How much house can you afford in Tallahassee? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
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Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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The Quinn Cooke Team-- Mortgage Lender
5.0 · 285 reviews · Free pre-approval
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Michael Forslund | Mortgage Advisor & Reverse Mortgage Planner I Fairway Independent Mortgage Corporation
5.0 · 216 reviews · Free pre-approval
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Greg Jacobs at Movement Mortgage, Certified Mortgage Advisor
5.0 · 180 reviews · Free pre-approval
Get pre-approved →
An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
The Quinn Cooke Team specializes in guiding clients through mortgage financing with clear communication and efficient handling, including expertise in self-employed income. They assist with securing competitive rates and making the often complex process more manageable. Customers appreciate their responsiveness and smooth coordination throughout each transaction.
Specializing in mortgage and reverse mortgage planning, this team offers attentive, consultative support throughout the loan process. They assist with a range of financing options and are known for clear communication and responsiveness, helping clients navigate tight deadlines smoothly. Some find the process demanding, but the agents remain accessible and proactive.
Certified Mortgage Advisor Greg Jacobs at Movement Mortgage focuses on clear communication and personalized guidance to simplify the home-buying process. The team assists with loan options, affordability tools, and online payment setup, helping clients navigate each step with confidence. Customers appreciate their responsiveness and support, especially in time-sensitive situations.
Delmar Mortgage brings over 60 years of experience to homebuyers and those refinancing in Tallahassee and beyond, offering a wide range of loan programs including down payment assistance. The team is known for patient guidance and clear communication, helping clients navigate the mortgage process with care and attention to detail.
Synergy Mortgage Group, LLC is known for its responsive and knowledgeable team that guides clients through the mortgage process with clear explanations and personalized attention. They assist with home financing and refinancing, helping to make what can be a stressful experience feel manageable. Some clients note the process can take time, but many appreciate the thorough support throughout.
University Lending Group focuses on guiding clients through the mortgage process with clear communication and responsiveness. Their team helps buyers understand each step, from application to closing, often securing competitive rates. Customers appreciate their professionalism and consistent updates, though some note the process can feel detailed at times.
Capital City Home Loans is known for its experienced team who provide personal attention throughout the mortgage process. They offer a range of home loan services and work closely with clients and realty teams to secure favorable terms. While communication is clear and supportive, some customers note that closing costs can be higher than anticipated.
LoanDepot offers a Lifetime Guarantee on refinances, a feature that many customers appreciate for its long-term value. They provide a broad range of mortgage options, including purchase loans, refinances, HELOCs, and renovation loans, supported by a team known for clear communication and timely service. Some clients note the process can feel fast-paced but generally find the guidance helpful… more...
LoanDepot offers a Lifetime Guarantee on refinances, a feature that many customers appreciate for its long-term value. They provide a broad range of mortgage options, including purchase loans, refinances, HELOCs, and renovation loans, supported by a team known for clear communication and timely service. Some clients note the process can feel fast-paced but generally find the guidance helpful throughout.
Known for their transparent pricing and quick pre-approvals, FHG Capital serves homebuyers and homeowners across Florida and Georgia with a wide range of mortgage options, including FHA, VA, jumbo, and renovation loans. The team is praised for clear communication and steady support throughout the process, though some clients note the experience can require patience during complex cases.
First Community Mortgage focuses on borrower education and offers a variety of loan programs, including Conventional, FHA, VA, and USDA options. The team provides helpful resources and personalized guidance throughout home purchases and refinancing. Some clients find the loan officers supportive, though others mention challenges reaching customer service after closing.
Lenders made 2,796 home-purchase loans in Leon County in 2025 (average about $303,000) and denied 490 — 15% of decided applications, compared with 17% across Florida, according to federal mortgage data (HMDA, CFPB). In Tallahassee, the median home is worth $294,400 and 63% of owners have a mortgage, paying a median $1,760 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Leon County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | The Quinn Cooke Team-- Mortgage Lender | 5.0 | 285 | Quoted per loan | (850) 508-5629 | Visit |
| 2 | Michael Forslund | Mortgage Advisor & Reverse Mortgage Planner I Fairway Independent Mortgage Corporation | 5.0 | 216 | Quoted per loan | (850) 980-4400 | Visit |
| 3 | Greg Jacobs at Movement Mortgage, Certified Mortgage Advisor | 5.0 | 180 | — | (850) 491-8611 | Visit |
| 4 | Michelle Bailey at Delmar Mortgage, Tallahassee, FL | 4.9 | 165 | — | (850) 270-9788 | Visit |
| 5 | Synergy Mortgage Group, LLC | 5.0 | 97 | Quoted per loan | (850) 878-0001 | Visit |
| 6 | University Lending Group | 4.5 | 63 | Quoted per loan | (850) 296-1699 | Visit |
| 7 | Capital City Home Loans | 4.6 | 49 | — | (850) 427-8988 | Visit |
| 8 | loanDepot | 4.6 | 40 | Quoted per loan | (850) 692-7600 | Visit |
| 9 | FHG Capital | 5.0 | 28 | Quoted per loan | (850) 583-1870 | Visit |
| 10 | First Community Mortgage | 4.4 | 14 | Quoted per loan | (850) 508-8946 | Visit |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.