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  1. United States
  2. Best Car Loans
  3. Car Loans in Florida
  4. Tampa

Best Car Loans in Tampa

Tampa Car Loans stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
4.3 788 reviews
Typical service price
$200 – $1,500 Median of 23 priced services
Most-offered services
Car SalesVehicle MaintenanceVehicle SalesUsed Car SalesFinancing
What customers praise
recommend×129highly recommend×48helped me×44great place×20
Car financingTampa, FL

1

Cars Unlimited

Known for offering no-pressure car shopping, Cars Unlimited has been a family-owned used car dealer for over 30 years. They provide financing through numerous lenders and include warranties on most vehicles, with many undergoing thorough reconditioning. Customers appreciate the straightforward pricing and friendly, helpful team throughout the buying process.

Services & Prices
Used Cars $10000 - $30000
Trucks $15000 - $35000
SUVs $12000 - $28000
General Repairs $100 - $500
View Profile
(813) 961-1844
Open 9:00 AM - 7:00 PM
201 W Fletcher Ave, Tampa, FL 33612, USA
General Services
Car Sales
2

OKCarz Tampa

OKCarz Tampa specializes in Buy Here, Pay Here financing, welcoming buyers with all credit types, including those with bad credit or no credit history. They offer a wide selection of used vehicles, from sedans to trucks and SUVs. Customers appreciate the patient and helpful team, though some note occasional delays and follow-up paperwork requests.

Services & Prices
Used Car Sales $10000 - $20000
Certified Pre-Owned Vehicles $15000 - $25000
Financing Options $1000 - $3000
Battery Replacement $100 - $200
View Profile
(863) 285-3273
Open 9:00 AM - 7:00 PM
9399 N Florida Ave, Tampa, FL 33612, USA
General Services
Car Sales
3

ABC Autos Inc

ABC Autos Inc. stands out for offering in-house financing options that accommodate nearly all credit scores, making vehicle ownership accessible to many. Their inventory features hand-picked, well-maintained cars with a two-year or 24,000-mile warranty, and customers often mention friendly, bilingual sales staff. Some reviews note concerns with the finance department’s professionalism.

Services & Prices
New Car Sales $20000 - $40000
Used Car Sales $5000 - $30000
Certified Pre-Owned Sales $15000 - $35000
View Profile
(813) 237-3934
Open 8:00 AM - 7:00 PM
6112 N Florida Ave, Tampa, FL 33604, USA
General Services
Vehicle Sales
4

U.S Auto Sales

U.S. Auto Sales focuses on providing pre-owned vehicles to buyers who may face challenges with traditional financing. They offer flexible payment options and a Five and Drive Program designed to simplify the purchasing process. While some customers appreciate helpful staff members, others have raised concerns about vehicle condition and customer service after purchase.

Services & Prices
Used Cars $15000 - $20000
Certified Pre-Owned Vehicles $20000 - $30000
Financing Options $500 - $1000
Inspection Services $50 - $150
View Profile
(813) 435-5150
Open 9:00 AM - 7:00 PM
9389 N Florida Ave, Tampa, FL 33612, USA
General Services
Car Sales
5

Car Credit

Car Credit Tampa has been providing used cars and financing options for more than 25 years, serving a broad range of customers regardless of credit score. With over 500 vehicles across four local locations, the team offers used car loans aimed at fitting different budgets. Some customers note challenges with communication and financing terms after purchase.

Services & Prices
Low Credit Financing $5000 - $10000
Second Chance Financing $5000 - $10000
Loan Approval Assistance $100 - $300
Sedans $10000 - $20000
View Profile
(813) 669-7292
Open 9:30 AM - 7:00 PM
3923 E Hillsborough Ave #4541, Tampa, FL 33610, USA
General Services
Car Financing
Where they are 10 on the map Click a pin for the profile and directions
6

Finance Auto Sales

Finance Auto Sales focuses on providing quality used cars with flexible financing options, often working with customers who have challenging credit. Their team offers attentive, personalized support throughout the buying process, and many appreciate the friendly service and willingness to accommodate special situations. Some note the facility could use updating, but the care given to vehicles and… more...

