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  1. United States
  2. Best Mortgage Brokers
  3. Mortgage Brokers in Missouri
  4. St. Louis

Best Mortgage Brokers in St. Louis

St. Louis Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
4.9 4892 reviews
Owner reviewed
1 of 10 Claimed or managed by the owner
Most-offered services
Mortgage ServicesHome FinancingHome Purchase FinancingMortgage RefinancingLoan Signing Services
What customers praise
recommend×170highly recommend×93easy to work with×28great experience×22
Mortgage brokerSt. Louis, MO

1

Better Rate Mortgage - Mortgage Lender

Verified

Better Rate Mortgage is known for transparent communication and straightforward pricing, helping clients secure competitive loan rates from the start. The team specializes in conventional home loans and works closely with borrowers to keep the process smooth and timely. Customers appreciate their accessibility and clear guidance throughout the home-buying experience.

Services & Prices
Conventional Loans Quoted per loan
Home Buying Assistance Quoted per loan
Rate Comparison Quoted per loan
Pre-approval Services Quoted per loan
View Profile
(314) 361-9979
Open 8:00 AM - 8:00 PM
1118 Hampton Ave, St. Louis, MO 63139
General Services
Mortgage Services
2

USA Mortgage

Employee-owned and offering 24/7 support, USA Mortgage focuses on matching clients with competitive home loan options tailored to their financial goals. Their team guides borrowers through a clear, step-by-step process, covering a wide range of loan programs from conventional to renovation loans. Customers appreciate the responsive communication and personalized attention throughout the mortgage… more...

Employee-owned and offering 24/7 support, USA Mortgage focuses on matching clients with competitive home loan options tailored to their financial goals. Their team guides borrowers through a clear, step-by-step process, covering a wide range of loan programs from conventional to renovation loans. Customers appreciate the responsive communication and personalized attention throughout the mortgage journey.

View Profile
(314) 628-2000
Closed Now
12140 Woodcrest Executive Dr #150, St. Louis, MO 63141
3

First Integrity Team of Supreme Lending

The First Integrity Team of Supreme Lending focuses on guiding first-time homebuyers through the mortgage process with patience and clear communication. They assist clients in securing financial options and work to simplify what can be a complex experience. Customers appreciate the team's supportive approach, though the process can still be challenging at times.

View Profile
(314) 878-7900
Closed Now
1807 Park 270 Dr Ste. 265, St. Louis, MO 63146
4

Golden Oak Lending

Golden Oak Lending focuses on clear communication and support throughout the mortgage process, often assisting repeat clients with refinancing and home purchases. The team handles loan details promptly and keeps customers informed, though some have noted unwanted mailings. Many appreciate their professionalism and responsiveness.

Services & Prices
Home Loan Refinancing Quoted per loan
First-Time Home Buyer Assistance Quoted per loan
View Profile
(314) 567-4653
Closed Now
11737 Administration Dr, St. Louis, MO 63146
General Services
Mortgage Services
5

Stuart's American Mortgage Corporation St. Louis

Stuart’s American Mortgage specializes in fast, customized mortgage quotes with a focus on transparency and integrity. The team handles a wide range of loans, including VA, FHA, and Jumbo mortgages, guiding clients through the process with clear communication and helpful tools. Customers appreciate their responsiveness and straightforward approach, though quick closings can sometimes feel a bit… more...

Stuart’s American Mortgage specializes in fast, customized mortgage quotes with a focus on transparency and integrity. The team handles a wide range of loans, including VA, FHA, and Jumbo mortgages, guiding clients through the process with clear communication and helpful tools. Customers appreciate their responsiveness and straightforward approach, though quick closings can sometimes feel a bit intense.

Services & Prices
Conventional Loan Quoted per loan
VA Loan Quoted per loan
FHA Loan Quoted per loan
Rate and Term Refinance Quoted per loan
View Profile
(314) 423-0351
Closed Now
9520 Lackland Rd, St. Louis, MO 63114
General Services
Home Purchase Financing
Mortgage Affordability Calculator – St. LouisSee how much house you can afford in St. Louis in 30 seconds, then get pre-approved by a top-rated local mortgage broker. Check what I can afford →
Where they are 10 on the map Click a pin for the profile and directions
6

Pinnacle Real Estate Advisor Home Loans

Known for their personalized approach to finding the best loan options, Pinnacle Real Estate Advisor Home Loans helps clients navigate the mortgage process with clear communication and responsiveness. The team assists with home purchase and refinancing loans, earning praise for their friendly guidance and reliability, though some outreach practices have raised concerns.

Services & Prices
Home Purchase Loans Quoted per loan
VA Loan Refinancing Quoted per loan
Conventional Loans Quoted per loan
View Profile
(314) 497-5037
Open 00:00 - 23:59
2020 Marconi Ave, St. Louis, MO 63110
General Services
Mortgage Services
7

The Home Loan Expert

The Home Loan Expert focuses on guiding first-time homebuyers through the mortgage process, offering personalized support and quick financing when needed. Their team is responsive to questions and willing to accommodate tight deadlines, though some customers have noted inconsistent communication and concerns about marketing claims.

Services & Prices
First-Time Home Buyers Financing Quoted per loan
Mortgage Refinancing Quoted per loan
VA Loan Services Quoted per loan
View Profile
(314) 781-9700
Open 7:00 AM - 10:00 PM
1600 S Brentwood Blvd #700, St. Louis, MO 63144
General Services
Mortgage Services
8

Mortgage Solutions of St. Louis

Mortgage Solutions of St. Louis combines a financial expertise background with in-house processing to offer timely home loan closings and competitive rates. They assist with purchase and refinance loans, including specialized Physician Loans, serving clients in Missouri and Illinois. Customers often note clear communication and personalized support, though some have experienced occasional delays… more...

