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  2. Best Mortgage Brokers
  3. Mortgage Brokers in Kentucky
  4. Lexington

Best Mortgage Brokers in Lexington

Lexington Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
5.0 1658 reviews
Most-offered services
Mortgage Services
What customers praise
recommend×18highly recommend×11extremely knowledgeable×3recommended×3
Mortgage brokerLexington, KY

1

Benchmark Mortgage

Known for a client-focused approach, Benchmark Mortgage Lexington helps first-time buyers, refinancers, and investors navigate the mortgage process with personalized support and clear communication. Their team offers pre-approval services and educational resources, making home financing more accessible, though some clients note the process can still feel complex at times.

Services & Prices
Purchase Mortgages Quoted per loan
Refinancing Quoted per loan
Pre-Approval Quoted per loan
View Profile
(859) 977-5239
Closed Now
3499 Blazer Pkwy #330, Lexington, KY 40509
General Services
Mortgage Services
2

Lex Lending

Lex Lending specializes in reliable mortgage pre-approvals that other agents trust to avoid surprises before closing. The team offers thorough loan assistance and has helped save deals when other lenders fell short. Customers appreciate their helpful and personable approach throughout the process.

View Profile
(859) 699-1943
Closed Now
2357 Huguenard Dr #100, Lexington, KY 40503
3

Jesse Hardin, Mortgage Lender NMLS #770974

Licensed mortgage lender NMLS #770974, Jesse Hardin specializes in guiding first-time homebuyers and veterans through various loan options, including VA and conventional mortgages. Clients appreciate the clear communication, timely responses, and educational approach that help simplify what can be a complex process. The team is known for keeping documents ready ahead of deadlines and providing… more...

Licensed mortgage lender NMLS #770974, Jesse Hardin specializes in guiding first-time homebuyers and veterans through various loan options, including VA and conventional mortgages. Clients appreciate the clear communication, timely responses, and educational approach that help simplify what can be a complex process. The team is known for keeping documents ready ahead of deadlines and providing personalized support throughout.

View Profile
(859) 361-0309
Closed Now
444 Lewis Hargett Cir #220, Lexington, KY 40503
4

Benchmark Mortgage, Brad Hacker

Known for clear communication and a smooth mortgage process, Benchmark Mortgage, Brad Hacker offers personalized guidance from initial financial review to closing. The team handles each step efficiently and keeps clients well-informed, with many appreciating their professionalism and attentive support throughout the loan experience.

Services & Prices
Closing Coordination Quoted per loan
View Profile
(859) 977-5239
Closed Now
3499 Blazer Pkwy #330, Lexington, KY 40509
General Services
Mortgage Services
5

David Willoughby, Benchmark Mortgage

Licensed across six states, this mortgage planning team focuses on guiding clients through every step of the home loan process with clear, personalized support. They offer competitive rates, educational resources like a blog and step-by-step guides, and are often described as responsive and communicative throughout the journey. Some clients note the process can take time, but appreciate the… more...

Licensed across six states, this mortgage planning team focuses on guiding clients through every step of the home loan process with clear, personalized support. They offer competitive rates, educational resources like a blog and step-by-step guides, and are often described as responsive and communicative throughout the journey. Some clients note the process can take time, but appreciate the thoroughness and care provided.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
Pre-Approval Quoted per loan
View Profile
(859) 536-7643
Closed Now
1084 E New Circle Rd Ste 200, Lexington, KY 40505
General Services
Mortgage Services
Mortgage Affordability Calculator – LexingtonSee how much house you can afford in Lexington in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 10 on the map Click a pin for the profile and directions
6

Racee Greene, Ruoff Mortgage

Ruoff Mortgage holds an A+ rating from the Better Business Bureau, reflecting its long-standing commitment to ethical practices and customer satisfaction. The team offers a variety of loan options, including conventional, FHA, VA, and USDA programs, with a focus on clear communication and efficient processing. Clients appreciate their responsiveness and guidance throughout the mortgage journey.

View Profile
(270) 240-2798
Open 00:00 - 23:59
523 Wellington Way, Lexington, KY 40503
7

Bryan Dollins, Mortgage Loan Originator at Stockton Mortgage

Known for offering competitive rates nationwide, this mortgage team specializes in FHA, VA, Jumbo, Conventional, and refinance loans tailored to various borrower needs. Clients appreciate their responsiveness and clear communication, though some note occasional last-minute requests that can complicate closing. The focus remains on making the mortgage process straightforward and timely.