Finance Auto Sales focuses on providing quality used cars with flexible financing options, often working with customers who have challenging credit. Their team offers attentive, personalized support throughout the buying process, and many appreciate the friendly service and willingness to accommodate special situations. Some note the facility could use updating, but the care given to vehicles and customers stands out.

Services & Prices
Used Cars $5000 - $15000
Trucks $7000 - $20000
SUVs $8000 - $25000
In-House Financing $200 - $700
View Profile
Open 9:00 AM - 7:00 PM
4700 E Hillsborough Ave, Tampa, FL 33610, USA
General Services
Vehicle Sales
7

Crown Auto Finance

Known for its large selection of pre-owned vehicles and flexible financing options, Crown Auto Finance aims to make car shopping straightforward and stress-free. The team assists with everything from finding the right vehicle to handling title and registration paperwork. While many appreciate the no-pressure approach and helpful service, some buyers note that cars are sold "as is," which can lead… more...

Known for its large selection of pre-owned vehicles and flexible financing options, Crown Auto Finance aims to make car shopping straightforward and stress-free. The team assists with everything from finding the right vehicle to handling title and registration paperwork. While many appreciate the no-pressure approach and helpful service, some buyers note that cars are sold "as is," which can lead to unexpected repairs.

Services & Prices
Used Cars $10000 - $30000
Luxury Cars $30000 - $60000
Trucks $15000 - $40000
Car Loans $200 - $600/month
View Profile
(813) 491-8330
Open 10:00 AM - 7:00 PM
4701 E Hillsborough Ave, Tampa, FL 33610, USA
General Services
Car Sales
8

Automotive Financial Services

Automotive Financial Services specializes in helping customers with poor or no credit secure car loans, often working flexibly on down payments and reporting to major credit bureaus. They offer used vehicles with affordable monthly payments, though some buyers note higher overall costs and limited warranties on certain cars. The team is generally described as friendly and patient.

Services & Prices
Car Loan Approval $100 - $200
Flexible Monthly Payments $300 - $400
Down Payment Assistance $500 - $1000
Affordable Cars $3000 - $20000
View Profile
(813) 873-8149
Open 9:00 AM - 5:00 PM
6025 N Dale Mabry Hwy, Tampa, FL 33614, USA
General Services
Car Loans
9

Auto Finance of Tampa

Auto Finance of Tampa offers a range of used vehicles and works with customers to secure financing with manageable monthly payments. The team is often described as friendly and helpful, providing temporary cars during the decision process. Some buyers, however, have reported issues with vehicle condition and customer service after purchase.

Services & Prices
Sedans $15000 - $20000
SUVs $25000 - $35000
Luxury Cars $30000 - $60000
Loan Application Assistance $0 - $500
View Profile
(813) 238-7779
Open 9:00 AM - 7:00 PM
4105 N Florida Ave, Tampa, FL 33603, USA
General Services
Used Car Sales
10

AFC (Automotive Finance Corp.) Tampa

Located in ADESA Tampa. Automotive Finance Corporation, "AFC", is an industry leader in dealer financing. It has more than 100 locations. AFC allows independent dealers in used cars to buy from over 1,300 online auctions. AFC offers unique financing through floorplans. AFC's core values of honesty and integrity build long-lasting relationships. We provide valuable guidance and relief for our… more...

Located in ADESA Tampa. Automotive Finance Corporation, "AFC", is an industry leader in dealer financing. It has more than 100 locations. AFC allows independent dealers in used cars to buy from over 1,300 online auctions. AFC offers unique financing through floorplans. AFC's core values of honesty and integrity build long-lasting relationships. We provide valuable guidance and relief for our customers when they need it. Our customers are our family. We celebrate their victories and support their struggle as though they were our own. AFC's obsession is customer service. We provide the tools and support our customers need to reach their full potential. AFC strongly believes in the power of passion and recognizes that our success depends on our people's perseverance and commitment.

