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  1. United States
  2. TOP Home Renovation Loan Companies
  3. Home Renovation Loan Companies in New Jersey
  4. Paterson

Top Home Renovation Loan Companies In Paterson

5 in Paterson · 25 nearby
Paterson Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
5 +25 nearby
Average rating
4.8 353 reviews
Most-offered services
Loan ServicesCredit ServicesCash Advances
What customers praise
great customer service×4helped me×3recommend×3affordable×2
Renovation loansPaterson, NJ

1

Oportun

Oportun ranks in the top ten because of its unwavering commitment to financial inclusion. Through personal loans and credit-building products, Oportun serves the underserved communities in the United States, for which it has been providing ethical lending for over a decade now. Oportun’s customer service consistently receives high praise, especially Daniela, for her patience, transparency, and… more...

Oportun ranks in the top ten because of its unwavering commitment to financial inclusion. Through personal loans and credit-building products, Oportun serves the underserved communities in the United States, for which it has been providing ethical lending for over a decade now. Oportun’s customer service consistently receives high praise, especially Daniela, for her patience, transparency, and tailored solutions. Because of the company’s trustworthiness and commitment to clarity, the positive social implications of its data-driven underwriting, and community development, those factors make Oportun an outstanding provider of loan solutions.

Services & Prices
Personal Loans Quoted per loan
Auto Loans Quoted per loan
Home Equity Loans Quoted per loan
Personal Loan Application Quoted per loan
View Profile
(866) 488-6090
Closed Now
185 Main St, Paterson, NJ 07505
General Services
Loan Services
2

1F Cash Advance

1F Cash Advance is among the top 10 on the list due to its straightforward services and customer-friendly process. Several reviewers applaud the platform's transparency, highlighting that it doesn't employ any shady tricks or offers fake guarantees. Others comment about the efficiency and ease of the loan request process, stating that there are no cumbersome calls or spam involved. The chatbot or… more...

1F Cash Advance is among the top 10 on the list due to its straightforward services and customer-friendly process. Several reviewers applaud the platform's transparency, highlighting that it doesn't employ any shady tricks or offers fake guarantees. Others comment about the efficiency and ease of the loan request process, stating that there are no cumbersome calls or spam involved. The chatbot or automated responses made it easy to apply and trust the service. Conversely, one reviewer points out the inability to reach a live customer service representative, making it difficult for some clients to ask questions and get help. The company's digital strategy adds to its appeal by making the loan application easier and allowing users to finalize everything from home. This ease of access, fast help, and honest operations make it a top choice for cash advances.

Services & Prices
Short-Term Cash Advance Quoted per loan
Instant Payday Loan Quoted per loan
Installment Loan Quoted per loan
Personal Loan Quoted per loan
View Profile
(973) 545-7678
Closed Now
645 E 19th St, Paterson, NJ 07514
General Services
Cash Advances
3

Primo Personal Loans

Primo Personal Loans is named to the top ten list due to its customer service, loan processing speed, and repayment flexibility. Reviews highlight Mitchell’s ability to present loan details clearly, which assures customers understand their commitments. Many customers appreciate the fast loan approval and funding, which helps meet urgent financial needs. The company also offers long-term… more...

Primo Personal Loans is named to the top ten list due to its customer service, loan processing speed, and repayment flexibility. Reviews highlight Mitchell’s ability to present loan details clearly, which assures customers understand their commitments. Many customers appreciate the fast loan approval and funding, which helps meet urgent financial needs. The company also offers long-term installment loans that come with an extended repayment plan, making monthly payments manageable and stress-free for borrowers. Lastly, it provides financing options without credit checks, which makes acquisition easier for people with poor ratings.

Services & Prices
Installment Loans Quoted per loan
In-House Financing Quoted per loan
Fast Cash Loans Quoted per loan
View Profile
(862) 416-1907
Open 7:00 AM - 8:00 PM
1078 Main St #105, Paterson, NJ 07503
General Services
Loan Services
4

Urban Payday Loans

Urban Payday Loans is one of the top 10 lenders. This financial service stands out because it guarantees bad credit clients instant approval. Urban Payday Loans has a quick loan application process, guaranteeing loans for individuals with prolonged income gaps. The lending company is committed to consolidating debt so that customers can pay only a small monthly rate instead of many. Clients… more...

Urban Payday Loans is one of the top 10 lenders. This financial service stands out because it guarantees bad credit clients instant approval. Urban Payday Loans has a quick loan application process, guaranteeing loans for individuals with prolonged income gaps. The lending company is committed to consolidating debt so that customers can pay only a small monthly rate instead of many. Clients appreciate Urban Payday Loans because it simplifies the lending process. The platform's user-friendly terms and sympathetic support staff have made it a favorite among borrowers requiring funding during difficult times.

View Profile
(862) 322-6858
Open 7:00 AM - 9:00 PM
243 20th Ave, Paterson, NJ 07501
5

Chase Mortgage

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(973) 742-3060
Closed Now
1117 Main St #19, Paterson, NJ 07503
Where they are 30 on the map Click a pin for the profile and directions
6

NACA

Serves Paterson, NJ

NACA has made it to the top ten affordable housing organizations' list due to its 36 years of non-profit experience in affordable housing, relying on a character-based lending approach, and providing competitive interest rates without any down or closing costs. NACA employs numerous professionals. Clients have rated NACA as excellent due to the agile home-support and educational programs, which… more...

