Denied, cut off or offered a buyout? Estimate your back pay, future benefits and a typical lump-sum settlement. Free, instant, no sign-up.
Updated · lawyer rankings recalculated
Individual policies can cap the monthly benefit or end at a different age. Check your policy schedule.
Enter your monthly benefit, or your salary.
The 2026 average is about $1,630 a month.
Count from when benefits stopped (or should have started) until today.
Enter your age (18 or older, below the age benefits end).
Cofman & Townsley, L.L.P.Verified
4.9 · 360 reviews · Disability claims
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Parmele Law Firm, P.C.
4.8 · 100 reviews · Disability claims
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The Law Offices of Roderick C. White
4.0 · 114 reviews · Disability claims
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General estimate only, not legal or tax advice. No attorney–client relationship is created.
Ranked by TrustAnalytica from verified reviews · see the full Top 10 list →
Cofman & Townsley, L.L.P. focuses on personal injury cases, handling each with thorough preparation as if going to trial. Their team assists clients with injuries from accidents or medical malpractice, offering 24/7 availability and clear communication throughout the process. Some clients note the firm’s strong advocacy and hands-on approach.
Parmele Law Firm, P.C. focuses on helping individuals and families secure Social Security disability benefits across Missouri, Kansas, and Oklahoma. The team assists with online applications to streamline the process and provide support from the start. Clients appreciate their clear communication and compassionate approach throughout each case.
Specializing in disability and personal injury law across multiple states, the Law Offices of Roderick C. White assist clients with social security disability claims and accident-related cases. The team is known for clear communication and support throughout the process, though some clients note the firm’s direct approach may feel brisk.
Gallagher Davis LLP focuses on representing clients dealing with catastrophic injuries and insurance disputes, including personal injury and wrongful death cases. The team guides clients through complex claims involving medical malpractice, auto accidents, and product liability, with a straightforward approach that clients appreciate for clear communication and genuine support. Some find the… more...
Gallagher Davis LLP focuses on representing clients dealing with catastrophic injuries and insurance disputes, including personal injury and wrongful death cases. The team guides clients through complex claims involving medical malpractice, auto accidents, and product liability, with a straightforward approach that clients appreciate for clear communication and genuine support. Some find the process demanding, but the firm remains responsive and thorough throughout.
Mogab & Hughes Attorneys, P.C. has been representing accident victims and handling Social Security Disability cases in St. Louis since 1963. Their team assists with personal injury claims including car and truck accidents, workers’ compensation, and medical malpractice. Clients appreciate their thorough communication and persistent advocacy throughout often complex cases.
With nearly 50 years of legal and military experience, Alan E. DeWoskin, P.C. focuses on helping clients secure Social Security Disability benefits, including those whose initial claims were denied. The firm guides clients through each step with clear explanations, though some note that fees and communication can be a concern.
Specializing in workers' compensation and auto accident cases, the Law Offices of Patrick O'Brien assist clients who have suffered injuries on the job or in vehicle collisions. The team handles complex claims and court proceedings, with some clients appreciating their courtroom expertise and thorough case preparation, though a few have noted communication challenges.
Most workers who are injured while on the job usually recover and return to work. There are cases where the injury may be so severe that the worker is unable to work again. These claims will be denied by insurance companies and may limit or deny benefits. Many total disability cases have been handled by the Swaney Law Firm. If you face the possibility of becoming totally disabled, it is important… more...