View Profile
(813) 471-3261
Open 10:00 AM - 3:00 PM
3914 US-301 #700,Tampa, FL 33619

Latest reviews of Tampa Car Loans

Written on TrustAnalytica by clients of the businesses in this list
  • Diaundra

    Thanks Herbert’s for wonderful service you really made me feel comfortable and confident in on my purchase for my new car Thanks ABC Auto for having great cars and great service

  • Tiffany

    Rude, they lie, and the financial manager is ignorant and unprofessional. DO NOT GO HERE!!!!

Tampa Car Buyer Statistics

Household income and car ownership in Tampa, FL, 2020–2024 (latest Census data)

The median household in Tampa, FL earns $75,475 a year, compared with $74,568 across Florida, according to the U.S. Census Bureau’s American Community Survey (2020–2024). Households here own 1.55 vehicles on average, 9% have no car, and 72% of workers drive to work.

Median household income
$75,475FL $74,568
Vehicles per household
1.55FL 1.73
Households without a car
9%14,180 households
Drive to work
72%FL 79%
Households with one car
44%
Households with two or more cars
48%
Vehicles owned by residents
256,960
Average commute
24.8 minutes

Source: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 data (tables B08201, B25046, B25044, B08301, B08303, B08013, B19013), compiled by TrustAnalytica. Figures are survey estimates with margins of error.

Tampa Car Loans stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Cars Unlimited 5.0 211 $50 (813) 961-1844 Visit
2 OKCarz Tampa 4.6 100 $30 (863) 285-3273 Visit
3 ABC Autos Inc 4.2 102 $5,000 (813) 237-3934 Visit
4 U.S Auto Sales 3.6 100 $50 (813) 435-5150 Visit
5 Car Credit 3.5 100 $20 (813) 669-7292 Visit
6 Finance Auto Sales 3.8 73 $50 — Visit
7 Crown Auto Finance 4.7 44 $25 (813) 491-8330 Visit
8 Automotive Financial Services 4.1 47 $5 (813) 873-8149 Visit
9 Auto Finance of Tampa 4.2 10 $200 (813) 238-7779 Visit
10 AFC (Automotive Finance Corp.) Tampa 5.0 1 — (813) 471-3261 Visit

Frequently asked questions

8 questions
How do I choose the best car loans in Tampa?
Consider verified customer reviews, review volume, and whether the business has claimed its profile. TrustAnalytica ranks based on these factors for a transparent choice.
What questions should I ask a car loan provider in Tampa?
Ask about interest rates, loan terms, fees, and any prepayment penalties. Clarify the total cost of the loan and any eligibility requirements.
Are free consultations common for car loans in Tampa?
Yes, many car loan providers offer free consultations to discuss loan options and terms before you commit.
What services do car loan providers in Tampa offer?
Car loan providers typically offer vehicle financing, refinancing, and sometimes lease buyouts. They may also assist with credit checks and loan applications.
Do I need a car loan in Florida?
A car loan is needed if you cannot pay the full price of a vehicle upfront. It helps spread the cost over time.
How long does the car loan process take in Tampa?
The car loan process can take a few hours to a few days, depending on the lender and your financial situation.
How do car loan fees typically work in Florida?
Car loan fees may include origination fees, late payment fees, and prepayment penalties. Terms vary by lender.
What is the usual interest rate for car loans in Tampa?
Interest rates vary based on credit score, loan term, and lender. Rates are often competitive in Tampa.

Our Methodology

Best 10 car financing list assembly and recognition by TrustAnalytica for Tampa is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing car financing companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 car financing category.

The Process

1

Business Verification

Verified car financing listings in Tampa are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive car financing profiles offer vital details for informed decisions in Tampa.

3

Reviews And Ratings

Real-time customer ratings guide our car financing rankings in Tampa, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top car financing providers in Tampa.

5

AI Search Visibility

Every car financing listing in Tampa is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.