NACA has made it to the top ten affordable housing organizations' list due to its 36 years of non-profit experience in affordable housing, relying on a character-based lending approach, and providing competitive interest rates without any down or closing costs. NACA employs numerous professionals. Clients have rated NACA as excellent due to the agile home-support and educational programs, which make NACA's borrower's journey to ownership simple even if it requires patience. The few complaints center around program bureaucracy and its inflexible constraints. Even so, NACA efficiently serves 3 million clients to date and offers remarkable advantages to first-time low- and moderate-income homebuyers.

Services & Prices
Property Listings $0 - $5
Home Showings $20 - $30
Buyer Representation $100 - $150
View Profile
(425) 602-6222
Closed Now
60 Park Pl 8th floor, Newark, NJ 07102
General Services
Realtor Services
7

Stephen Domenick l "The Mortgage Cop" l Veteran Mortgage Advisor l Legacy Mortgage

Serves Paterson, NJ

Stephen Domenick, known as "The Mortgage Cop," is in the top ten list due to his unique and tailored services for veterans and military families, using his veteran and police experience to understand their homeownership concerns and needs. Stephen is a seasoned Chief Executive Officer at Legacy Mortgage Group and a Certified Veteran Mortgage Advisor. His commitment to transparency, education, and… more...

Stephen Domenick, known as "The Mortgage Cop," is in the top ten list due to his unique and tailored services for veterans and military families, using his veteran and police experience to understand their homeownership concerns and needs. Stephen is a seasoned Chief Executive Officer at Legacy Mortgage Group and a Certified Veteran Mortgage Advisor. His commitment to transparency, education, and client relationships and his 5-star reputation with over 336 satisfied clients highlight his professionalism, knowledge, and support during the mortgage process. Stephen's uncommon Cross-KPI approach offers active providing the right information promptly and clear communication at every stage, proving how much he cares about his customer’s prospects.

Services & Prices
Home Purchase Loan Quoted per loan
VA Home Loan Quoted per loan
Mortgage Refinancing Quoted per loan
Cash-Out Refinancing Quoted per loan
View Profile
(201) 726-0390
Closed Now
1037 US-46 Suite 101, Clifton, NJ 07013
General Services
Mortgage Services
8

Homeland Lending, LLC

Serves Paterson, NJ

Homeland Lending, LLC is one of the top ten because of its high customer satisfaction and long history. It has over two decades of experience and focuses on individualized customer service. The company provides various loan options and has a qualified team specializing in complex loans. Clients praise Homeland Lending for speedy response times, clear communication, and responsive professionals… more...

Homeland Lending, LLC is one of the top ten because of its high customer satisfaction and long history. It has over two decades of experience and focuses on individualized customer service. The company provides various loan options and has a qualified team specializing in complex loans. Clients praise Homeland Lending for speedy response times, clear communication, and responsive professionals like Matt Marovich and Marco Pimentel. The company is licensed and transparent, which helps it build trust and customer satisfaction. Positive reviews demonstrate that Homeland Lending, LLC is a reliable choice for New Jersey mortgage lending.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Loans Quoted per loan
VA Loans Quoted per loan
View Profile
(201) 808-8179
Closed Now
290 Vincent Ave 3rd Floor, Hackensack, NJ 07601
General Services
Mortgage Services
9

Heritage Financial Corporation

Serves Paterson, NJ

Heritage Financial Corporation has earned a spot in the top ten list. It has been in business in the Hudson County community for over thirty years. Heritage’s focus is premium financial services, especially for first-time homebuyers who want to create strong communities. The company gets top marks for integrity and community involvement while maintaining a 98% client satisfaction rate. Client… more...

Heritage Financial Corporation has earned a spot in the top ten list. It has been in business in the Hudson County community for over thirty years. Heritage’s focus is premium financial services, especially for first-time homebuyers who want to create strong communities. The company gets top marks for integrity and community involvement while maintaining a 98% client satisfaction rate. Client contributions are often about Dheeraj and Anjali. They highlight the team's rapid processing and incredible communication. Heritage ranks top because of its extensive experience, strong community ties, focus on clients, and competitive mortgage financing solutions.

Services & Prices
Home Loans Quoted per loan
Refinancing Quoted per loan
Mortgage Pre-Approval Quoted per loan
View Profile
(201) 876-2929
Closed Now
3478 John F. Kennedy Blvd, Jersey City, NJ 07307
General Services
Mortgage Services
10

Jason Solowsky at CMG Home Loans

Serves Paterson, NJ

Jason Solowsky from CMG Home Loans, an expert with 15 years of experience, is one of the top ten mortgage lenders. Solowsky’s outstanding performance has been recognized with over 4.9 stars on Zillow. He has made a name for himself by working hard, leading the industry with smooth transactions and unparalleled help, and ensuring that a mortgage is something a borrower feels safe to get into. He… more...

