Best Private Mortgage Lenders In Indianapolis
- Businesses listed
- 5
- Typical service price
- $50 – $1,500 Median of 15 priced services
- Most-offered services
- Mortgage ServicesCustomer SupportRefinancingPre-QualificationClient Tools
- What customers praise
- recommend×32highly recommend×16helped me×6very helpful×6
GVC Mortgage, NMLS# 2334
GVC Mortgage, NMLS# 2334, uses local underwriters and in-house appraisers to streamline the mortgage process for buyers and refinancers in the Plainfield, Carmel, and Indianapolis areas. The team keeps clients informed throughout, with many noting smooth communication and quick turnaround times, though some find the process fast-paced.
INHP
INHP focuses on helping clients prepare for homeownership through classes, advising, and private mortgage lending. The team also supports neighborhood revitalization with technical assistance and community programming. Some customers find communication slow and follow-up lacking, though others appreciate the helpful guidance once connected.
Rick Davis at Caliber Home Loans, Inc. NMLS 1866591
Caliber Home Loans, Inc. (NMLS 1866591) offers a range of mortgage options including conforming and non-conforming loans, supported by a network of retail and correspondent lenders. Customers often highlight the team’s clear communication and responsiveness throughout the home buying process, though experiences can vary.
Heights Finance
Heights Finance specializes in personal installment loans through multiple brands, offering flexible options based on your credit history. Customers appreciate the friendly, fast service and clear guidance throughout the loan process, though some find the multiple brand names a bit confusing. The team is known for treating clients with respect and care.
CPL Investments
Known for building strong partnerships with local real estate investors, CPL Investments specializes in hard-money loans for fix-and-flip projects, transaction financing, and new construction. Their team is responsive and transparent, often helping clients analyze deals and navigate challenges throughout the lending process.
Indianapolis Mortgage Statistics
Home-purchase lending in Marion County and home costs in Indianapolis, IN (latest HMDA and Census data)Lenders made 11,615 home-purchase loans in Marion County in 2025 (average about $260,000) and denied 1,803 — 13% of decided applications, compared with 12% across Indiana, according to federal mortgage data (HMDA, CFPB). In Indianapolis, the median home is worth $224,800 and 68% of owners have a mortgage, paying a median $1,462 a month (Census ACS 2020–2024).
- Home-purchase loans, 2025
- 11,615▼ 4%12,077 in 2024
- Denial rate
- 13%IN 12%
- Median home value
- $224,800IN $218,200
- Monthly cost with a mortgage
- $1,462median · IN $1,404
- Refinance loans made (Marion County, 2025)
- 6,679 · 5,162 in 2024
- Home-improvement loans made (2025)
- 1,941
- Average home-purchase loan
- $260,000 (IN $298,000)
- Owners with a mortgage
- 68% · 23% of them spend 30%+ of income on housing
- Median household income
- $66,219 (IN $71,957)
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Marion County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | GVC Mortgage, NMLS# 2334 | 4.9 | 56 | $50 | (317) 564-4906 | Visit |
| 2 | INHP | 3.7 | 59 | $10 | (317) 610-4663 | Visit |
| 3 | Rick Davis at Caliber Home Loans, Inc. NMLS 1866591 | 4.8 | 31 | $100 | (317) 697-8209 | Visit |
| 4 | Heights Finance | 4.8 | 22 | $500 | (317) 680-2237 | Visit |
| 5 | CPL Investments | 5.0 | 18 | $200 | — | Visit |
Frequently asked questions
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General information, not financial advice — consult a qualified professional.
Our Methodology
Best 10 private mortgage lenders list assembly and recognition by TrustAnalytica for Indianapolis is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.
We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).
Rankings are frequently updated to reflect the latest reviews from trusted sources.
Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.
TrustAnalytica's procedure for listing private mortgage lenders companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 private mortgage lenders category.
The Process
Business Verification
Verified private mortgage lenders listings in Indianapolis are based on robust online activity and Google reviews, ensuring credibility.
Business Details
Comprehensive private mortgage lenders profiles offer vital details for informed decisions in Indianapolis.
Reviews And Ratings
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