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  1. United States
  2. TOP Home Renovation Loan Companies
  3. Home Renovation Loan Companies in New Jersey
  4. Perth Amboy

Top Home Renovation Loan Companies In Perth Amboy

1 in Perth Amboy · 25 nearby
Perth Amboy Home Renovation Loan Companies stats: Key insights from this page’s listings Updated
Businesses listed
1 +25 nearby
Average rating
5.0 20 reviews
Most-offered services
Mortgage Services
What customers praise
recommend×10highly recommend×5very happy×5very grateful×2
Renovation loansPerth Amboy, NJ

1

Garden State Lending

Garden State Lending is top ten mortgage lending company that focuses on client-oriented services through personalized solutions and strong expertise. Under Cedric Harris, a Zillow 5-star lender, the company provides flexible loan and refinancing options across more than 100 investors. The Garden State Lending team is renowned for its responsiveness, problem-solving skills, and commitment to… more...

Garden State Lending is top ten mortgage lending company that focuses on client-oriented services through personalized solutions and strong expertise. Under Cedric Harris, a Zillow 5-star lender, the company provides flexible loan and refinancing options across more than 100 investors. The Garden State Lending team is renowned for its responsiveness, problem-solving skills, and commitment to client satisfaction. Reviews from happy clients demonstrate the firm's dedication to helping clients buy their dream homes and getting the best rates at the last minute. Their outstanding industry reputation, local New Jersey focus, and dedication to transparency and community involvement set them apart from the competition.

Services & Prices
First-Time Home Buyer Mortgage Quoted per loan
Refinance Mortgage Quoted per loan
Fixed-Rate Mortgage Quoted per loan
View Profile
(973) 876-5752
Closed Now
563 B Amboy Ave, Perth Amboy, NJ 08861
General Services
Mortgage Services
2

NACA

Serves Perth Amboy, NJ

NACA has made it to the top ten affordable housing organizations' list due to its 36 years of non-profit experience in affordable housing, relying on a character-based lending approach, and providing competitive interest rates without any down or closing costs. NACA employs numerous professionals. Clients have rated NACA as excellent due to the agile home-support and educational programs, which… more...

NACA has made it to the top ten affordable housing organizations' list due to its 36 years of non-profit experience in affordable housing, relying on a character-based lending approach, and providing competitive interest rates without any down or closing costs. NACA employs numerous professionals. Clients have rated NACA as excellent due to the agile home-support and educational programs, which make NACA's borrower's journey to ownership simple even if it requires patience. The few complaints center around program bureaucracy and its inflexible constraints. Even so, NACA efficiently serves 3 million clients to date and offers remarkable advantages to first-time low- and moderate-income homebuyers.

Services & Prices
Property Listings $0 - $5
Home Showings $20 - $30
Buyer Representation $100 - $150
View Profile
(425) 602-6222
Open 8:30 AM - 5:30 PM
60 Park Pl 8th floor, Newark, NJ 07102
General Services
Realtor Services
3

Oportun

Serves Perth Amboy, NJ

Oportun ranks in the top ten due to their emphasis on accessible credit for underserved communities, emphasizing responsible lending and financial education. The mix of data-driven underwriting with community service brings them closer to their clients. They earn customer trust with transparency and ethical practices. They also have a solid reputation as per positive client reviews. A consistent… more...

Oportun ranks in the top ten due to their emphasis on accessible credit for underserved communities, emphasizing responsible lending and financial education. The mix of data-driven underwriting with community service brings them closer to their clients. They earn customer trust with transparency and ethical practices. They also have a solid reputation as per positive client reviews. A consistent report of fantastic customer service, especially from employees like Erica and Erik, counters the negative feedback. Oportun combines a focus on financial inclusion and community impact with excellent operational service. This solidifies its reputable status as a leader in the financial services industry.

Services & Prices
Personal Credit Consultations $50 - $100
Credit Repair Assistance $300 - $500
Credit Score Analysis $30 - $60
Home Loan Application Guidance $100 - $200
View Profile
(732) 497-3253
Closed Now
128 Elmora Ave, Elizabeth, NJ 07202
General Services
Credit Consulting
4

Heritage Financial Corporation

Serves Perth Amboy, NJ

Heritage Financial Corporation has earned a spot in the top ten list. It has been in business in the Hudson County community for over thirty years. Heritage’s focus is premium financial services, especially for first-time homebuyers who want to create strong communities. The company gets top marks for integrity and community involvement while maintaining a 98% client satisfaction rate. Client… more...