Jason Solowsky from CMG Home Loans, an expert with 15 years of experience, is one of the top ten mortgage lenders. Solowsky’s outstanding performance has been recognized with over 4.9 stars on Zillow. He has made a name for himself by working hard, leading the industry with smooth transactions and unparalleled help, and ensuring that a mortgage is something a borrower feels safe to get into. He routinely goes above and beyond, assisting clients with the complexities of mortgages, building their confidence, and ensuring they meet their needs. He delivers every time, providing the highest quality service and advice possible. His clear communication makes the experience smooth, easy, and compelling. In short, he’s the expert you want on your side.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Services Quoted per loan
Debt Consolidation Loans Quoted per loan
View Profile
(973) 943-7289
Open 5:00 AM - 10:00 PM
80 Rte 4 #370, Paramus, NJ 07652
General Services
Mortgage Brokerage
11

Ken Goffstein | Bergen Mortgage Enterprise LLC I VP Retail Lending

Serves Paterson, NJ

Ken Goffstein is ranked in the top 10 because of his consistent professionalism and supportive communication throughout home-buying engagements. For instance, clients attest that Ken is always available for questions, guiding them through the complicated process with care and dedication. Ken's consistent performance and responses instill trust, reinforcing Balk's standing as a trusted goal when… more...

Ken Goffstein is ranked in the top 10 because of his consistent professionalism and supportive communication throughout home-buying engagements. For instance, clients attest that Ken is always available for questions, guiding them through the complicated process with care and dedication. Ken's consistent performance and responses instill trust, reinforcing Balk's standing as a trusted goal when assisting clients with mortgage loans. His focus on customer service and the personalized experience they receive demonstrates that customers can be confident in their decision to work with him on big financial commitments. Therefore, the Bergen Mortgage Enterprise LLC's biggest advantage is Ken Goffstein's unwavering commitment to customers and trusted mortgage services.

Services & Prices
Pre-Approval Process Quoted per loan
Mortgage Rate Analysis Quoted per loan
Pre-Approval Services Quoted per loan
Fixed-Rate Mortgages Quoted per loan
View Profile
(201) 314-8931
Closed Now
411 Hackensack Ave Suite 200, Hackensack, NJ 07601
General Services
Loan Officer Services
12

loanDepot

Serves Paterson, NJ

loanDepot makes the top ten list due to its customer-centric services, cutting-edge technology, and commitment to transparency and ease. The company has received accolades for its digital tools which simplify the application and approval processes. Top consultants like Jonathan Coccia, Ryan Delia, and Todd have received praise for their uncompromising communication, professional expertise, and… more...

loanDepot makes the top ten list due to its customer-centric services, cutting-edge technology, and commitment to transparency and ease. The company has received accolades for its digital tools which simplify the application and approval processes. Top consultants like Jonathan Coccia, Ryan Delia, and Todd have received praise for their uncompromising communication, professional expertise, and problem-solving capabilities which means that every loan has a tailored solution. These reviews plus loanDepot’s reputation for putting customers first quickly make the company’s ethical operations, extensive loan options, and outstanding support, which makes it a top mortgage lender.

Services & Prices
Conventional Loans Quoted per loan
FHA Loans Quoted per loan
VA Loans Quoted per loan
Cash-Out Refinancing Quoted per loan
View Profile
(201) 514-7500
Closed Now
12 NJ-17 STE 105, Paramus, NJ 07652
General Services
Home Loans
13

Jayden Mehmet Guvener - CMG Home Loans

Serves Paterson, NJ

Jayden Mehmet Guvener, CMG Home Loans, in the top ten list. He has over a decade of industry experience to help first-time homebuyers, veterans, and self-employed clients. Positive client reviews mention Jayden Guvener’s communication, responsiveness, and ability to turn a complicated process into a seamless experience. He selects the best funding options for his clients, helps them navigate the… more...

Jayden Mehmet Guvener, CMG Home Loans, in the top ten list. He has over a decade of industry experience to help first-time homebuyers, veterans, and self-employed clients. Positive client reviews mention Jayden Guvener’s communication, responsiveness, and ability to turn a complicated process into a seamless experience. He selects the best funding options for his clients, helps them navigate the application process, and deletes the sticky points. He is a dedicated lender in the industry, and his commitment to client satisfaction is evident in the reviews. His finance background, client-centered approach, and community involvement make Jayden a trusted mortgage professional.

Services & Prices
Pre-Approval Quoted per loan
Closing Cost Assistance Quoted per loan
Rate Comparison Quoted per loan
View Profile
(973) 602-7177
Open 00:00 - 23:59
433 Hackensack Ave 5th Floor, Hackensack, NJ 07601
General Services
Mortgage Services
14

OneMain Financial

Serves Paterson, NJ

Technology that enables personal loans is evolving, and the onset of social media is further complicating credibility. The reviews display diverse experiences with OneMain Financial. This list is often cited as one of the ten best personal loans. It's reasonable for customers with decent credit. The pros noted in this feedback compile well, such as customer service and simplicity in the loan… more...

