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As a Senior Loan Officer at Guaranteed Rate, I understand that buying a home is a big and expensive investment. It is possible to refinance or buy a home and rest easy, contrary to common opinion. President’s Club members are in the top 1% of the United States, and I am one of them at Guaranteed Rate. Three principles have been crucial to my success: consistency, integrity, and credibility. However, success is not a single-person effort, and I am thankful for my committed team. Every person on my team is dedicated to offering you the best possible service and the best possible rates for your specific scenario. I am experienced in many loan types, including traditional and jumbo loans, FHA, VA, HARP, MassHousing, 203K, and traditional loans, so I can help you with any mortgage concerns.
 
Check out Sammy, the loan officer with the superlative reviews. Everything about working with him is easy and he is incredibly professional, knowledgeable, and responsive. Whether it was a new home purchase, refinancing, or a real estate or mortgage market, he was available around the clock to answer any questions. He made everything clear, got answers, and explained all the options. Working with Sammy for a new home purchase was like a walk in the park. He advocated for you, offers encouragement and a healthy dose of reality - a balance I appreciate more. You've got to mention Sammy's ability to streamline and make the process less of a hassle. Getting us to our dreams faster and without stress drove the efficient process. He was always available and would email, text, or call, and talk us through any doubts. This alone deserves a 5-star because Sammy went above and beyond for us when it made the difference. If you are a first-time homebuyer or buying or refinancing a new home, I can confidently recommend Sammy! Everything was seamless, and he was completely transparent with us. He explained everything clearly, and we were able to understand our full costs and fees before the closing day - this is essential and the main reason I was able to recommend him to friends and family. In the meantime, many have contacted him and had the same great experience. You can't go wrong with Sammy - he takes care of you and makes sure you know what's happening at all times. Other loan officers don't get to where Sammy is. Such excellent service! Great experience for our first-time home purchase. The maximum stars for guarantee rate, only when working with Sammy. You will never work with someone who is not honest or transparent, always works hard, and always gets you the best product.