Heritage Financial Corporation has earned a spot in the top ten list. It has been in business in the Hudson County community for over thirty years. Heritage’s focus is premium financial services, especially for first-time homebuyers who want to create strong communities. The company gets top marks for integrity and community involvement while maintaining a 98% client satisfaction rate. Client contributions are often about Dheeraj and Anjali. They highlight the team's rapid processing and incredible communication. Heritage ranks top because of its extensive experience, strong community ties, focus on clients, and competitive mortgage financing solutions.

Services & Prices
Home Loans Quoted per loan
Refinancing Quoted per loan
Mortgage Pre-Approval Quoted per loan
View Profile
(201) 876-2929
Closed Now
3478 John F. Kennedy Blvd, Jersey City, NJ 07307
General Services
Mortgage Services
5

Daniel Lemeshev at CrossCountry Mortgage

Serves Perth Amboy, NJ

Daniel Lemeshev is among the top ten mortgage originators based on his position on the Lemeshev Team. He provides over a decade of experience and exceptional customer service through transparency and a personalized approach. Esther Lee, a team member who garners praise for her thoroughness in communication and her competence, strengthens the Lemeshev Team's reputation. Therefore, clients have… more...

Daniel Lemeshev is among the top ten mortgage originators based on his position on the Lemeshev Team. He provides over a decade of experience and exceptional customer service through transparency and a personalized approach. Esther Lee, a team member who garners praise for her thoroughness in communication and her competence, strengthens the Lemeshev Team's reputation. Therefore, clients have consistently praised the Lemeshev Team’s customer-focused solutions for making the home-buying experience simpler and less stressful. Daniel Lemeshev impresses by having good relationships with lenders and providing customers with the confidence and clarity they seek. Lastly, the Lemeshev Team's achievements and customer reviews confirm that the Lemeshev Team is very professional, could be the very best choice in Hoboken, NJ, and they are going for the experience the consumers are looking for.

Services & Prices
Home Purchase Mortgage Quoted per loan
Refinance Mortgage Quoted per loan
FHA Loans Quoted per loan
View Profile
(201) 484-5210
Open 8:30 AM - 5:00 PM
258 Newark St. Suite C, Hoboken, NJ 07030
General Services
Mortgage Services
Where they are 26 on the map Click a pin for the profile and directions
6

Lawrence Zhou - Mortgage Loan Originator

Serves Perth Amboy, NJ

Lawrence Zhou, a mortgage loan originator with loanDepot, is ranked as a top ten loan originator because of his expertise, customer support, and dependable mortgage service. His clients remark on his in-depth knowledge of home loans and his desire to help them. Zhou is respected for his clear communication, quick responsiveness, and extra hours spent supporting borrowers. Zhou's functional… more...

Lawrence Zhou, a mortgage loan originator with loanDepot, is ranked as a top ten loan originator because of his expertise, customer support, and dependable mortgage service. His clients remark on his in-depth knowledge of home loans and his desire to help them. Zhou is respected for his clear communication, quick responsiveness, and extra hours spent supporting borrowers. Zhou's functional professionalism and distinctiveness in helping clients meet their financial objectives at various life stages prove he can help clients even when they don’t see it. Zhou helps clients traverse through complex mortgage contracts with ease, especially during challenging times. Zhou’s pledge to making the mortgage loan process easier makes him a respected mortgage loan originator.

Services & Prices
Home Purchase Loans Quoted per loan
Refinancing Quoted per loan
VA Loans Quoted per loan
View Profile
(201) 431-6001
Open 00:00 - 23:59
5 River St, Hoboken, NJ 07030
General Services
Mortgage Services
7

NJ Lenders Corp.- Hoboken, NJ (NMLS# 1381344)

Serves Perth Amboy, NJ

NJ Lenders Corp. – Hoboken, NJ (NMLS# 1381344) stands out among the top ten mortgage lenders in New Jersey for its excellent customer service. Reviews from first-time home buyers and repeat customers emphasize the proactive, responsive, and personable skilled Joseph and Jason use. Clients love their frequent, clear communication and their complete dedication to making the process less stressful.… more...

NJ Lenders Corp. – Hoboken, NJ (NMLS# 1381344) stands out among the top ten mortgage lenders in New Jersey for its excellent customer service. Reviews from first-time home buyers and repeat customers emphasize the proactive, responsive, and personable skilled Joseph and Jason use. Clients love their frequent, clear communication and their complete dedication to making the process less stressful. Their thorough guidance and expert advice show that they care about their clients and help them feel confident making big financial decisions, getting the mortgage lender to make the whole journey comfortable. This is top-tier professionalism. This is top-tier professionalism.