Technology that enables personal loans is evolving, and the onset of social media is further complicating credibility. The reviews display diverse experiences with OneMain Financial. This list is often cited as one of the ten best personal loans. It's reasonable for customers with decent credit. The pros noted in this feedback compile well, such as customer service and simplicity in the loan process. Also mentioned with caution is the risk of high-interest rates and confounding pre-approval. Before taking a loan, get educated on the terms and procedures and check OneMain Financial’s legitimacy on their website and by calling their customer service number.

Services & Prices
Secured Vehicle Loan Quoted per loan
Monthly Payment Plan Quoted per loan
Collateral Loan Evaluation Quoted per loan
Pre-Approval Quoted per loan
View Profile
(201) 246-4047
Closed Now
655 Kearny Ave #657, Kearny, NJ 07032
General Services
Vehicle Loans
15

Legacy Mortgage Group Inc

Serves Paterson, NJ

Legacy Mortgage Group Inc. is one of the top 10 mortgage companies, serving homebuyers and refinancers in PA, FL, and NJ. Their team of licensed mortgage brokers provides exceptional customer service, transparency, and personalized support leveraging years of industry experience. They simplify the process by providing a wide range of products. Brad and the Legacy Mortgage Group professionals are… more...

Legacy Mortgage Group Inc. is one of the top 10 mortgage companies, serving homebuyers and refinancers in PA, FL, and NJ. Their team of licensed mortgage brokers provides exceptional customer service, transparency, and personalized support leveraging years of industry experience. They simplify the process by providing a wide range of products. Brad and the Legacy Mortgage Group professionals are extremely knowledgeable, efficient, and dedicated, guiding clients through every step of the process. They also have positive reviews from satisfied clients concerning their stress-free home purchase and refinance experience. These reviews highlight the mortgage company's professionalism, clarity of communication, and responsiveness, making it a go-to mortgage lender for homebuyers and refinancers in the states it serves. The company's desire for customer satisfaction and building long-term relationships makes it a trusted mortgage company in NJ, FL, and PA. Their ability to accommodate various clients, from first-time borrowers to seasoned buyers, and the assurance of getting the best mortgage rates make them a credible option.

Services & Prices
First-time Home Purchase Quoted per loan
Investment Property Loan Quoted per loan
Refinance Loan Quoted per loan
View Profile
(201) 983-2366
Closed Now
1037 US-46 Suite 101, Clifton, NJ 07013
General Services
Home Loan
16

Prime Home Loans, Inc

Serves Paterson, NJ

Prime Home Loans, Inc. earns a spot on the Top 10 list due to its 30+ years of experience, and customized mortgage solutions across numerous states such as Texas, New Jersey, and Virginia. They offer a wide range of loan options, including unique programs like no income verification for clients. Client testimonials praise Jessie Yim for her extensive expertise, various solutions, and emphasis on… more...

Prime Home Loans, Inc. earns a spot on the Top 10 list due to its 30+ years of experience, and customized mortgage solutions across numerous states such as Texas, New Jersey, and Virginia. They offer a wide range of loan options, including unique programs like no income verification for clients. Client testimonials praise Jessie Yim for her extensive expertise, various solutions, and emphasis on client care and comprehension. Prime Home Loans, Inc.'s satisfaction guarantee and industry acknowledgment back up its reputation as a dependable choice for all things mortgage.

Services & Prices
First-Time Homebuyer Loans Quoted per loan
Refinancing Loans Quoted per loan
Investment Property Loans Quoted per loan
View Profile
(917) 832-0018
Closed Now
1617 Parker Ave 2nd Floor, Fort Lee, NJ 07024
General Services
Mortgage Services
17

RAP Financial Services

Serves Paterson, NJ

RAP Financial Services has made a name for itself among the top ten on the company description. Customer reviews describe RAP Financial Services as positively exceptional, particularly through their credit repair and accounting services. Clients report benefits like efficient and effective service delivery, high levels of professionalism, and extensive services beyond credit management and tax… more...

RAP Financial Services has made a name for itself among the top ten on the company description. Customer reviews describe RAP Financial Services as positively exceptional, particularly through their credit repair and accounting services. Clients report benefits like efficient and effective service delivery, high levels of professionalism, and extensive services beyond credit management and tax preparation, which span many areas of financial security. Clients describe services as "making life improvements" that benefit them. RAP Financial Services earns A+ reviews from customers, which speak of personalized strategies, industry-leading pricing, and outstanding pricing at every visit to the business. Anything less than an A+ rating is not just a referral. It's a rave that the reviewer needs to provide, fingers crossed, through signaling.

Services & Prices
Individual Credit Repair $300 - $500
Business Credit Repair $500 - $1000
Credit Consultation $100 - $200
Individual Tax Preparation $150 - $300
View Profile
(866) 890-7277
Closed Now
147 Hoffman Blvd, East Orange, NJ 07017
General Services
Credit Repair
18

Fairway Independent Mortgage Corporation

Serves Paterson, NJ

Fairway Independent Mortgage Corporation is one of the top ten lenders based on 5-star user reviews. Feedback praises Luis Chapal, the company's loan officer, for his bespoke service, extensive experience, and ability to transcend barriers during the mortgage process. The reviews consistently mention Luis’ expert advice all through the mortgage process. Some users rated him 10/10 because he… more...

