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  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in North Carolina
  4. Fayetteville

Top Mortgage Brokers In Fayetteville

Fayetteville Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
4.9 896 reviews
Typical service price
$300 – $1,000 Median of 16 priced services
Most-offered services
Mortgage ServicesLoan ConsultationCustomer SupportHome InsuranceReal Estate Services
What customers praise
recommend×12highly recommend×6very professional×4absolutely amazing×2
Mortgage brokerFayetteville, NC

1

Veterans United Home Loans Fayetteville

Specializing exclusively in VA home loans, Veterans United Home Loans Fayetteville helps military members and their families navigate VA purchase and refinance options with competitive rates and no down payment requirements. The team is praised for clear communication and a straightforward online process, though some clients note the detailed documentation needed.

Services & Prices
VA Loan Assistance $0 - $500
Conventional Loan Assistance $0 - $500
FHA Loan Assistance $0 - $500
Homeowner's Insurance $300 - $700
View Profile
(910) 867-8003
Open 8:30 AM - 5:00 PM
4129 Raeford Rd Ste 103, Fayetteville, NC 28304
General Services
Mortgage Services
2

Union Home Mortgage

Union Home Mortgage offers a straightforward mortgage process with clear communication throughout. The team assists with various home loan options and is appreciated for making the experience smooth and direct. Some customers note the process can take time, but overall the service is friendly and helpful.

View Profile
(910) 920-9499
Open 9:00 AM - 5:00 PM
6920A Cliffdale Rd, Fayetteville, NC 28314
3

Carolina Home Mortgage NMLS 45212

Carolina Home Mortgage, licensed under NMLS 45212, has been connecting borrowers with multiple lenders since 2000, offering a variety of loan options including FHA, VA, USDA, and conventional mortgages. Clients appreciate the team’s clear communication and responsiveness, though the broker model means they do not lend directly but help find competitive mortgage solutions.

Services & Prices
First-Time Homebuyer Assistance $1500 - $3000
Home Loan Refinancing $1000 - $2500
Pre-Approval Services $300 - $800
Rate Comparison and Analysis $50 - $150
View Profile
(910) 658-5189
Open 8:00 AM - 7:00 PM
324 N McPherson Church Rd, Fayetteville, NC 28303
General Services
Mortgage Brokerage
4

Janiece R Brewer | Element Home Loans Branch Manager/Sr Loan Officer

Element Home Loans specializes in guiding borrowers through purchasing and refinancing with a streamlined online application linked to established mortgage programs. The team is known for clear communication and support throughout the loan process, helping to reduce stress for first-time and experienced buyers alike. Some program details may vary, so applicants are encouraged to check eligibility… more...

Element Home Loans specializes in guiding borrowers through purchasing and refinancing with a streamlined online application linked to established mortgage programs. The team is known for clear communication and support throughout the loan process, helping to reduce stress for first-time and experienced buyers alike. Some program details may vary, so applicants are encouraged to check eligibility directly.

View Profile
(910) 489-3342
Open 9:00 AM - 5:00 PM
4140 Ferncreek Dr #701, Fayetteville, NC 28314
5

Southern Trust Mortgage - Fayetteville, NC

Known for its award-winning service and clear communication, Southern Trust Mortgage offers a variety of loan options including USDA, FHA, VA, and conventional mortgages. The team works closely with clients to simplify the homebuying process, providing steady updates and patient guidance from application through closing.

View Profile
(910) 429-0181
Open 8:00 AM - 6:00 PM
4187 Sycamore Dairy Rd Suite1, Fayetteville, NC 28303
Where they are 10 on the map Click a pin for the profile and directions
6

Guild Mortgage - JR Williams

Guild Mortgage - JR Williams is known for providing fast, clear mortgage financing, especially helpful for clients working on tight timelines. The team handles all the background details smoothly and communicates clearly throughout the process. Customers appreciate their professionalism and the ease they bring to home financing.

View Profile
(910) 557-9661
Open 8:00 AM - 5:00 PM
2533 Raeford Rd Ste C, Fayetteville, NC 28305
7

ALCOVA Mortgage | Fayetteville, NC

ALCOVA Mortgage holds an A+ rating from the Better Business Bureau, reflecting its focus on trustworthy and ethical lending. The team assists with home purchases, refinancing, and offers online tools to simplify the mortgage process. Clients appreciate the clear communication and responsiveness throughout their experience.