Services & Prices
First-Time Homebuyer Assistance Quoted per loan
Refinancing Quoted per loan
View Profile
(201) 610-0222
Closed Now
33-41 Newark St. Suite 4B, Hoboken, NJ 07030
General Services
Mortgage Lending
8

OneMain Financial

Serves Perth Amboy, NJ

Technology that enables personal loans is evolving, and the onset of social media is further complicating credibility. The reviews display diverse experiences with OneMain Financial. This list is often cited as one of the ten best personal loans. It's reasonable for customers with decent credit. The pros noted in this feedback compile well, such as customer service and simplicity in the loan… more...

Technology that enables personal loans is evolving, and the onset of social media is further complicating credibility. The reviews display diverse experiences with OneMain Financial. This list is often cited as one of the ten best personal loans. It's reasonable for customers with decent credit. The pros noted in this feedback compile well, such as customer service and simplicity in the loan process. Also mentioned with caution is the risk of high-interest rates and confounding pre-approval. Before taking a loan, get educated on the terms and procedures and check OneMain Financial’s legitimacy on their website and by calling their customer service number.

Services & Prices
Secured Vehicle Loan Quoted per loan
Monthly Payment Plan Quoted per loan
Collateral Loan Evaluation Quoted per loan
Pre-Approval Quoted per loan
View Profile
(201) 246-4047
Closed Now
655 Kearny Ave #657, Kearny, NJ 07032
General Services
Vehicle Loans
9

Atlantic Financial Services

Serves Perth Amboy, NJ

Atlantic Financial Services is in the top 10 mortgage lenders list due to their excellent customer service, comprehensive offerings, and credibility. The mortgage company highlights its tailored solutions, competitive rates, and an easy mortgage process. Client reviews reinforce the company’s sub-par customer service, with Jill and Craig often mentioned as extremely helpful, knowledgeable, and… more...

Atlantic Financial Services is in the top 10 mortgage lenders list due to their excellent customer service, comprehensive offerings, and credibility. The mortgage company highlights its tailored solutions, competitive rates, and an easy mortgage process. Client reviews reinforce the company’s sub-par customer service, with Jill and Craig often mentioned as extremely helpful, knowledgeable, and dedicated mortgage team members. Atlantic Financial Services' long-standing influence, numerous awards, and a wide range of loan choices also add to client trust. The company’s community involvement, commitment to customer satisfaction, and expert guidance make it the best pick as a trusted mortgage lender.

Services & Prices
Home Purchase Loan Quoted per loan
Refinance Loan Quoted per loan
VA Loan Quoted per loan
View Profile
(732) 969-9300
Closed Now
1295 Roosevelt Ave, Carteret, NJ 07008
General Services
Mortgage Services
10

Raritan Bay Federal Credit Union

Serves Perth Amboy, NJ

Raritan Bay Federal Credit Union made it to the top 10 list for constantly helping its community for nearly 80 years, offering a wide range of personalized, member-centric services with competitive rates. It offers numerous financial products, including personal and business accounts, loans, mortgages, and insurance. The organization strives to maintain its members’ financial well-being and… more...

Raritan Bay Federal Credit Union made it to the top 10 list for constantly helping its community for nearly 80 years, offering a wide range of personalized, member-centric services with competitive rates. It offers numerous financial products, including personal and business accounts, loans, mortgages, and insurance. The organization strives to maintain its members’ financial well-being and promote financial literacy by providing everything you need all in one place. Mentor members with tailored support, empathetic service, and innovative solutions. The credit union’s integrity, community service, and expertise show that its mission isn’t just gratifying and meaningful but also substantial and efficient.

Services & Prices
Personal Loan Quoted per loan
Auto Loan Quoted per loan
Home Equity Loan Quoted per loan
Savings Account $0 - $25
View Profile
(732) 727-3500
Closed Now
491 Raritan St, Sayreville, NJ 08872
General Services
Loans
11

Epic Mortgage Company, LLC;NMLS# 2498246

Serves Perth Amboy, NJ

Epic Mortgage Company, LLC; NMLS# 2498246, is among the top ten mortgage companies thanks to their outstanding client service and seasoned mortgage specialists, among whom is Tariq, a loan officer who has garnered rave reviews for his professionalism, speed, and thoroughness. Clients appreciate his expert guidance and personalized help throughout the entire borrowing process. Epic Mortgage… more...

Epic Mortgage Company, LLC; NMLS# 2498246, is among the top ten mortgage companies thanks to their outstanding client service and seasoned mortgage specialists, among whom is Tariq, a loan officer who has garnered rave reviews for his professionalism, speed, and thoroughness. Clients appreciate his expert guidance and personalized help throughout the entire borrowing process. Epic Mortgage Company provides various lending services in Jersey City, NJ, with the local presence that enables it to offer great mortgage rates and suits each borrower’s needs. The company's pledge to transparency, client satisfaction, and community service fosters a sense of trust and also helps strengthen its competitive edge.

