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Review Keywords Analysis

  1. United States
  2. Best Mortgage Brokers
  3. Mortgage Brokers in Louisiana
  4. Shreveport
  5. Mortgage Affordability Calculator
1 · Your income
2 · Down payment
3 · What you can afford
Step 1 of 3

Mortgage Affordability Calculator Shreveport, LA

How much house can you afford in Shreveport? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.

Updated · current rates and lending limits

Add your partner's income if you're buying together.

Car loans, credit cards, lines of credit, student loans. Not rent.

Property tax are for this state.

An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.

Top-rated mortgage brokers in Shreveport

Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →

1

Cross Country Equity, LLC

Licensed and bonded, Cross Country Equity, LLC specializes in residential and commercial mortgage lending across Louisiana, offering a broad range of loan options including FHA 203(k) rehab and jumbo loans. The team is known for clear communication and guiding clients smoothly through complex financing, with a process that many find convenient and well-organized.

Services & Prices
First Home Buyer Loans Quoted per loan
Refinancing Loans Quoted per loan
VA Home Loans Quoted per loan
View Profile
(318) 683-0814
Open 9:00 AM - 5:00 PM
7505 Pines Rd #1280, Shreveport, LA 71129
General Services
Home Loan Services
2

Cornerstone First Mortgage - Tara Rodgers

Cornerstone First Mortgage stands out for its dedicated mobile app that simplifies the mortgage process with features like secure document scanning and payment calculation. The team supports clients through each step, from application to closing, offering mortgage services backed by fair housing practices. Customers appreciate their professionalism and clear communication throughout the process.

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(318) 218-8525
Open 8:00 AM - 5:00 PM
900 Pierremont Rd #106, Shreveport, LA 71106
3

Pierremont Mortgage, Inc.

About Pierremont MortgagePierremont Mortgage, Inc. is a local independent mortgage banker based in Shreveport, Louisiana, with over 38 years of experience in the mortgage industry. Founded by Denise Brossette, the company offers a full digital processing of mortgage applications, including a secure customer portal for managing applications and immediate loan approvals issued locally. They pride… more...

About Pierremont MortgagePierremont Mortgage, Inc. is a local independent mortgage banker based in Shreveport, Louisiana, with over 38 years of experience in the mortgage industry. Founded by Denise Brossette, the company offers a full digital processing of mortgage applications, including a secure customer portal for managing applications and immediate loan approvals issued locally. They pride themselves on providing competitive interest rates and minimal costs, aiming to make the home-buying process as seamless as possible. Pierremont Mortgage has been refining its processes since 1992, ensuring a solid and secure pre-approval process for its clients.Credibility and ExpertiseWith over 38 years of experience, Denise Brossette, the owner, is highly knowledgeable about the mortgage market and dedicated to customer satisfaction. The company is recognized for its professional and dedicated approach, offering superior customer service. They are members of the Mortgage Bankers Association (MBA) and hold an A+ rating with the Better Business Bureau (BBB). Their commitment to excellence is further evidenced by their adherence to Equal Housing Opportunity principles.Offerings and ServicesPierremont Mortgage offers a comprehensive range of mortgage services designed to meet diverse client needs. They specialize in providing competitive interest rates and minimal costs, ensuring affordability for homebuyers. Services include a secure digital application process, a customer portal for application management, and same-day pre-approvals. They also offer guidance on various mortgage types, including VA home loans, and assist clients in understanding the entire home purchase process, from initial considerations to closing. Their expertise extends to helping clients find the most suitable loans for their specific financial situations.Unique AdvantagesPierremont Mortgage distinguishes itself through its long-standing presence since 1992, offering a refined and secure pre-approval process. The company provides immediate loan approvals issued locally, enhancing efficiency for clients. Their owner, Denise Brossette, brings over 38 years of industry expertise, ensuring knowledgeable guidance. They also offer flexible application options, including a full digital environment and a secure customer portal, catering to modern client preferences.

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(318) 798-7770
Open 8:30 AM - 5:00 PM
One Bellemead Centre, 6425 Youree Dr #590, Shreveport, LA 71105
4

Standard Mortgage Corporation

Standard Mortgage Corporation is known for its responsive team that guides clients through the home buying process with clear communication and prompt attention to details. They offer mortgage loan processing with a focus on personal service, though some customers have experienced difficulties with billing and customer support. Many appreciate the professionalism and availability of the agents… more...

Standard Mortgage Corporation is known for its responsive team that guides clients through the home buying process with clear communication and prompt attention to details. They offer mortgage loan processing with a focus on personal service, though some customers have experienced difficulties with billing and customer support. Many appreciate the professionalism and availability of the agents throughout the loan process.

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(318) 869-4444
Open 8:30 AM - 5:00 PM
425 Ashley Ridge Blvd Ste. 335, Shreveport, LA 71106
5

Assurance Financial - Shreveport

Assurance Financial offers a streamlined mortgage process supported by a user-friendly online portal that helps keep clients informed and organized. The team provides personalized guidance through home financing, with many customers appreciating their responsiveness and genuine support throughout the journey. Some may find the process detailed, but the clear communication helps ease concerns.

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(318) 317-3467
Open 9:00 AM - 5:00 PM
670 Albemarle Dr Ste 101, Shreveport, LA 71106
Where they are 10 on the map Click a pin for the profile and directions
6

Eustis Mortgage Corporation - Shreveport, LA

Eustis Mortgage Corporation specializes in guiding clients through the mortgage process with attentive support and clear communication. Their team helps with buying and selling properties, often making a stressful experience more manageable. Customers appreciate the personal care, though some note that coordination with realtors can vary.