Fairway Independent Mortgage Corporation is one of the top ten lenders based on 5-star user reviews. Feedback praises Luis Chapal, the company's loan officer, for his bespoke service, extensive experience, and ability to transcend barriers during the mortgage process. The reviews consistently mention Luis’ expert advice all through the mortgage process. Some users rated him 10/10 because he tailored his solutions to meet their needs. His communication and guidance kept them informed and relaxed. Finally, Luis’ commitment to the customer and clear explanation of complicated financial concepts are essential to the company’s status as a leading online lender.

Services & Prices
First-Time Home Buyer Loans Quoted per loan
Refinancing Loans Quoted per loan
VA Loans Quoted per loan
Pre-Approval Letter Quoted per loan
View Profile
(201) 825-5801
Open 00:00 - 23:59
411 Hackensack Ave, Hackensack, NJ 07601
General Services
Mortgage Lending
19

Michael Galanti at Guaranteed Rate (NMLS #247262)

Serves Paterson, NJ

Michael Galanti at Guaranteed Rate is one of the top ten mortgage professionals in America, named as a leading seller in 2023 for his impeccable customer service, loyalty, and dependability. He regularly goes above and above to fulfill customer needs, produce speedy closings, and deliver a straightforward, stress-free financing experience, where Galanti’s clients say they feel like he’s "waiting… more...

Michael Galanti at Guaranteed Rate is one of the top ten mortgage professionals in America, named as a leading seller in 2023 for his impeccable customer service, loyalty, and dependability. He regularly goes above and above to fulfill customer needs, produce speedy closings, and deliver a straightforward, stress-free financing experience, where Galanti’s clients say they feel like he’s "waiting on their dime" as an ardent advocate in the transactional trenches with them. Galanti’s success stems from his hands-on approach, exceptional team support, and speedy responses, which provide the customized attention that homebuyers and owners must have. He consistently goes the extra mile for his clients. Galanti offers a wide range of mortgage products, giving clients the dependability they require. His commitment to transparency, quick responses, and full digital alternatives in difficult times has demonstrated that he is a high performer who nurtures lifelong relationships.

Services & Prices
Fixed-Rate Mortgages Quoted per loan
Adjustable-Rate Mortgages Quoted per loan
FHA Loans Quoted per loan
Rate and Term Refinance Quoted per loan
View Profile
(201) 262-4453
Closed Now
61 S Paramus Rd Suite 265, Paramus, NJ 07652
General Services
Home Loan Services
20

Susie Bae (배수지) - Tri State Mortgage Corporation

Serves Paterson, NJ

Susie Bae, a loan officer at Tri State Mortgage Corporation, is featured in the top ten list due to her exceptional service, professionalism, and client dedication. Reviews emphasize her ability to demystify complex mortgage processes by providing clear explanations and quick answers. Suzie is also a highly efficient and knowledgeable broker. Her meticulous attention to detail and commitment to… more...

Susie Bae, a loan officer at Tri State Mortgage Corporation, is featured in the top ten list due to her exceptional service, professionalism, and client dedication. Reviews emphasize her ability to demystify complex mortgage processes by providing clear explanations and quick answers. Suzie is also a highly efficient and knowledgeable broker. Her meticulous attention to detail and commitment to her clients ensures a smooth transaction. Susie's seamless approach to the mortgage process, with her tackling every obstacle, makes her an invaluable partner for homeowners and easily positions her at the top of the top ten list.

Services & Prices
Home Mortgage Loans Quoted per loan
Personal Loans Quoted per loan
Refinancing Options Quoted per loan
View Profile
(917) 881-4211
Closed Now
2160 N Central Rd #206A, Fort Lee, NJ 07024
General Services
Mortgage Services
21

Hudson Home Mortgage

Serves Paterson, NJ

Hudson Home Mortgage qualifies for the top ten list because of its dedication to personalized service, extensive mortgage solutions, and expert team under Nick Emmanuel's guidance. These reviews and descriptions are characterized by a seamless buying process, constant communication, and a client-first approach that are robustly present. Hudson Home's integrity and commitment to community go hand… more...

Hudson Home Mortgage qualifies for the top ten list because of its dedication to personalized service, extensive mortgage solutions, and expert team under Nick Emmanuel's guidance. These reviews and descriptions are characterized by a seamless buying process, constant communication, and a client-first approach that are robustly present. Hudson Home's integrity and commitment to community go hand in hand with that. The competitive interest rates that can outperform traditional lenders and traditional banks are among the loan types offered. Positive client reviews consistently indicate the company's commitment to support and reliability which may be one of the strategies for efficient service delivery.

Services & Prices
Home Loan Pre-Approval Quoted per loan
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
View Profile
(201) 689-2200
Closed Now
171 E Ridgewood Ave, Ridgewood, NJ 07450
General Services
Mortgage Brokerage
22

CMG Home Loans

Serves Paterson, NJ

CMG Home Loans is listed in the top ten mortgage companies for their personalized service, innovative programs, and experienced team, which offers tailored solutions and expert support to clients through complicated mortgage processes. Their commitment to transparency and customer satisfaction is evident in overwhelmingly positive feedback, with users citing clear communication and seamless… more...

