Employee-owned and offering 24/7 support, USA Mortgage focuses on matching clients with competitive home loan options tailored to their financial goals. Their team guides borrowers through a clear, step-by-step process, covering a wide range of loan programs from conventional to renovation loans. Customers appreciate the responsive communication and personalized attention throughout the mortgage… more...
Employee-owned and offering 24/7 support, USA Mortgage focuses on matching clients with competitive home loan options tailored to their financial goals. Their team guides borrowers through a clear, step-by-step process, covering a wide range of loan programs from conventional to renovation loans. Customers appreciate the responsive communication and personalized attention throughout the mortgage journey.
The First Integrity Team of Supreme Lending focuses on guiding first-time homebuyers through the mortgage process with patience and clear communication. They assist clients in securing financial options and work to simplify what can be a complex experience. Customers appreciate the team's supportive approach, though the process can still be challenging at times.
Golden Oak Lending focuses on clear communication and support throughout the mortgage process, often assisting repeat clients with refinancing and home purchases. The team handles loan details promptly and keeps customers informed, though some have noted unwanted mailings. Many appreciate their professionalism and responsiveness.
Better Rate Mortgage is known for transparent communication and straightforward pricing, helping clients secure competitive loan rates from the start. The team specializes in conventional home loans and works closely with borrowers to keep the process smooth and timely. Customers appreciate their accessibility and clear guidance throughout the home-buying experience.
Stuart’s American Mortgage specializes in fast, customized mortgage quotes with a focus on transparency and integrity. The team handles a wide range of loans, including VA, FHA, and Jumbo mortgages, guiding clients through the process with clear communication and helpful tools. Customers appreciate their responsiveness and straightforward approach, though quick closings can sometimes feel a bit… more...
Stuart’s American Mortgage specializes in fast, customized mortgage quotes with a focus on transparency and integrity. The team handles a wide range of loans, including VA, FHA, and Jumbo mortgages, guiding clients through the process with clear communication and helpful tools. Customers appreciate their responsiveness and straightforward approach, though quick closings can sometimes feel a bit intense.
Known for their personalized approach to finding the best loan options, Pinnacle Real Estate Advisor Home Loans helps clients navigate the mortgage process with clear communication and responsiveness. The team assists with home purchase and refinancing loans, earning praise for their friendly guidance and reliability, though some outreach practices have raised concerns.
The Home Loan Expert focuses on guiding first-time homebuyers through the mortgage process, offering personalized support and quick financing when needed. Their team is responsive to questions and willing to accommodate tight deadlines, though some customers have noted inconsistent communication and concerns about marketing claims.
Mortgage Solutions of St. Louis combines a financial expertise background with in-house processing to offer timely home loan closings and competitive rates. They assist with purchase and refinance loans, including specialized Physician Loans, serving clients in Missouri and Illinois. Customers often note clear communication and personalized support, though some have experienced occasional delays… more...
Mortgage Solutions of St. Louis combines a financial expertise background with in-house processing to offer timely home loan closings and competitive rates. They assist with purchase and refinance loans, including specialized Physician Loans, serving clients in Missouri and Illinois. Customers often note clear communication and personalized support, though some have experienced occasional delays in initial responsiveness.
Nichols & Co. Mortgage Advisors offers a personalized mortgage experience with direct, hands-on service from a seasoned expert who manages each loan from start to finish. Specializing in mortgage origination, the team guides clients clearly through every step, earning praise for smooth communication and a stress-free process.
Guild Mortgage has been helping homebuyers since 1960, offering a broad range of mortgage options including VA, USDA, and renovation loans. Customers appreciate the team’s clear communication and personalized guidance throughout the process, though some have noted concerns about billing errors and response times during recent issues.
Lenders made 11,754 home-purchase loans in St Louis County in 2025 (average about $316,000) and denied 1,089 — 8% of decided applications, compared with 11% across Missouri, according to federal mortgage data (HMDA, CFPB). In St. Louis, the median home is worth $197,500 and 62% of owners have a mortgage, paying a median $1,487 a month (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in St Louis County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | USA Mortgage | 4.9 | 1939 | — | (314) 628-2000 | Visit |
| 2 | First Integrity Team of Supreme Lending | 5.0 | 948 | — | (314) 878-7900 | Visit |
| 3 | Golden Oak Lending | 4.9 | 726 | $50 | (314) 567-4653 | Visit |
| 4 | Better Rate Mortgage - Mortgage Lender | 5.0 | 439 | $50 | (314) 361-9979 | Visit |
| 5 | Stuart's American Mortgage Corporation St. Louis | 4.9 | 387 | $100 | (314) 423-0351 | Visit |
| 6 | Pinnacle Real Estate Advisor Home Loans | 5.0 | 165 | $50 | (314) 497-5037 | Visit |
| 7 | The Home Loan Expert | 4.4 | 158 | $50 | (314) 781-9700 | Visit |
| 8 | Mortgage Solutions of St. Louis | 4.8 | 66 | $30 | (314) 963-9648 | Visit |
| 9 | Nichols & Co. Mortgage Advisors | 5.0 | 38 | $100 | (314) 789-8999 | Visit |
| 10 | Guild Mortgage Company | 4.8 | 25 | — | (314) 353-3000 | Visit |
General information, not financial advice — consult a qualified professional.
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