Services & Prices
Home Purchase Loan Quoted per loan
Refinancing Quoted per loan
VA Loan Quoted per loan
View Profile
(318) 797-2335
Open 9:00 AM - 5:00 PM
1409 E 70th St Unit 127, Shreveport, LA 71105
General Services
Mortgage Services
7

Movement Mortgage Rolanda W. Knight

Movement Mortgage Rolanda W. Knight offers clear communication throughout the home buying process, helping clients move from offer to closing in under a month. The team handles mortgage brokering with a focus on keeping the experience straightforward and engaging. Customers appreciate the smooth process and attentive support.

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(318) 465-2260
Open 8:30 AM - 5:00 PM
8871 Quimper Pl, Shreveport, LA 71105
8

Guild Mortgage - Mary Hickingbottom

Guild Mortgage offers a personalized approach backed by over 20 years of experience in mortgage lending. Their team provides a variety of loan options, including FHA, VA, and USDA programs, supporting first-time buyers and refinancers alike. Clients appreciate clear communication and timely updates throughout the process, though some find the coordination among multiple parties can require… more...

Guild Mortgage offers a personalized approach backed by over 20 years of experience in mortgage lending. Their team provides a variety of loan options, including FHA, VA, and USDA programs, supporting first-time buyers and refinancers alike. Clients appreciate clear communication and timely updates throughout the process, though some find the coordination among multiple parties can require patience.

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(318) 210-8943
Open 8:00 AM - 5:00 PM
670 Albemarle Dr Ste 402, Shreveport, LA 71106
9

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation is known for its attentive communication and personalized support throughout the home buying process. The team helps with mortgage financing and works closely with clients to address challenges and keep things moving smoothly. Customers appreciate their problem-solving approach and willingness to go the extra mile.

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(318) 841-5908
Open 8:00 AM - 6:00 PM
8805 Line Ave #200, Shreveport, LA 71106
10

Kelli J Maggio | Fairway Independent Mortgage Corporation Loan Officer

Known for responsive communication and thorough guidance, this loan officer with Fairway Independent Mortgage Corporation helps buyers navigate mortgage options with care and expertise. The team offers attentive support throughout the loan process, ensuring clients feel informed and comfortable. Customers appreciate the personalized approach and timely responses.

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(318) 918-1477
Open 8:00 AM - 6:00 PM
8805 Line Ave #200, Shreveport, LA 71106

Shreveport Mortgage Statistics

Home-purchase lending in Caddo Parish and home costs in Shreveport, LA (latest HMDA and Census data)

Lenders made 2,041 home-purchase loans in Caddo Parish in 2025 (average about $215,000) and denied 609 — 23% of decided applications, compared with 26% across Louisiana, according to federal mortgage data (HMDA, CFPB). In Shreveport, the median home is worth $178,900 and 57% of owners have a mortgage, paying a median $1,431 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
2,041▲ 4%1,969 in 2024
Denial rate
23%LA 26%
Median home value
$178,900LA $216,500
Monthly cost with a mortgage
$1,431median · LA $1,604
Refinance loans made (Caddo Parish, 2025)
1,008 · 758 in 2024
Home-improvement loans made (2025)
176
Average home-purchase loan
$215,000 (LA $256,000)
Owners with a mortgage
57% · 28% of them spend 30%+ of income on housing
Median household income
$48,699 (LA $60,756)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Caddo Parish (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

How this Shreveport mortgage affordability calculator works

Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.

Louisiana rules and numbers this calculator uses

Debt-to-income
31% for housing and 43% total, the FHA standard and the long-time Qualified Mortgage limit. Some conventional loans go higher with strong credit and savings.
Down payment
At least 3% on a conventional first-time buyer loan (3.5% on FHA). Under 20% down, private mortgage insurance of about 0.6% of the loan a year is added to the payment.
Property tax
About 0.56% of the home's value a year, the Louisiana average for owner-occupied homes (2024 Census ACS).
Insurance
Homeowners insurance assumed at $150 a month; it varies a lot by home and location.
Rate
Starts at 7.40% (Freddie Mac 30-year average, October 2026). Change it to the rate you have been quoted.

An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.

Frequently asked questions

8 questions
How does the Shreveport mortgage affordability calculator work?
It estimates the highest home price you can afford based on income, debts, down payment, and interest rate, using Louisiana's property tax rate.
How much house can I afford on a $100k salary in Louisiana?
Lenders typically cap housing costs at 31% of gross monthly income. This calculator helps estimate based on your debts and down payment.
What is the minimum down payment for a mortgage in Shreveport?
Minimum down payments are 3% for conventional loans and 3.5% for FHA loans. VA and USDA loans may allow 0% down for eligible buyers.
How do interest rates affect my mortgage affordability?
Higher rates increase monthly payments, reducing the home price you can afford. This calculator uses a 7.40% starting rate for estimates.
How does debt impact how much mortgage I can qualify for?
Lenders often limit total debt payments to 43% of gross income. More debt reduces the mortgage amount you can qualify for.
What is the property tax rate in Louisiana?
The property tax rate in Louisiana is about 0.56% of the home's value annually, based on 2024 averages.
What’s the difference between pre-approval and pre-qualification?
Pre-approval involves lender verification of income, debts, and credit, while pre-qualification is a preliminary estimate without verification.
What does a mortgage broker do?
A mortgage broker connects borrowers with lenders, helping find suitable loan options based on financial profiles.

General information, not financial advice — consult a qualified professional.