CMG Home Loans is listed in the top ten mortgage companies for their personalized service, innovative programs, and experienced team, which offers tailored solutions and expert support to clients through complicated mortgage processes. Their commitment to transparency and customer satisfaction is evident in overwhelmingly positive feedback, with users citing clear communication and seamless transactions particularly with Peter Scott. However, negative reviews criticize the company's management and operational efficiency. CMG Home Loans has been operational for over 25 years, focusing on customer service, a comprehensive selection of loan types, and special programs like community grants and first-time buyer assistance. This long-standing reputation, along with several outstanding features, makes the company a top mortgage option in the nation.

Services & Prices
Home Purchase Loan Quoted per loan
Refinancing Assistance Quoted per loan
View Profile
(973) 794-6908
Closed Now
433 Hackensack Ave 5th Floor, Hackensack, NJ 07601
General Services
Mortgage Services
23

West Forest Capital - Newark, NJ | Hard Money Loans, Real Estate Investment Loans & Bridge Loans

Serves Paterson, NJ

West Forest Capital - Newark, NJ, is placed in the top ten list due to its reliability, quick response rates, and various financing options. This private lender is expert in hard money loans, bridge loans, and real estate investment loans with a very short funding period of one to five days after an application. Their repute is based on straightforward transactions, local market knowledge, no… more...

West Forest Capital - Newark, NJ, is placed in the top ten list due to its reliability, quick response rates, and various financing options. This private lender is expert in hard money loans, bridge loans, and real estate investment loans with a very short funding period of one to five days after an application. Their repute is based on straightforward transactions, local market knowledge, no extra fees, and a trustworthy team that can close complicated deals even during the holidays. Customer reviews frequently praise their responsiveness, transparent actions, and competitive rates. They appreciate that they are seasoned professionals who deliver on their promises. West Forest Capital's unique, focused approach and client-centric philosophy make them a worthwhile private lender for real estate investors.

Services & Prices
Commercial Property Loans Quoted per loan
Fix and Flip Loans Quoted per loan
Bridge Loans Quoted per loan
Refinancing Options Quoted per loan
View Profile
(212) 537-5833
Closed Now
11 Summer Pl, Newark, NJ 07104
General Services
Hard Money Loans
24

Pinnacle Mortgage

Serves Paterson, NJ

Pinnacle Mortgage ranks in the top ten list for its exceptional customer service, competitive mortgage rates, and personalized lending solutions. The company earned positive customer evaluations by providing rapid loan approvals and on-time closings, often exceeding clients’ expectations and demonstrating its responsiveness and efficiency. Pinnacle Mortgage, led by seasoned professionals… more...

Pinnacle Mortgage ranks in the top ten list for its exceptional customer service, competitive mortgage rates, and personalized lending solutions. The company earned positive customer evaluations by providing rapid loan approvals and on-time closings, often exceeding clients’ expectations and demonstrating its responsiveness and efficiency. Pinnacle Mortgage, led by seasoned professionals, specializes in a variety of mortgage products and guarantees total transparency throughout the loan process. Complaints regarding unprofessional treatment are very limited, and only one review mentions something negative about Pinnacle Mortgage. The company’s focus on client satisfaction and their high rating on loan originator websites confirm Pinnacle Mortgage’s credibility, which makes them a trusted option for refinancing or purchasing a home in Hoboken and the surrounding areas.

Services & Prices
Home Purchase Quoted per loan
Refinancing Quoted per loan
Pre-Approval Quoted per loan
Fix and Flip Loans Quoted per loan
View Profile
(201) 239-1500
Closed Now
610 Newark St., Hoboken, NJ 07030
General Services
Mortgage Services
25

Primo Personal Loans

Serves Paterson, NJ

Primo Personal Loans ranks among the top ten lenders for effortless loan approval and individualized service. Client feedback frequently commends the firm's straightforward loan application and approval process. Many clients have also noted the knowledgeable loan officers like Traci and Claudia, who provide tailored guidance and help throughout the financing journey. Reviewers typically suggest… more...

Primo Personal Loans ranks among the top ten lenders for effortless loan approval and individualized service. Client feedback frequently commends the firm's straightforward loan application and approval process. Many clients have also noted the knowledgeable loan officers like Traci and Claudia, who provide tailored guidance and help throughout the financing journey. Reviewers typically suggest it is simple to work with Primo Personal Loans because they put their customers' needs first. Positive reviews also emphasize the lender's professionalism and respect they give their clients. Attention and support Primo Personal Loans provide during the loan process are the reasons they receive a lot of positive client feedback.

Services & Prices
Rapid Approval Loan Quoted per loan
No Credit Check Loan Quoted per loan
Bad Credit Loan Quoted per loan
View Profile
(862) 407-6432
Open 7:00 AM - 8:00 PM
73 Broadway, Newark, NJ 07104
General Services
Personal Loans
26

Home Financing Experts New Jersey

Serves Paterson, NJ

Home Financing Experts New Jersey is in the top ten review as one of the most reliable and trustworthy mortgage companies. The company has been active in the B2B and B2C markets since 1999, which makes it one of the oldest. It offers clients customized solutions, competitive financing rates, and expert support. Clients appreciate the constant interaction and guidance from the team and its focus… more...

