DHL Mortgage specializes in renovation loans that cover both home purchase and remodeling costs, with funds held in an interest-earning account until renovations are complete. The team guides customers through the loan process with clear communication and attentive support, making it a smooth experience even for first-time buyers. Some clients note occasional challenges, but overall appreciate… more...
DHL Mortgage specializes in renovation loans that cover both home purchase and remodeling costs, with funds held in an interest-earning account until renovations are complete. The team guides customers through the loan process with clear communication and attentive support, making it a smooth experience even for first-time buyers. Some clients note occasional challenges, but overall appreciate the efficiency and care provided.
Amerifirst Home Mortgage specializes in helping first-time homebuyers secure loans, including renovation financing like FHA 203(k) loans for major repairs and improvements. Their team offers conventional loans and down payment assistance, with clients appreciating their responsiveness and support, though some note occasional underwriting delays close to closing.
Oak Capital Mortgage offers a concierge-style approach to home financing, guiding clients through buying, refinancing, and renovation loans with clear communication and attentive support. Their team assists with HomeStyle Renovation loans that cover repairs, energy upgrades, and more, helping customers turn houses into homes. Many appreciate their responsiveness and ease throughout the process.
PrimeLending connects borrowers with a wide range of loan options, including renovation loans that combine financing and remodeling costs into one payment. The team is known for clear communication and thorough guidance throughout the mortgage process. Customers appreciate their responsiveness and the ease they bring to what can be a complex experience.
American Financial Network, Inc. specializes in mortgage lending with a focus on renovation loans that help finance home improvements and build equity. Their team works with builders, real estate agents, and homebuyers nationwide, offering streamlined processes and clear communication. Customers appreciate their responsiveness and professional support throughout the lending experience.
Fairway Independent Mortgage Corporation specializes in renovation loans that combine your mortgage with home improvement costs, helping you finance repairs and upgrades in one step. Their team guides clients through various financing options, often praised for clear communication and responsiveness—even on weekends. Some customers note paperwork can be extensive, but support tools help keep the… more...
Fairway Independent Mortgage Corporation specializes in renovation loans that combine your mortgage with home improvement costs, helping you finance repairs and upgrades in one step. Their team guides clients through various financing options, often praised for clear communication and responsiveness—even on weekends. Some customers note paperwork can be extensive, but support tools help keep the process organized.
CMG Home Loans specializes in renovation loans like the FHA203(k), which combines home purchase or refinance with renovation costs into a single mortgage. Their team offers personalized guidance throughout the process, with many customers appreciating clear communication and support from start to finish. Some find the paperwork detailed but manageable with their help.
Guild Mortgage specializes in renovation loans that let you combine home purchase or refinance costs with remodeling expenses, making improvements more manageable over time. Their team connects borrowers with specialists and allows choosing preferred contractors. Customers appreciate the knowledgeable and responsive service, though some note occasional communication issues during the process.
Lenders made 2,596 home-improvement loans in Mecklenburg County in 2025 (average about $171,000) and denied 1,638 — 39% of decided applications, compared with 39% across North Carolina, according to federal mortgage data (HMDA, CFPB). The typical home in Charlotte was built in 1995 and is worth $385,700 (Census ACS 2020–2024).
Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Mecklenburg County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.
| # | Business | Rating | Reviews | Starting price | Phone | Website |
|---|---|---|---|---|---|---|
| 1 | DHL Mortgage | 5.0 | 100 | $50 | (704) 930-7830 | Visit |
| 2 | Amerifirst Home Mortgage - Charlotte | 4.8 | 78 | $50 | (877) 846-4968 | Visit |
| 3 | Oak Capital Mortgage | 5.0 | 34 | $100 | (704) 275-8175 | Visit |
| 4 | Casey Burns, Mortgage Lender with PrimeLending | 5.0 | 30 | $100 | (919) 710-1864 | Visit |
| 5 | American Financial Network, Inc. | 5.0 | 29 | $50 | (704) 405-9080 | Visit |
| 6 | Blaire Laudermilk | Fairway Independent Mortgage Corporation Loan Officer | 5.0 | 19 | $50 | (704) 773-0951 | Visit |
| 7 | Stacey Duncan - CMG Home Loans Mortgage Loan Officer | 5.0 | 11 | $10 | (704) 231-2987 | Visit |
| 8 | Guild Mortgage Company | 3.4 | 5 | $30 | (980) 237-9965 | Visit |
General information, not financial advice — consult a qualified professional.
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