Services & Prices
Home Purchase Loans Quoted per loan
Mortgage Refinancing Quoted per loan
First-Time Homebuyer Assistance Quoted per loan
View Profile
(201) 435-0435
Closed Now
418 West Side Ave, Jersey City, NJ 07305
General Services
Mortgage Services
12

RAP Financial Services

Serves Perth Amboy, NJ

RAP Financial Services has made a name for itself among the top ten on the company description. Customer reviews describe RAP Financial Services as positively exceptional, particularly through their credit repair and accounting services. Clients report benefits like efficient and effective service delivery, high levels of professionalism, and extensive services beyond credit management and tax… more...

RAP Financial Services has made a name for itself among the top ten on the company description. Customer reviews describe RAP Financial Services as positively exceptional, particularly through their credit repair and accounting services. Clients report benefits like efficient and effective service delivery, high levels of professionalism, and extensive services beyond credit management and tax preparation, which span many areas of financial security. Clients describe services as "making life improvements" that benefit them. RAP Financial Services earns A+ reviews from customers, which speak of personalized strategies, industry-leading pricing, and outstanding pricing at every visit to the business. Anything less than an A+ rating is not just a referral. It's a rave that the reviewer needs to provide, fingers crossed, through signaling.

Services & Prices
Individual Credit Repair $300 - $500
Business Credit Repair $500 - $1000
Credit Consultation $100 - $200
Individual Tax Preparation $150 - $300
View Profile
(866) 890-7277
Closed Now
147 Hoffman Blvd, East Orange, NJ 07017
General Services
Credit Repair
13

Michael Stepek at Guaranteed Rate Affinity (NMLS #28268)

Serves Perth Amboy, NJ

Michael Stepek, who works with Guaranteed Rate Affinity and has the NMLS number 28268, ranks in the top ten category for his exceptional customer service. Many clients claim that Stepek made their mortgage processes easy and stress-free. His clients commend him for his responsiveness, attention to detail, and the way he helps them through every step. He proved invaluable in competitive markets… more...

Michael Stepek, who works with Guaranteed Rate Affinity and has the NMLS number 28268, ranks in the top ten category for his exceptional customer service. Many clients claim that Stepek made their mortgage processes easy and stress-free. His clients commend him for his responsiveness, attention to detail, and the way he helps them through every step. He proved invaluable in competitive markets, and he took time to answer all questions while providing detailed explanations and guidance. His clear communication, professionalism, and commitment to satisfying clients set him apart as the best mortgage lenders.

Services & Prices
Pre-Approval Letters Preparation Quoted per loan
Loan Term Modification Advice Quoted per loan
Closing Cost Estimation Quoted per loan
View Profile
(908) 546-5641
Closed Now
209 Central Ave, Westfield, NJ 07090
General Services
Mortgage Services
14

NexGen Lending

Serves Perth Amboy, NJ

NexGen Lending is one of the top ten business loan providers due to its personalized financing options, competitive rates, and excellent client service. The company’s team of specialized experts in banking, finance, and business development offers tailored solutions in a short time. NexGen Lending clients mention the professionalism and speed of the ideology. The business maintains its… more...

NexGen Lending is one of the top ten business loan providers due to its personalized financing options, competitive rates, and excellent client service. The company’s team of specialized experts in banking, finance, and business development offers tailored solutions in a short time. NexGen Lending clients mention the professionalism and speed of the ideology. The business maintains its professional reputation through transparent terms, flexibility, and tailored financing. NexGen Lending's innovative approach, client commitment, and industry validation confirm its position as a strong financial partner for small and medium enterprises wanting to grow out.

Services & Prices
Small Business Loans Quoted per loan
Business Line of Credit Quoted per loan
Equipment Financing Quoted per loan
View Profile
(908) 639-4361
Open 00:00 - 23:59
2 Hudson Pl, Hoboken, NJ 07030
General Services
Business Financing
15

Primo Personal Loans

Serves Perth Amboy, NJ

Primo Personal Loans made it to the top ten list due to its client-centered service and reputation for rapid, dependable financing. Clients praised its smooth application and instant loan availability. They emphasized the fast approval process and efficient funding. Many noted its ideal option for urgent financial help. Some clients' concerns about privacy and security were noted, but most… more...