Home Financing Experts New Jersey is in the top ten review as one of the most reliable and trustworthy mortgage companies. The company has been active in the B2B and B2C markets since 1999, which makes it one of the oldest. It offers clients customized solutions, competitive financing rates, and expert support. Clients appreciate the constant interaction and guidance from the team and its focus on clear communication and customer priorities. Positive reviews consistently highlight the professionalism, clarity, and dedication of owners and team members which reinforce the company’s reputation. This company is the most reliable service option.

Services & Prices
Loan Comparison Quoted per loan
View Profile
(201) 857-7001
Closed Now
106 W Palisade Ave Suite 201, Englewood, NJ 07631
General Services
Refinancing Services
27

Direct Payday Loans

Serves Paterson, NJ

Direct Payday Loans is among the top ten list owing to its consumer-friendly reputation and thorough treatment of borrowers with varying credit ratings. They provide quick, transparent loans in a stress-free, adaptable form, which appeals to many who are in urgent need of financial assistance. Most reviews praise the site for its simple application, rapid approvals, and honest terms. Though the… more...

Direct Payday Loans is among the top ten list owing to its consumer-friendly reputation and thorough treatment of borrowers with varying credit ratings. They provide quick, transparent loans in a stress-free, adaptable form, which appeals to many who are in urgent need of financial assistance. Most reviews praise the site for its simple application, rapid approvals, and honest terms. Though the loan rates seem to be quite high, several reviews remark that Direct Payday Loans compensates for them through transparency and adequate service. Their reputation for quick service, compliance with their promises, and adaptation to difficult financial conditions are reasons why the company is recommended.

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(973) 841-8537
Open 7:00 AM - 9:00 PM
161 W Kinney St, Newark, NJ 07103
28

Creative Business Financing

Serves Paterson, NJ

Creative Business Financing ranks in the top ten for its exceptional customer service, professionalism, and efficiency. Positive feedback from clients indicates that the MCA team offers tailor-made solutions quickly and efficiently. Reviews describe a smooth application and fast approval, and clients praise MCA's team for its attention to detail and individualized support. The company's efforts… more...

Creative Business Financing ranks in the top ten for its exceptional customer service, professionalism, and efficiency. Positive feedback from clients indicates that the MCA team offers tailor-made solutions quickly and efficiently. Reviews describe a smooth application and fast approval, and clients praise MCA's team for its attention to detail and individualized support. The company's efforts to develop close ties with its clients and deliver high-quality financing solutions make it a top option for business owners.

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(201) 350-1660
Open 00:00 - 23:59
80 Rte 4, Paramus, NJ 07652
29

MVP Personal Loans

Serves Paterson, NJ

MVP Personal Loans has a strong reputation for its user-centric approach, security, and swift loan service. Located in East Orange, New Jersey, the company provides various loan options, including personal, unsecured, and bad credit loans. MVP Personal Loans offers several benefits, such as low-interest rates, flexible repayment plans, and quick funding, frequently on the next business day. The… more...

MVP Personal Loans has a strong reputation for its user-centric approach, security, and swift loan service. Located in East Orange, New Jersey, the company provides various loan options, including personal, unsecured, and bad credit loans. MVP Personal Loans offers several benefits, such as low-interest rates, flexible repayment plans, and quick funding, frequently on the next business day. The platform covers various credit profiles, and emphasizes customer privacy and security, including 256-bit SSL encryption and TLS protocols. Numerous reviews confirm MVP Personal Loans' valuable, trustworthy service for urgent financial needs, making it one of the top ten lenders.

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(862) 354-8352
Open 7:00 AM - 9:00 PM
304 Park Ave, East Orange, NJ 07017
30

Central Bad Credit Loans

Serves Paterson, NJ

Central Bad Credit Loans has made it to the top ten list due to its straightforward loan application process and client satisfaction. Customers state that the company simplifies the loan process, making it much less stressful than it once was. The company's online loan application is straightforward and easy to navigate, and borrowers cite getting helpful guidance at each stage. Many borrowers… more...

Central Bad Credit Loans has made it to the top ten list due to its straightforward loan application process and client satisfaction. Customers state that the company simplifies the loan process, making it much less stressful than it once was. The company's online loan application is straightforward and easy to navigate, and borrowers cite getting helpful guidance at each stage. Many borrowers received approval quickly, making the overall process much easier. Central Bad Credit Loans also gets high marks for its employee's friendliness and unambiguous loan terms, which makes many people feel more at ease while applying for a loan. Each of these is why the company is a top ten choice for borrowers who have poor credit.

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(973) 577-5344
Open 7:00 AM - 9:00 PM
24 Commerce St #534, Newark, NJ 07102

Paterson Home Improvement Loan Statistics

Home-improvement lending in Passaic County and home costs in Paterson, NJ (latest HMDA and Census data)

Lenders made 738 home-improvement loans in Passaic County in 2025 (average about $164,000) and denied 649 — 47% of decided applications, compared with 39% across New Jersey, according to federal mortgage data (HMDA, CFPB). The typical home in Paterson was built in 1954 and is worth $360,100 (Census ACS 2020–2024).