Mortgage Solutions of St. Louis combines a financial expertise background with in-house processing to offer timely home loan closings and competitive rates. They assist with purchase and refinance loans, including specialized Physician Loans, serving clients in Missouri and Illinois. Customers often note clear communication and personalized support, though some have experienced occasional delays in initial responsiveness.

Services & Prices
Mortgage Pre-Approval Quoted per loan
Rate Locking Quoted per loan
Refinancing Assistance Quoted per loan
View Profile
(314) 963-9648
Closed Now
9849 Manchester Rd, St. Louis, MO 63119
General Services
Mortgage Services
9

Nichols & Co. Mortgage Advisors

Nichols & Co. Mortgage Advisors offers a personalized mortgage experience with direct, hands-on service from a seasoned expert who manages each loan from start to finish. Specializing in mortgage origination, the team guides clients clearly through every step, earning praise for smooth communication and a stress-free process.

Services & Prices
Home Buying Assistance Quoted per loan
Refinancing Services Quoted per loan
Loan Pre-approval Quoted per loan
View Profile
(314) 789-8999
Open 00:00 - 23:59
4303 McPherson Ave, St. Louis, MO 63108
General Services
Mortgage Services
10

Guild Mortgage Company

Guild Mortgage has been helping homebuyers since 1960, offering a broad range of mortgage options including VA, USDA, and renovation loans. Customers appreciate the team’s clear communication and personalized guidance throughout the process, though some have noted concerns about billing errors and response times during recent issues.

View Profile
(314) 353-3000
Closed Now
4643 Gravois Ave, St. Louis, MO 63116

St. Louis Mortgage Statistics

Home-purchase lending in St Louis County and home costs in St. Louis, MO (latest HMDA and Census data)

Lenders made 11,754 home-purchase loans in St Louis County in 2025 (average about $316,000) and denied 1,089 — 8% of decided applications, compared with 11% across Missouri, according to federal mortgage data (HMDA, CFPB). In St. Louis, the median home is worth $197,500 and 62% of owners have a mortgage, paying a median $1,487 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
11,754▼ 1%11,861 in 2024
Denial rate
8%MO 11%
Median home value
$197,500MO $230,300
Monthly cost with a mortgage
$1,487median · MO $1,524
Refinance loans made (St Louis County, 2025)
7,059 · 5,241 in 2024
Home-improvement loans made (2025)
2,220
Average home-purchase loan
$316,000 (MO $279,000)
Owners with a mortgage
62% · 23% of them spend 30%+ of income on housing
Median household income
$56,160 (MO $70,702)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in St Louis County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

St. Louis Mortgage Brokers stats: 10 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Better Rate Mortgage - Mortgage Lender 5.0 440 Quoted per loan (314) 361-9979 Visit
2 USA Mortgage 4.9 1939 — (314) 628-2000 Visit
3 First Integrity Team of Supreme Lending 5.0 948 — (314) 878-7900 Visit
4 Golden Oak Lending 4.9 726 Quoted per loan (314) 567-4653 Visit
5 Stuart's American Mortgage Corporation St. Louis 4.9 387 Quoted per loan (314) 423-0351 Visit
6 Pinnacle Real Estate Advisor Home Loans 5.0 165 Quoted per loan (314) 497-5037 Visit
7 The Home Loan Expert 4.4 158 Quoted per loan (314) 781-9700 Visit
8 Mortgage Solutions of St. Louis 4.8 66 Quoted per loan (314) 963-9648 Visit
9 Nichols & Co. Mortgage Advisors 5.0 38 Quoted per loan (314) 789-8999 Visit
10 Guild Mortgage Company 4.8 25 — (314) 353-3000 Visit

Frequently asked questions

9 questions
What does a mortgage broker do?
A mortgage broker connects borrowers with lenders, helping find suitable loan options and managing the application process. They do not lend money themselves.
How do I choose the best mortgage broker in St. Louis?
Consider verified reviews, ratings, review volume, and whether the broker has claimed their profile. TrustAnalytica ranks brokers using these factors for transparency.
Are free consultations common with mortgage brokers?
Yes, many mortgage brokers offer free consultations to discuss your needs and potential loan options.
What questions should I ask a mortgage broker before hiring?
Ask about their fees, loan options, experience, and how they communicate throughout the process. Clarify any costs involved.
Do I need a mortgage broker in Missouri?
A mortgage broker is not required, but they can simplify the loan process and offer access to multiple lenders.
How long does the mortgage process take with a broker?
The process typically takes 30 to 45 days, but it can vary based on individual circumstances and lender efficiency.
How do mortgage broker fees work in St. Louis?
Mortgage brokers usually earn a commission from the lender, which may be a percentage of the loan amount. Discuss fees upfront.
What services do mortgage brokers provide?
They offer loan comparisons, application assistance, and negotiation with lenders, aiming to find favorable terms for clients.
What are the benefits of using a mortgage broker in St. Louis?
Brokers provide access to multiple lenders, potentially better rates, and guidance through the complex loan process.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for St. Louis is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in St. Louis are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in St. Louis.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in St. Louis, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in St. Louis.

5

AI Search Visibility

Every mortgage broker listing in St. Louis is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.