Primo Personal Loans made it to the top ten list due to its client-centered service and reputation for rapid, dependable financing. Clients praised its smooth application and instant loan availability. They emphasized the fast approval process and efficient funding. Many noted its ideal option for urgent financial help. Some clients' concerns about privacy and security were noted, but most reviews pointed to the lender's trustworthiness and responsiveness. The company's stable process, quick service, and positive client experiences help it remain a consistent choice in the personal lending sector.

Services & Prices
Quick Personal Loans Quoted per loan
Bad Credit Personal Loans Quoted per loan
Same Day Personal Loans Quoted per loan
No Credit Check Payday Loans Quoted per loan
View Profile
(201) 690-1012
Open 7AM - 8PM
343 2nd St unit F, Jersey City, NJ 07302
General Services
Personal Loans
16

West Forest Capital - Newark, NJ | Hard Money Loans, Real Estate Investment Loans & Bridge Loans

Serves Perth Amboy, NJ

West Forest Capital - Newark, NJ, is placed in the top ten list due to its reliability, quick response rates, and various financing options. This private lender is expert in hard money loans, bridge loans, and real estate investment loans with a very short funding period of one to five days after an application. Their repute is based on straightforward transactions, local market knowledge, no… more...

West Forest Capital - Newark, NJ, is placed in the top ten list due to its reliability, quick response rates, and various financing options. This private lender is expert in hard money loans, bridge loans, and real estate investment loans with a very short funding period of one to five days after an application. Their repute is based on straightforward transactions, local market knowledge, no extra fees, and a trustworthy team that can close complicated deals even during the holidays. Customer reviews frequently praise their responsiveness, transparent actions, and competitive rates. They appreciate that they are seasoned professionals who deliver on their promises. West Forest Capital's unique, focused approach and client-centric philosophy make them a worthwhile private lender for real estate investors.

Services & Prices
Commercial Property Loans Quoted per loan
Fix and Flip Loans Quoted per loan
Bridge Loans Quoted per loan
Refinancing Options Quoted per loan
View Profile
(212) 537-5833
Closed Now
11 Summer Pl, Newark, NJ 07104
General Services
Hard Money Loans
17

Pinnacle Mortgage

Serves Perth Amboy, NJ

Pinnacle Mortgage ranks in the top ten list for its exceptional customer service, competitive mortgage rates, and personalized lending solutions. The company earned positive customer evaluations by providing rapid loan approvals and on-time closings, often exceeding clients’ expectations and demonstrating its responsiveness and efficiency. Pinnacle Mortgage, led by seasoned professionals… more...

Pinnacle Mortgage ranks in the top ten list for its exceptional customer service, competitive mortgage rates, and personalized lending solutions. The company earned positive customer evaluations by providing rapid loan approvals and on-time closings, often exceeding clients’ expectations and demonstrating its responsiveness and efficiency. Pinnacle Mortgage, led by seasoned professionals, specializes in a variety of mortgage products and guarantees total transparency throughout the loan process. Complaints regarding unprofessional treatment are very limited, and only one review mentions something negative about Pinnacle Mortgage. The company’s focus on client satisfaction and their high rating on loan originator websites confirm Pinnacle Mortgage’s credibility, which makes them a trusted option for refinancing or purchasing a home in Hoboken and the surrounding areas.

Services & Prices
Home Purchase Quoted per loan
Refinancing Quoted per loan
Pre-Approval Quoted per loan
Fix and Flip Loans Quoted per loan
View Profile
(201) 239-1500
Closed Now
610 Newark St., Hoboken, NJ 07030
General Services
Mortgage Services
18

Primo Personal Loans

Serves Perth Amboy, NJ

Primo Personal Loans ranks among the top ten lenders for effortless loan approval and individualized service. Client feedback frequently commends the firm's straightforward loan application and approval process. Many clients have also noted the knowledgeable loan officers like Traci and Claudia, who provide tailored guidance and help throughout the financing journey. Reviewers typically suggest… more...

Primo Personal Loans ranks among the top ten lenders for effortless loan approval and individualized service. Client feedback frequently commends the firm's straightforward loan application and approval process. Many clients have also noted the knowledgeable loan officers like Traci and Claudia, who provide tailored guidance and help throughout the financing journey. Reviewers typically suggest it is simple to work with Primo Personal Loans because they put their customers' needs first. Positive reviews also emphasize the lender's professionalism and respect they give their clients. Attention and support Primo Personal Loans provide during the loan process are the reasons they receive a lot of positive client feedback.