View Profile
(910) 973-0713
Open 9:00 AM - 5:00 PM
921 S McPherson Church Rd Ste B, Fayetteville, NC 28303
8

PrimeLending, A PlainsCapital Company - Fayetteville

Known for its quick and responsive service, PrimeLending offers a variety of mortgage options including home purchases, refinancing, and renovation loans. The team provides personalized support throughout the process, helping clients navigate unique situations with local market knowledge. Customers appreciate their clear communication and efficient closings.

Services & Prices
Fixed Rate Mortgage $2500 - $5000
Adjustable Rate Mortgage $2000 - $4500
FHA Loan $2000 - $4000
Rate and Term Refinance $1500 - $3500
View Profile
(910) 758-7367
Open 8:30 AM - 5:00 PM
2944 Breezewood Ave STE 201, Fayetteville, NC 28303
General Services
Home Purchase Financing
9

Premier Capital Mortgage LLC

Founded by a military veteran, Premier Capital Mortgage offers a range of loan options including Conventional, VA, FHA, and USDA programs. Their multilingual team guides clients through a clear, patient mortgage process, often noted for professionalism and strong communication. Some clients mention the process can feel detailed but appreciate the thorough support.

Services & Prices
Home Purchase Loans $2000 - $5000
Refinancing Loans $1500 - $4000
FHA Loans $2500 - $6000
Application Assistance $500 - $1000
View Profile
(910) 603-4269
Open 8:30 AM - 5:00 PM
588 Executive Pl #202, Fayetteville, NC 28305
General Services
Mortgage Services
10

Guild Mortgage - Melissa Mckinney

Guild Mortgage - Melissa Mckinney focuses on helping clients secure home loans with clear communication and patient guidance. The team assists with various mortgage needs, providing detailed answers and support throughout the process. Customers appreciate their kindness and responsiveness, making the experience smoother for first-time and returning buyers alike.

View Profile
(910) 987-0567
Open 8:00 AM - 8:00 PM
2533 Raeford Rd Ste C, Fayetteville, NC 28305

Fayetteville Mortgage Statistics

Home-purchase lending in Cumberland County and home costs in Fayetteville, NC (latest HMDA and Census data)

Lenders made 4,299 home-purchase loans in Cumberland County in 2025 (average about $285,000) and denied 740 — 15% of decided applications, compared with 14% across North Carolina, according to federal mortgage data (HMDA, CFPB). In Fayetteville, the median home is worth $188,000 and 64% of owners have a mortgage, paying a median $1,462 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
4,299▼ 11%4,817 in 2024
Denial rate
15%NC 14%
Median home value
$188,000NC $288,900
Monthly cost with a mortgage
$1,462median · NC $1,631
Refinance loans made (Cumberland County, 2025)
3,204 · 2,546 in 2024
Home-improvement loans made (2025)
382
Average home-purchase loan
$285,000 (NC $369,000)
Owners with a mortgage
64% · 31% of them spend 30%+ of income on housing
Median household income
$58,407 (NC $72,388)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Cumberland County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

8 questions
What does a mortgage broker do?
A mortgage broker helps clients find and secure the best home loan options by comparing offers from various lenders, handling paperwork, and guiding through the process.
How do I choose the best mortgage broker in Fayetteville?
Consider brokers with high verified reviews, claimed profiles, and strong ratings. TrustAnalytica ranks based on reviews, rating volume, and profile claims for transparency.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, lender relationships, fees, loan options, and how they communicate throughout the process to ensure they meet your needs.
Are free consultations common with mortgage brokers in Fayetteville?
Yes, many mortgage brokers offer free consultations to discuss your needs and explain their services before you commit.
Do I need a mortgage broker to buy a home in North Carolina?
While not required, a mortgage broker can simplify the process by finding competitive rates and managing paperwork, potentially saving time and money.
How much do mortgage brokers typically charge?
Mortgage brokers usually earn a commission from lenders, ranging from 1% to 2% of the loan amount, paid at closing.
How long does the mortgage process take with a broker?
The mortgage process typically takes 30 to 45 days, depending on the complexity of the loan and the broker's efficiency.
What services do mortgage brokers in Fayetteville offer?
They offer loan comparison, application assistance, rate negotiation, and guidance through the mortgage process, tailored to local market conditions.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Fayetteville is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Fayetteville are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Fayetteville.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Fayetteville, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Fayetteville.

5

AI Search Visibility

Every mortgage broker listing in Fayetteville is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.