questions
What does a mortgage broker do?
Mortgage brokers help clients find suitable mortgage loans by comparing options from various lenders, negotiating terms, and assisting with the application process.
How do I choose the best mortgage broker in Port St. Lucie?
Consider verified reviews, ratings, and whether the broker has claimed their profile. TrustAnalytica ranks using these factors for a transparent, data-driven order.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, lender relationships, loan options, and the timeline for securing a mortgage.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free initial consultations to discuss your needs and explain potential loan options.
Do I need a mortgage broker in Florida?
While not required, a mortgage broker can simplify the loan process and potentially find better terms by accessing multiple lenders.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30 to 45 days, but this can vary based on the lender and complexity of the loan.
How are mortgage brokers paid?
Mortgage brokers are usually paid a commission by the lender, which is a percentage of the loan amount, or by charging a fee to the borrower.
What services do mortgage brokers in Port St. Lucie offer?
They offer loan comparisons, application assistance, rate negotiations, and guidance through the mortgage process.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Port St. Lucie is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Port St. Lucie are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Port St. Lucie.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Port St. Lucie, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Port St. Lucie.

5

AI Search Visibility

Every mortgage broker listing in Port St. Lucie is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.