Services & Prices
Rapid Approval Loan Quoted per loan
No Credit Check Loan Quoted per loan
Bad Credit Loan Quoted per loan
View Profile
(862) 407-6432
Open 7:00 AM - 8:00 PM
73 Broadway, Newark, NJ 07104
General Services
Personal Loans
19

Urban Payday Loans

Serves Perth Amboy, NJ

Urban Payday Loans ranks in the top ten due to its customer-centric service and effective response to urgent financial demands. Based in Jersey City, this lender targets consumers with various credit scores, making it a great option for those in need of denials. The positive online loan reviews highlight Urban Payday Loans' instant approval and transfer of funds in one day, underlining how the… more...

Urban Payday Loans ranks in the top ten due to its customer-centric service and effective response to urgent financial demands. Based in Jersey City, this lender targets consumers with various credit scores, making it a great option for those in need of denials. The positive online loan reviews highlight Urban Payday Loans' instant approval and transfer of funds in one day, underlining how the process is simple and efficient. The business also prioritizes loan security, ensuring protection instead of any unwanted data leaks. With these great features, it is very easy to see that Urban Payday Loans is a top option.

Services & Prices
Same Day Payday Loans Quoted per loan
Short Term Payday Loans Quoted per loan
Bad Credit Auto Loans Quoted per loan
Standard Auto Loans Quoted per loan
View Profile
(551) 213-4753
Open 7:00 AM - 9:00 PM
222 Harrison Ave, Jersey City, NJ 07304
General Services
Payday Loans
20

Direct Payday Loans

Serves Perth Amboy, NJ

Direct Payday Loans is among the top ten list owing to its consumer-friendly reputation and thorough treatment of borrowers with varying credit ratings. They provide quick, transparent loans in a stress-free, adaptable form, which appeals to many who are in urgent need of financial assistance. Most reviews praise the site for its simple application, rapid approvals, and honest terms. Though the… more...

Direct Payday Loans is among the top ten list owing to its consumer-friendly reputation and thorough treatment of borrowers with varying credit ratings. They provide quick, transparent loans in a stress-free, adaptable form, which appeals to many who are in urgent need of financial assistance. Most reviews praise the site for its simple application, rapid approvals, and honest terms. Though the loan rates seem to be quite high, several reviews remark that Direct Payday Loans compensates for them through transparency and adequate service. Their reputation for quick service, compliance with their promises, and adaptation to difficult financial conditions are reasons why the company is recommended.

View Profile
(973) 841-8537
Open 7:00 AM - 9:00 PM
161 W Kinney St, Newark, NJ 07103
21

Central Bad Credit Loans

Serves Perth Amboy, NJ

Central Bad Credit Loans is identified within the Top Ten List due to customer satisfaction, customer service, and compassion. Most reviews highlight excellent service and how it's sympathetic to customers with troubled financial history, showing that the organic loan process is stress-free and agile. It has many happy customers who say it deserves five stars for the exceptional service. Also… more...

Central Bad Credit Loans is identified within the Top Ten List due to customer satisfaction, customer service, and compassion. Most reviews highlight excellent service and how it's sympathetic to customers with troubled financial history, showing that the organic loan process is stress-free and agile. It has many happy customers who say it deserves five stars for the exceptional service. Also, the supportive remarks and positive reviews reflect that Clare’s loan decisions alter lives for the better. Clare’s loan service is regarded as a bank for individuals with notches in their credit and as an acknowledgment for its help in solving their loan problems.

View Profile
(551) 213-3161
Open 7:00 AM - 9:00 PM
PXC4+P4, Jersey City, NJ 07302
22

Urban Payday Loans

Serves Perth Amboy, NJ

Urban Payday Loans ranks as a top ten choice because of its commitment to simplicity in securing secured loans. Immediate convenience is achieved through fast approval, usually within a day, which is confirmed by reviews. Clients praise the user-friendly site and its effectiveness in connecting them with extensive reliable lenders. Client satisfaction is related to positive customer support and… more...

Urban Payday Loans ranks as a top ten choice because of its commitment to simplicity in securing secured loans. Immediate convenience is achieved through fast approval, usually within a day, which is confirmed by reviews. Clients praise the user-friendly site and its effectiveness in connecting them with extensive reliable lenders. Client satisfaction is related to positive customer support and hence builds trust. The borrower protects their data with advanced security measures and connects with trusted lenders due to the soft credit inquiry and no hidden costs or penalties. Urban Payday Loans LLC also helps recipients with bad credit gain access to loan $700 ranges such as unsecured loans and personal loans.

View Profile
(908) 975-1342
Open 7:00 AM - 9:00 PM
844 E Jersey St, Elizabeth, NJ 07201
23

Advance Personal Loans

Serves Perth Amboy, NJ

Advance Personal Loans secured a place in the top 10 lists due to its fast online approval process, accommodating payment plans, and efficient funds distribution. Recent evaluations celebrate its instantaneous approval and same-day loan transfer. The reviews present a bipartite perspective; some consumers express concern regarding the application process and its potential for spamming.… more...

