How much house can you afford in Detroit? See your maximum price, monthly payment and pre-approval estimate. Free, instant, no credit check.
Updated · current rates and lending limits
Add your partner's income if you're buying together.
Car loans, credit cards, lines of credit, student loans. Not rent.
Enter your yearly household income.
Savings and gifts from family count. Many first-time buyer loans need just 3% down; under 20% you pay mortgage insurance.
7.40% (Freddie Mac 30-year average, October 2026). Change it if you've been quoted a rate.
Enter your down payment.
| After | Paid in total | Still owed |
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Rocket Mortgage
3.7 · 1537 reviews · Free pre-approval
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Home Advantage Lending
5.0 · 155 reviews · Free pre-approval
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Belong Lending l Demetris Holloway l Mortgage Loan Officer
5.0 · 134 reviews · Free pre-approval
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An estimate, not a mortgage approval or pre-approval. A mortgage broker confirms your real number.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Rocket Mortgage emphasizes a technology-driven, mostly digital mortgage experience designed to simplify home buying and refinancing. They offer a broad range of loan options, including fixed-rate, adjustable-rate, FHA, VA, and jumbo loans, along with tools like rate alerts and mortgage calculators. Some customers find communication and document handling frustrating, especially during urgent… more...
Rocket Mortgage emphasizes a technology-driven, mostly digital mortgage experience designed to simplify home buying and refinancing. They offer a broad range of loan options, including fixed-rate, adjustable-rate, FHA, VA, and jumbo loans, along with tools like rate alerts and mortgage calculators. Some customers find communication and document handling frustrating, especially during urgent situations.
Home Advantage Lending focuses on making the mortgage process simple and personal, especially for first-time homebuyers. They assist with home purchases, refinancing, and home equity loans, guiding clients through each step with clear explanations. Customers appreciate their helpfulness and efficient, transparent service throughout the process.
Belong Lending specializes in guiding clients through mortgage loans across various price ranges with clear communication and efficient service. The team focuses on helping buyers navigate the process smoothly, often closing loans ahead of schedule. Customers appreciate their professionalism and responsiveness throughout the experience.
Mino Lending Solutions specializes in DSCR loans and ground-up construction financing, particularly for real estate investors and developers. The team offers access to multiple funding sources and clear, reliable communication throughout complex projects. Customers appreciate their follow-through and straightforward approach, though the process can be challenging due to the nature of construction… more...
Mino Lending Solutions specializes in DSCR loans and ground-up construction financing, particularly for real estate investors and developers. The team offers access to multiple funding sources and clear, reliable communication throughout complex projects. Customers appreciate their follow-through and straightforward approach, though the process can be challenging due to the nature of construction loans.
Mortgage Book takes a personalized, common-sense approach to mortgage lending, tailoring loan solutions to each client’s unique financial situation. They assist with home purchases, refinancing, and specialized loans like FHA, VA, and jumbo loans, combining modern technology with attentive service. Clients appreciate the clear communication and smooth process throughout their financing journey.
Belong Lending focuses on making homeownership accessible through clear, step-by-step guidance and educational support. They offer a wide range of mortgage options, including first-time homebuyer programs, renovation loans, and investor financing. Customers appreciate the team’s personal approach and transparency, though some find the process takes patience.
Belong Lending specializes in guiding clients through the mortgage process with clear communication and attentive service. The team handles everything from application to closing, addressing questions promptly and keeping customers informed. While the process is generally smooth, some clients note it moves quickly, requiring timely responses.
Hard Money Global specializes in financial solutions for both domestic and international investors, with a strong focus on assisting foreign clients. The team offers mortgage brokerage services that often involve securing cash-out financing and closing deals others might hesitate to handle. Customers appreciate clear communication and a smooth process, though some find the approach… more...
Hard Money Global specializes in financial solutions for both domestic and international investors, with a strong focus on assisting foreign clients. The team offers mortgage brokerage services that often involve securing cash-out financing and closing deals others might hesitate to handle. Customers appreciate clear communication and a smooth process, though some find the approach straightforward and businesslike.
Midtown Home Mortgage specializes in offering wholesale pricing on a wide range of loan types, including Conventional, FHA, VA, First Time Home Buyer, and Jumbo loans. Serving clients in Michigan and Florida, the team is known for responsive communication and guiding borrowers smoothly through home purchases and refinancing. Some customers note the process is fast and clear, with helpful… more...
Midtown Home Mortgage specializes in offering wholesale pricing on a wide range of loan types, including Conventional, FHA, VA, First Time Home Buyer, and Jumbo loans. Serving clients in Michigan and Florida, the team is known for responsive communication and guiding borrowers smoothly through home purchases and refinancing. Some customers note the process is fast and clear, with helpful explanations along the way.
Belong Lending specializes in guiding first-time homebuyers through the mortgage process with clear communication and responsive support, often beyond regular hours. The team offers mortgage pre-approvals, competitive rates, and helps clients close quickly, with many appreciating their straightforward approach and industry connections.
Lenders made 16,170 home-purchase loans in Wayne County in 2025 (average about $231,000) and denied 3,939 — 20% of decided applications, compared with 16% across Michigan, according to federal mortgage data (HMDA, CFPB). In Detroit, the median home is worth $83,900 and 34% of owners have a mortgage, paying a median $1,238 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Wayne County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | 3.7 | 1537 | Quoted per loan | (888) 452-8179 | Visit |
| 2 | Home Advantage Lending | 5.0 | 155 | — | (800) 939-3505 | Visit |
| 3 | Belong Lending l Demetris Holloway l Mortgage Loan Officer | 5.0 | 134 | — | (248) 521-0467 | Visit |
| 4 | Mino Lending Solutions | 5.0 | 122 | Quoted per loan | (866) 646-6536 | Visit |
| 5 | Mortgage Book | 5.0 | 111 | — | (313) 777-8817 | Visit |
| 6 | Belong Lending | 5.0 | 80 | Quoted per loan | (248) 325-8554 | Visit |
| 7 | Belong Lending l Jalen Scott l Mortgage Broker | 5.0 | 64 | $30 | (517) 214-2952 | Visit |
| 8 | Hard Money Global | 4.4 | 34 | Quoted per loan | (313) 772-1958 | Visit |
| 9 | Midtown Home Mortgage | 5.0 | 28 | Quoted per loan | (586) 242-2307 | Visit |
| 10 | Antoinette Gassaway - Belong Lending | 4.9 | 16 | Quoted per loan | (810) 488-0315 | — |
Lenders look at your debt-to-income ratio. Housing costs (principal and interest, property tax, homeowners insurance and mortgage insurance) should stay under about 31% of your gross monthly income, and housing plus your other monthly debts under 43%. The calculator finds the highest home price that passes both tests with your down payment, on a 30-year fixed loan.
An estimate, not a mortgage approval or pre-approval. Your credit, income type, the property and the lender all change the answer; a mortgage broker confirms your real number. Sources: Freddie Mac Primary Mortgage Market Survey (October 2026), U.S. Census Bureau American Community Survey 2024 property tax data, FHA and CFPB debt-to-income guidance.
General information, not financial advice — consult a qualified professional.