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Levy Law Offices for Injured and Injured Employees The Workers Compensation Act is a law which provides monetary and medical benefits for employees who are injured at work. Under the North Carolina Workers' Compensation Act, there are two different types of claims for workers' compensation, which are injury by accident (workplace injuries) and occupational disease. Injury by Accident A claim for injury by accident is filed when an identifiable and specific accident occurs at your workplace while performing job duties. The injury must have occurred in the scope and course of employment. The workplace injury was caused by a clearly identifiable, specific event. Back injuries are exempt from the requirement of an identifiable event. Workers' compensation benefits are available even when the injury occurred on the job and was caused by you. Chapter 7 Bankruptcy: AKA a “Straight Bankruptcy” or a “Liquidation Bankruptcy The legal process of bankruptcy allows individuals or businesses to eliminate debts and restructure them. US Bankruptcy Code was designed to give honest people a fresh start, free of unmanageable debts. Individuals can file three different types of bankruptcy: Chapter 7, Chapter 13, and Chapter 11. Our team represents clients that file Chapter 7 or Chapter 13 bankruptcy. In order to it is likely that you may qualify for Chapter 7 relief, an individual must establish that they cannot pay their debts through the mean's test. The Chapter 7 Relief page on this website describes all requirements for Chapter 7 relief.