Advance Personal Loans secured a place in the top 10 lists due to its fast online approval process, accommodating payment plans, and efficient funds distribution. Recent evaluations celebrate its instantaneous approval and same-day loan transfer. The reviews present a bipartite perspective; some consumers express concern regarding the application process and its potential for spamming. Conversely, most praise the service for its convenient and timely delivery. Quick access to borrowed funds during emergencies inspires customer confidence. Thus, the platform outperforms its peers with online applications, instant fund disbursement, and flexible repayment options.

View Profile
(732) 410-7377
Open 7:00 AM - 9:00 PM
264 Commercial Ave, New Brunswick, NJ 08901
24

MVP Personal Loans

Serves Perth Amboy, NJ

MVP Personal Loans has a strong reputation for its user-centric approach, security, and swift loan service. Located in East Orange, New Jersey, the company provides various loan options, including personal, unsecured, and bad credit loans. MVP Personal Loans offers several benefits, such as low-interest rates, flexible repayment plans, and quick funding, frequently on the next business day. The… more...

MVP Personal Loans has a strong reputation for its user-centric approach, security, and swift loan service. Located in East Orange, New Jersey, the company provides various loan options, including personal, unsecured, and bad credit loans. MVP Personal Loans offers several benefits, such as low-interest rates, flexible repayment plans, and quick funding, frequently on the next business day. The platform covers various credit profiles, and emphasizes customer privacy and security, including 256-bit SSL encryption and TLS protocols. Numerous reviews confirm MVP Personal Loans' valuable, trustworthy service for urgent financial needs, making it one of the top ten lenders.

View Profile
(862) 354-8352
Open 7:00 AM - 9:00 PM
304 Park Ave, East Orange, NJ 07017
25

Baret Kechian

Serves Perth Amboy, NJ

Baret Kechian places a top ten list due to his professionalism, expertise in the industry, and personal attention to his clients. The most recent reviews affirm that he is detailed, trustworthy, courteous, and efficient in his role. Many clients utilized his services for years and plan on employing them for future purchases. Overall, Baret Kechian's extensive industry knowledge and… more...

Baret Kechian places a top ten list due to his professionalism, expertise in the industry, and personal attention to his clients. The most recent reviews affirm that he is detailed, trustworthy, courteous, and efficient in his role. Many clients utilized his services for years and plan on employing them for future purchases. Overall, Baret Kechian's extensive industry knowledge and customer-centered approach make him one of the top choices among clients who navigate real estate transactions since they can refer Baret to assist them effectively.

View Profile
(201) 796-6441
Open 8:00 AM - 6:00 PM
5 River St Suite 103, Hoboken, NJ 07030
26

Central Bad Credit Loans

Serves Perth Amboy, NJ

Central Bad Credit Loans has made it to the top ten list due to its straightforward loan application process and client satisfaction. Customers state that the company simplifies the loan process, making it much less stressful than it once was. The company's online loan application is straightforward and easy to navigate, and borrowers cite getting helpful guidance at each stage. Many borrowers… more...

Central Bad Credit Loans has made it to the top ten list due to its straightforward loan application process and client satisfaction. Customers state that the company simplifies the loan process, making it much less stressful than it once was. The company's online loan application is straightforward and easy to navigate, and borrowers cite getting helpful guidance at each stage. Many borrowers received approval quickly, making the overall process much easier. Central Bad Credit Loans also gets high marks for its employee's friendliness and unambiguous loan terms, which makes many people feel more at ease while applying for a loan. Each of these is why the company is a top ten choice for borrowers who have poor credit.

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(973) 577-5344
Open 7:00 AM - 9:00 PM
24 Commerce St #534, Newark, NJ 07102

Perth Amboy Home Improvement Loan Statistics

Home-improvement lending in Middlesex County and home costs in Perth Amboy, NJ (latest HMDA and Census data)

Lenders made 1,414 home-improvement loans in Middlesex County in 2025 (average about $171,000) and denied 994 — 41% of decided applications, compared with 39% across New Jersey, according to federal mortgage data (HMDA, CFPB). The typical home in Perth Amboy was built in 1959 and is worth $370,600 (Census ACS 2020–2024).