Home-improvement loans, 2025
738▲ 6%693 in 2024
Denial rate
47%NJ 39%
Median year homes built
1954NJ 1970
Median home value
$360,100NJ $454,400
Home-purchase loans made (Passaic County, 2025)
3,164
Refinance loans made (2025)
2,340
Average home-improvement loan
$164,000 (NJ $178,000)
Owners with a mortgage
68% · 53% of them spend 30%+ of income on housing
Median household income
$55,997 (NJ $103,556)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Passaic County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Paterson Home Renovation Loan Companies stats: 30 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Oportun 4.9 323 Quoted per loan (866) 488-6090 Visit
2 1F Cash Advance 4.4 18 Quoted per loan (973) 545-7678 Visit
3 Primo Personal Loans 4.7 7 Quoted per loan (862) 416-1907 Visit
4 Urban Payday Loans 5.0 4 — (862) 322-6858 Visit
5 Chase Mortgage 5.0 1 — (973) 742-3060 —
6 NACA 4.7 2631 $5 (425) 602-6222 Visit
7 Stephen Domenick l "The Mortgage Cop" l Veteran Mortgage Advisor l Legacy Mortgage 5.0 336 Quoted per loan (201) 726-0390 Visit
8 Homeland Lending, LLC 5.0 224 Quoted per loan (201) 808-8179 Visit
9 Heritage Financial Corporation 4.9 216 Quoted per loan (201) 876-2929 Visit
10 Jason Solowsky at CMG Home Loans 5.0 205 Quoted per loan (973) 943-7289 Visit
11 Ken Goffstein | Bergen Mortgage Enterprise LLC I VP Retail Lending 5.0 91 Quoted per loan (201) 314-8931 Visit
12 loanDepot 4.9 76 $50 (201) 514-7500 Visit
13 Jayden Mehmet Guvener - CMG Home Loans 5.0 68 Quoted per loan (973) 602-7177 Visit
14 OneMain Financial 4.0 79 $369 (201) 246-4047 Visit
15 Legacy Mortgage Group Inc 5.0 57 Quoted per loan (201) 983-2366 Visit
16 Prime Home Loans, Inc 5.0 38 Quoted per loan (917) 832-0018 Visit
17 RAP Financial Services 5.0 37 $100 (866) 890-7277 —
18 Fairway Independent Mortgage Corporation 4.9 34 Quoted per loan (201) 825-5801 Visit
19 Michael Galanti at Guaranteed Rate (NMLS #247262) 5.0 27 Quoted per loan (201) 262-4453 Visit
20 Susie Bae (배수지) - Tri State Mortgage Corporation 5.0 21 Quoted per loan (917) 881-4211 —
21 Hudson Home Mortgage 5.0 21 Quoted per loan (201) 689-2200 Visit
22 CMG Home Loans 4.4 13 Quoted per loan (973) 794-6908 Visit
23 West Forest Capital - Newark, NJ | Hard Money Loans, Real Estate Investment Loans & Bridge Loans 5.0 10 Quoted per loan (212) 537-5833 Visit
24 Pinnacle Mortgage 3.6 11 Quoted per loan (201) 239-1500 Visit
25 Primo Personal Loans 4.6 7 Quoted per loan (862) 407-6432 Visit
26 Home Financing Experts New Jersey 5.0 5 Quoted per loan (201) 857-7001 Visit
27 Direct Payday Loans 5.0 4 — (973) 841-8537 Visit
28 Creative Business Financing 5.0 3 — (201) 350-1660 —
29 MVP Personal Loans 4.7 3 — (862) 354-8352 Visit
30 Central Bad Credit Loans 4.5 2 — (973) 577-5344 Visit

Frequently asked questions

7 questions
How do I choose the best home renovation loan company in Paterson?
Consider customer reviews, ratings, review volume, and if the business claimed its profile. TrustAnalytica ranks companies using these data-driven factors.
What do home renovation loan companies do?
They provide financing options for home improvements, including loans with varying terms and interest rates, tailored to fund renovations.
What questions should I ask a home renovation loan company?
Inquire about interest rates, loan terms, fees, repayment options, and eligibility criteria to understand the loan's total cost and conditions.
Are free consultations common with home renovation loan companies?
Yes, many companies offer free consultations to discuss loan options and terms before committing to a service.
Do I need a home renovation loan company for my project in Paterson?
If you require financing for home improvements and lack upfront cash, a renovation loan company can provide necessary funds.
How long does the home renovation loan process take?
The process can vary but generally takes a few weeks from application to approval, depending on the lender and loan complexity.
What are typical fees for home renovation loans in New Jersey?
Fees can include origination fees, application fees, and closing costs. Always ask for a detailed fee breakdown before committing.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Paterson is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Paterson are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Paterson.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Paterson, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Paterson.

5

AI Search Visibility

Every renovation loans listing in Paterson is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.