Responsive staffGreat ratesKnowledgeable agentsClear communicationSupportive guidanceEasy processAvailable weekendsFirst time buyer assistanceEfficient servicePersonalized support
About this business
Own Up (formerly RateGravity) is a technology company that leverages proprietary algorithms to create a personalized mortgage shopping experience. Our technology builds you a custom home loan offer from our network of lenders, which gives you access to the financing plan that is best for you. You will receive impartial advice from our Home Advisors, who are not connected to any lenders and can help you choose the best loan for your needs. Our technology, on the other hand, is an agent.
Our founders were mortgage bankers, but they never went to their bank for a mortgage. They went elsewhere to get the best financial outcomes, leveraging their expertise. To help you find the best mortgage for you, they founded Own Up.
We use technology to make home financing more efficient and user-friendly. You can compare lenders and understand your home's affordability using our online tools. Additionally, you can borrow, and update your pre-approval letters electronically, an industry first.
Reviews Summary
Own Up reviews generally point out very high levels of satisfaction and success stories. A recurring theme shows customers appreciative of the first-time buyers' assistance, the team's commitment to their concerns, and their readiness to help at any time. They are particularly impressed with the ease of the application process and the transparency. There are several instances of staff getting a second lodging after being disconnected from a house loan after a bad experience, and the company helps them through the maze. Customers believe they were able to get the lowest prices around and the encouragement to select a specific variation without any stress. The buying process took only four weeks and two days for some buyers, who achieved this through Own Up's hard work. This explains that these employees are both fast and effective, beating the market to offer decent services and help clients realize their dreams of owning a home. Many customers recommended this company because they had confidence in its employees and the positive experience with them. Various consumers commended Ryan, Olivia, and others, emphasizing Beth's rapid communication and ready availability._OTHER_PREFIX_OTHER_HAVE_OTHER_UPPER
Frequently asked questions
6 questions
Is Own Up good for first-time buyers, and what do reviewers highlight?
Yes, Own Up is praised for its support of first-time buyers. Reviewers frequently mention the team's accessibility and clear communication, helping clients navigate the mortgage process with confidence and ease.
What services does Own Up offer for mortgage needs?
Own Up provides a range of services including Mortgage Services (Home Purchase Loans, Refinancing Loans, Loan Pre-Approval), Consultation Services (Home Buying Consultation, Financial Counseling, Mortgage Comparison Consultation), and Customer Support Services (Dedicated Lender Support, Availability Assistance, Step-by-Step Guidance).
Can I get a mortgage pre-approval through Own Up, and what do clients say about the process?
Yes, you can obtain a mortgage pre-approval through Own Up. Clients appreciate the ease of the online application and the guidance provided, which helps them enter the housing market with confidence.
How does Own Up support clients during the mortgage process?
The team at Own Up offers dedicated lender support and step-by-step guidance throughout the mortgage process, ensuring clients feel informed and supported at every stage.
Who are the advisors at Own Up, and what expertise do they bring?
The Home Advisors at Own Up are independent and provide impartial advice, leveraging their expertise to help clients make informed decisions about their mortgage options.