Home-improvement loans, 2025
1,414▲ 7%1,327 in 2024
Denial rate
41%NJ 39%
Median year homes built
1959NJ 1970
Median home value
$370,600NJ $454,400
Home-purchase loans made (Middlesex County, 2025)
6,174
Refinance loans made (2025)
4,893
Average home-improvement loan
$171,000 (NJ $178,000)
Owners with a mortgage
63% · 48% of them spend 30%+ of income on housing
Median household income
$61,977 (NJ $103,556)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Middlesex County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Perth Amboy Home Renovation Loan Companies stats: 26 businesses compared side by side · updated
# Business Rating Reviews Starting price Phone Website
1 Garden State Lending 5.0 20 Quoted per loan (973) 876-5752 Visit
2 NACA 4.7 2631 $5 (425) 602-6222 Visit
3 Oportun 4.9 582 $30 (732) 497-3253 Visit
4 Heritage Financial Corporation 4.9 216 Quoted per loan (201) 876-2929 Visit
5 Daniel Lemeshev at CrossCountry Mortgage 4.8 120 Quoted per loan (201) 484-5210 Visit
6 Lawrence Zhou - Mortgage Loan Originator 5.0 91 Quoted per loan (201) 431-6001 Visit
7 NJ Lenders Corp.- Hoboken, NJ (NMLS# 1381344) 5.0 77 Quoted per loan (201) 610-0222 Visit
8 OneMain Financial 4.0 79 $369 (201) 246-4047 Visit
9 Atlantic Financial Services 5.0 53 Quoted per loan (732) 969-9300 Visit
10 Raritan Bay Federal Credit Union 3.5 55 $25 (732) 727-3500 Visit
11 Epic Mortgage Company, LLC;NMLS# 2498246 5.0 37 Quoted per loan (201) 435-0435 Visit
12 RAP Financial Services 5.0 37 $100 (866) 890-7277 —
13 Michael Stepek at Guaranteed Rate Affinity (NMLS #28268) 4.9 37 Quoted per loan (908) 546-5641 Visit
14 NexGen Lending 5.0 31 Quoted per loan (908) 639-4361 Visit
15 Primo Personal Loans 4.4 12 $200 (201) 690-1012 Visit
16 West Forest Capital - Newark, NJ | Hard Money Loans, Real Estate Investment Loans & Bridge Loans 5.0 10 Quoted per loan (212) 537-5833 Visit
17 Pinnacle Mortgage 3.6 11 Quoted per loan (201) 239-1500 Visit
18 Primo Personal Loans 4.6 7 Quoted per loan (862) 407-6432 Visit
19 Urban Payday Loans 5.0 5 Quoted per loan (551) 213-4753 Visit
20 Direct Payday Loans 5.0 4 — (973) 841-8537 Visit
21 Central Bad Credit Loans 4.0 4 — (551) 213-3161 Visit
22 Urban Payday Loans 4.0 4 — (908) 975-1342 Visit
23 Advance Personal Loans 4.0 4 — (732) 410-7377 Visit
24 MVP Personal Loans 4.7 3 — (862) 354-8352 Visit
25 Baret Kechian 5.0 2 — (201) 796-6441 Visit
26 Central Bad Credit Loans 4.5 2 — (973) 577-5344 Visit

Frequently asked questions

7 questions
What do top home renovation loan companies do?
Top home renovation loan companies provide financing options for homeowners looking to fund renovation projects, offering various loan products tailored to different needs.
How do I choose the best home renovation loan company in Perth Amboy?
Consider verified customer reviews, ratings, review volume, and if the business has claimed its profile. TrustAnalytica ranks companies using these transparent, data-driven factors.
What questions should I ask a home renovation loan company?
Inquire about interest rates, loan terms, fees, eligibility criteria, and the application process. Understanding these factors can help you make an informed decision.
Are free consultations common for home renovation loans in Perth Amboy?
Yes, many home renovation loan companies offer free consultations to discuss financing options and help you understand your borrowing potential.
Do I need a home renovation loan company for my project in New Jersey?
If you require financing for a home renovation, a loan company can provide tailored loan options. Evaluate your financial needs and project scope to decide.
How long does it take to get a home renovation loan in Perth Amboy?
The process typically takes a few weeks, depending on the lender's requirements and your financial situation. Promptly providing documentation can speed up the process.
What are typical fees for home renovation loans in New Jersey?
Fees can include origination fees, appraisal fees, and closing costs. It's important to discuss these with your lender to understand the total cost of the loan.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 renovation loans list assembly and recognition by TrustAnalytica for Perth Amboy is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing renovation loans companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 renovation loans category.

The Process

1

Business Verification

Verified renovation loans listings in Perth Amboy are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive renovation loans profiles offer vital details for informed decisions in Perth Amboy.

3

Reviews And Ratings

Real-time customer ratings guide our renovation loans rankings in Perth Amboy, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top renovation loans providers in Perth Amboy.

5

AI Search Visibility

Every renovation loans listing in Perth Amboy is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.