Most workers who are injured while on the job usually recover and return to work. There are cases where the injury may be so severe that the worker is unable to work again. These claims will be denied by insurance companies and may limit or deny benefits. Many total disability cases have been handled by the Swaney Law Firm. If you face the possibility of becoming totally disabled, it is important to have serious legal representation. Our experienced attorneys can provide the legal advice you require. Call us for a complimentary consultation. Permanent disability resulting from an accident can result in compensation for employees. Section 287.190 lists the body parts covered and provides maximum compensation. "Chart No. "Chart No. Permanent partial disability is when an employee can return to work after sustaining a permanent injury. Permanent total disability is when an employee cannot work on the open labor market. Permanent partial disability cases will have a disagreement over the "percentage" of disability. It is not difficult to determine the percentage of disability. This can be done by analyzing the evidence and projecting the result of any potential trials. A lot of times, the doctor at an insurance company will grossly underestimate how much disability an employee has sustained. Any settlement reached will likely be minimal if there is no evidence to challenge the doctor of the insurance company. To challenge an insurance company doctor, experienced work comp lawyers will conduct an independent exam. If your injury has been incorrectly diagnosed, your disability may be underestimated.
With decades of experience advocating for people with disabilities and civil rights, Kennedy Hunt, P.C. focuses on protecting clients from discrimination and ensuring equal treatment under the law. The team handles cases involving disability benefits, workplace rights, and government protections. Some clients have noted mixed experiences with initial communication.
Experience and a track record of success are the best things to have when you're looking for social security disability attorneys in Belleville, IL. Dixon & Johnston Law Office's team has been helping clients for many decades with social security disability issues. They also offer other legal services. Our lawyers will help you to find the most effective legal solutions for your debt relief… more...
Experience and a track record of success are the best things to have when you're looking for social security disability attorneys in Belleville, IL. Dixon & Johnston Law Office's team has been helping clients for many decades with social security disability issues. They also offer other legal services. Our lawyers will help you to find the most effective legal solutions for your debt relief, whether it's bankruptcy or other forms of debt. Financial troubles can be caused by a disability or overwhelming debt following a job loss or piles of bills after the death or divorce of a spouse. We have extensive experience in a wide range of legal issues and can help you understand all aspects to get the best outcome. Our reputation and in-depth knowledge as social security disability and bankruptcy lawyers can be trusted.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | Cofman & Townsley, L.L.P. | 4.9 | 360 | $500 | (314) 621-2005 | Visit |
| 2 | Parmele Law Firm, P.C. | 4.8 | 100 | $200 | (866) 889-2570 | Visit |
| 3 | The Law Offices of Roderick C. White | 4.0 | 114 | $1,000 | (855) 446-8968 | Visit |
| 4 | Gallagher Davis LLP - Gallagher Timothy J | 5.0 | 27 | $1,000 | (314) 725-1780 | Visit |
| 5 | Mogab & Hughes Attorneys, P.C. | 5.0 | 17 | $300 | (314) 241-4477 | Visit |
| 6 | Alan E. DeWoskin, P.C. | 3.6 | 12 | $200 | (314) 925-0242 | Visit |
| 7 | Law Offices of Patrick O'Brien | 4.2 | 5 | — | (314) 330-9390 | Visit |
| 8 | Jeffrey R. Swaney, PC | 5.0 | 4 | — | (314) 678-1180 | Visit |
| 9 | Kennedy Hunt, P.C. | 3.3 | 6 | — | (314) 872-9041 | Visit |
| 10 | Dixon & Johnston | 5.0 | 2 | — | (314) 863-4234 | Visit |
This calculator adds two numbers. Back pay is the monthly benefit your policy should have paid (capped at the policy maximum if it has one, less any SSDI or workers' comp offset) multiplied by the months it has been unpaid. Benefits only start after your policy's waiting (elimination) period, so count unpaid months from the end of that period. Future benefits are the same monthly amount until your policy's end age (usually 65), converted to today's value with a discount rate. Insurers rarely pay the full future value in a lump sum, so the estimate also shows the range buyouts typically land in, which depends on whether you are still being paid, were cut off, or were denied from the start. If your benefit is taxable, it also shows roughly what you keep each month after tax.
General information about Missouri disability insurance law, not legal or tax advice. The estimate is not a guarantee: your policy wording, medical evidence, offsets and the insurer's position all change the answer. A disability lawyer can tell you how these rules apply to you.
General information, not legal advice — consult a licensed Missouri attorney.