Work out your likely compensation and payout range from medical bills, lost wages and Kentucky fault rules — free, instant, no sign-up.
Updated · lawyer rankings recalculated
Kentucky: Your payout drops by your share of fault, but you can still recover even if you were mostly at fault.
Enter your medical expenses or lost wages — the estimate is built from them.
Morrin Law Office
4.9 · 144 reviews · Free consultation
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Elder Law Guidance The Elder Law Practice of Scott E Collins
4.9 · 118 reviews · Free consultation
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Shumate, Flaherty & Eubanks, PSC
4.8 · 106 reviews · Free consultation
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General estimate only, not legal advice. No attorney–client relationship is created.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Morrin Law Office focuses exclusively on personal injury cases, including car, truck, and motorcycle accidents, with over a decade of experience in Kentucky courts. The team guides clients through insurance claims and settlements while maintaining clear communication and personalized attention. Clients appreciate their responsiveness and the supportive, thorough approach throughout the process.
Specializing in elder law, this Kentucky-based practice focuses on Medicaid planning, estate planning, and veterans benefits with a compassionate, personalized approach. Clients appreciate the team’s clear communication and thorough guidance through complex legal matters, though some cases can be intricate and require patience. Educational webinars and community involvement are also part of their… more...
Specializing in elder law, this Kentucky-based practice focuses on Medicaid planning, estate planning, and veterans benefits with a compassionate, personalized approach. Clients appreciate the team’s clear communication and thorough guidance through complex legal matters, though some cases can be intricate and require patience. Educational webinars and community involvement are also part of their service.
Shumate, Flaherty & Eubanks, PSC focuses on car accident cases with a hands-on approach that guides clients through each step of the legal process. The team handles claims thoroughly and communicates clearly, often earning praise for their professionalism and compassionate support during difficult times. Some clients note the process can take a while but appreciate the attentive care throughout.
Pick how serious the injury is. Each point shows the average medical bill for that body part at that severity; bigger point = costlier injury. Tap a point to compare it with the average workers’ comp claim for the same body part, which also pays lost wages. Then run the calculator for your own number.
With over 45 years of combined experience, Luxon & Himes, PLLC focuses on personal injury, workers’ compensation, estate planning, and related legal matters. Clients appreciate the team’s personalized attention and clear communication, though a few have noted occasional scheduling issues. Their approach blends legal expertise with a strong community connection.
AppalReD Legal Aid focuses on providing free legal services to low-income and vulnerable populations in Appalachian Kentucky, with an emphasis on accessibility for remote communities. The team handles cases involving housing, family law, disaster relief, and civil rights, though some clients find the application process challenging and report limited assistance in certain situations.
With over three decades of experience, Brooke & Mills focuses on family, criminal, and civil law, offering personalized legal support in Richmond and the Bluegrass region. Clients appreciate the team’s clear communication and strong advocacy, though some mention occasional organizational issues. The firm aims to guide clients through complex cases with care and professionalism.
O'Neal Law Office focuses on criminal defense, family law, and personal injury cases with over a decade of experience. The team offers personalized legal support and strategic guidance, handling matters like DUI defense and child custody. Clients appreciate their clear communication and dedication, though some note occasional challenges with payment methods and responsiveness.
Specializing in family law, Lominac Law Offices, PLLC offers services including divorce, child custody, and adoption support. Clients appreciate the team’s clear communication and compassionate guidance throughout complex legal processes, though a few have expressed dissatisfaction. The firm is known for its personalized approach and steady presence in the Richmond community.
Erdmann & Stumbo PLLC focuses on complex personal injury cases, including car accidents involving multiple parties and jurisdictions. Their team combines legal expertise with medical and economic knowledge to build thorough cases, and clients often highlight their professionalism, clear communication, and compassionate support throughout the process. Some reviews note concerns about fees, but… more...
Erdmann & Stumbo PLLC focuses on complex personal injury cases, including car accidents involving multiple parties and jurisdictions. Their team combines legal expertise with medical and economic knowledge to build thorough cases, and clients often highlight their professionalism, clear communication, and compassionate support throughout the process. Some reviews note concerns about fees, but many appreciate the firm’s transparency and dedication.
Coy, Gilbert, Shepherd & Wilson holds a Martindale Hubbell “AV” rating, reflecting high legal ability and ethics developed over 55 years. The firm handles personal injury, criminal defense, family law, and more, with a team known for thorough case evaluation and courtroom advocacy. Some clients note uneven experiences depending on the attorney assigned.
In 2024, 1 fatal crash involving a car, SUV, pickup or van killed 1 person in Richmond, KY (4 in 2023), according to NHTSA’s Fatality Analysis Reporting System (FARS). The city had 2 fatal crashes of any kind that year.
Source: NHTSA Fatality Analysis Reporting System (FARS), 2022–2024 data, compiled by TrustAnalytica. FARS covers crashes in which at least one person died; injury-only crashes are not included.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Morrin Law Office | 4.9 | 144 | No Win, No Fee | (859) 358-0300 | Visit |
| 2 | Elder Law Guidance The Elder Law Practice of Scott E Collins | 4.9 | 118 | No Fees Unless We Win | (859) 592-1386 | Visit |
| 3 | Shumate, Flaherty & Eubanks, PSC | 4.8 | 106 | No Win, No Fee | (859) 353-0878 | Visit |
| 4 | Luxon & Himes, PLLC | 4.8 | 85 | Free Consultation | (859) 623-9529 | Visit |
| 5 | AppalReD Legal Aid | 4.3 | 86 | No Win, No Fee | (859) 624-1394 | Visit |
| 6 | Brooke & Mills, Attorneys at Law | 4.5 | 38 | Free Consultation | (859) 785-4005 | Visit |
| 7 | O'Neal Law Office | 4.7 | 28 | No Fees Unless We Win | (859) 316-3944 | Visit |
| 8 | Lominac Law Offices, PLLC | 4.3 | 30 | Free Consultation | (859) 779-3303 | Visit |
| 9 | Erdmann & Stumbo PLLC Attorneys at Law | 4.4 | 21 | No Win, No Fee | (859) 624-9555 | Visit |
| 10 | Coy Gilbert Shepherd & Wilson | 3.9 | 21 | Free Consultation | (859) 623-3877 | Visit |
This calculator uses the multiplier method, the starting point most insurance adjusters and personal injury lawyers use. It adds your financial losses (medical bills and lost wages) to a pain-and-suffering figure, which is those losses multiplied by a factor set by how serious the injury is: 1.5 to 2 times for minor injuries, up to 4 to 5 times for catastrophic ones. The type of accident adjusts the result, and it is then reduced by your share of fault under Kentucky law. In Kentucky, a no-fault state, it also separates what your own PIP insurance pays from what you can claim from the other driver.
Kentucky is a no-fault state. After a car accident, your own personal injury protection (PIP) pays your medical bills and 85% of your lost income, up to $10,000, whoever caused the crash.
You can claim pain and suffering from the at-fault driver only if your injury includes a fracture, a permanent injury, permanent disfigurement, loss of a body member, or death, or your medical bills exceed $1,000. Financial losses above your PIP limit can still be claimed.
Kentucky drivers are covered by no-fault unless they filed a written rejection with the Department of Insurance before the accident; those who rejected it keep full rights to sue.
Motorcycle riders are generally outside PIP and follow the ordinary fault rules. Choose Motorcycle Accident in the calculator above to see that estimate.
General information about Kentucky law, not legal advice, and the estimate is not a guarantee of any outcome. A lawyer can tell you how these rules apply to your case.
General information, not legal advice — consult a licensed Kentucky attorney.