View Profile
(859) 338-4776
Closed Now
220 Lexington Green Cir Ste 500, Lexington, KY 40503
8

Benchmark Mortgage, Leslie Ricketts

Known for quick pre-approvals and responsive service, Benchmark Mortgage, Leslie Ricketts helps clients navigate home loans with ease. The team offers clear communication and uses an online portal to simplify document submission. Customers appreciate their friendly approach and ability to adapt quickly during unexpected challenges.

View Profile
(859) 479-1034
Closed Now
1084 E New Circle Rd Ste 200, Lexington, KY 40505
9

Mark Sammons Mortgage Lender

Mark Sammons Mortgage Lender is known for clear communication and making the home loan process as straightforward as possible. The team assists with home purchases and refinancing, guiding clients through each step with expertise and attentiveness. Customers appreciate the consistent updates and helpful explanations, though the process can still feel complex at times.

Services & Prices
Home Loan Financing Quoted per loan
Loan Refinancing Quoted per loan
View Profile
(859) 433-4558
Open 8:00 AM - 5:00 PM
220 Lexington Green Cir #212, Lexington, KY 40503
General Services
Mortgage Services
10

MSI Lending of Lexington

Licensed mortgage broker MSI Lending of Lexington specializes in a broad range of Kentucky loan programs, including VA, jumbo, refinance, and first-time homebuyer options. The team is known for clear communication and guiding clients smoothly through paperwork, though some find the process can take time depending on underwriting.

View Profile
(859) 253-5363
Closed Now
2700 Old Rosebud Rd Unit 310, Lexington, KY 40509

Lexington Mortgage Statistics

Home-purchase lending in Fayette County and home costs in Lexington, KY (latest HMDA and Census data)

Lenders made 3,308 home-purchase loans in Fayette County in 2025 (average about $383,000) and denied 259 — 7% of decided applications, compared with 21% across Kentucky, according to federal mortgage data (HMDA, CFPB). In Lexington, the median home is worth $293,500 and 68% of owners have a mortgage, paying a median $1,636 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
3,308▲ 1%3,281 in 2024
Denial rate
7%KY 21%
Median home value
$293,500KY $205,600
Monthly cost with a mortgage
$1,636median · KY $1,433
Refinance loans made (Fayette County, 2025)
2,212 · 1,561 in 2024
Home-improvement loans made (2025)
792
Average home-purchase loan
$383,000 (KY $283,000)
Owners with a mortgage
68% · 21% of them spend 30%+ of income on housing
Median household income
$69,479 (KY $63,726)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Fayette County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Lexington Mortgage Brokers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Benchmark Mortgage 5.0 519 Quoted per loan (859) 977-5239 Visit
2 Lex Lending 4.9 298 — (859) 699-1943 Visit
3 Jesse Hardin, Mortgage Lender NMLS #770974 5.0 203 — (859) 361-0309 Visit
4 Benchmark Mortgage, Brad Hacker 5.0 175 Quoted per loan (859) 977-5239 Visit
5 David Willoughby, Benchmark Mortgage 5.0 117 Quoted per loan (859) 536-7643 Visit
6 Racee Greene, Ruoff Mortgage 5.0 90 — (270) 240-2798 Visit
7 Bryan Dollins, Mortgage Loan Originator at Stockton Mortgage 4.9 89 — (859) 338-4776 Visit
8 Benchmark Mortgage, Leslie Ricketts 5.0 73 — (859) 479-1034 Visit
9 Mark Sammons Mortgage Lender 5.0 53 Quoted per loan (859) 433-4558 Visit
10 MSI Lending of Lexington 5.0 41 — (859) 253-5363 Visit

Frequently asked questions

7 questions
What does a mortgage broker do?
Mortgage brokers help clients find suitable mortgage loans by comparing different lenders' offerings and guiding through the application process.
How do I choose the best mortgage broker in Lexington?
Consider brokers with high customer reviews and claimed profiles. TrustAnalytica ranks based on verified reviews, review volume, and profile claims.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss loan options and services before any commitment.
What questions should I ask a mortgage broker?
Ask about their fees, loan options, lender relationships, and the timeline for securing a mortgage.
How long does it take to get a mortgage through a broker?
The process generally takes 30 to 45 days, depending on the lender and complexity of the application.
Do I need a mortgage broker in Kentucky?
While not required, a mortgage broker can simplify the loan process and provide access to multiple lenders.
What fees do mortgage brokers typically charge?
Mortgage brokers usually charge a commission, often 1-2% of the loan amount, paid by the lender or borrower.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Lexington is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Lexington are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Lexington.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Lexington, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Lexington.

5

AI Search Visibility

Every mortgage broker listing in Lexington is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.